---
title: "Yogesh Duggar - Senior Software Engineer in Bengaluru | Tal"
description: "Meet Yogesh Duggar, Senior Backend Engineer @ finb.ai | Building Agentic Lending Intelligence for India | Scaled APIs to 500K+ req/hr | Python · Node.js · AWS · GenAI based in Bengaluru."
image: "https://tal.club/meet/yogesh-13/share-image"
---

# Yogesh Duggar on Tal

## Headline

Senior Backend Engineer @ finb\.ai \| Building Agentic Lending Intelligence for India \| Scaled APIs to 500K\+ req/hr \| Python · Node\.js · AWS · GenAI

## About

I build backend for Indian lending\. The systems that decide who gets credit, how fast, and at what risk\. At finb\.ai I scaled production from a few hundred to 500K\+ req/hr \(300×\), shipped resilient bureau / eNACH / KYC integrations, and cut feature turnaround \~70%\. Now building an Agentic Lending Intelligence System — an AI layer for LOS, LMS, CMS, and KYC infra\. Purpose\-built on the actual data and edge cases of Indian credit, not generic AI retrofitted to banking\. Open to fintech / AI / systems conversations\. 📧 yogesh\.duggar921@gmail\.com

## Location

Bengaluru

## Work experience

Senior Software Engineer at FinB, Jan 2026 \- Present · 6 mos, Bengaluru, Karnataka, India

Software Engineer at FinB, Jan 2025 \- Jan 2026 · 1 yr 1 mo, Gurugram, Haryana, India, Backend ownership for finb\.ai's credit\-decisioning, bureau, and KYC — used by NBFCs, digital lenders, and neobanks across India\. \- Scaled production APIs 300× to 500K\+ req/hr — rearchitected hot path, optimized DB access, removed sync bottlenecks \- Cut feature turnaround \~70% through cleaner system boundaries \- Built resilient integrations with CIBIL, CRIF High Mark, Experian, eNACH — retries, idempotency, fallback flows \- Drove infra and data design across a small team — cursor\-based pagination on multi\-million\-row queries, cache invalidation, DB pooling \- Improved observability — structured logging, CloudWatch dashboards for per\-client API usage

SDE Intern at Care\.fi, Apr 2024 \- Dec 2024 · 9 mos, Gurugram, Haryana, India, Care\.Fi is a healthcare\-focused lending platform\. I worked on the backend that powers loan lifecycle and operations\. \- Built backend services for loan disbursal, repayment, and MIS reporting workflows — covering the full lifecycle from origination to recovery \- Integrated eNACH, CIBIL, and CRIF — improved API performance and reduced failure rates on critical bureau and mandate calls \- Automated invoice and insurance document processing using AI/OCR pipelines, cutting manual ops effort and turnaround time

Member at Cosmic The Business Society, Oct 2022 \- Apr 2024 · 1 yr 7 mos

## Education

Bachelor of Engineering \- BE, Computer Science, Chitkara University

[View the original profile](https://tal.club/meet/yogesh-13)

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