Headline

Senior Product Manager @ Axis Bank | NMIMS

About

I build fintech products from 0-to-1 and scale them to millions. As a Senior PM at Axis Bank, I own credit card digital platforms serving millions of customers, spanning lending, payments, rewards, and engagement. Across my tenure, I've launched ground-up products like an API-based Rewards Orchestration Platform, a Gamified Offer Marketplace, and a Balance-on-EMI vertical and an internal portal for real time offers delivery, while scaling existing ones to deliver 114% YoY growth in upgrades, 21% YoY growth in revenue, and a 3.5X ROI on campaign spends. What sets me apart: I'm a B.Tech (CS) + MBA who doesn't just translate between business and tech, I speak both. I work hands-on with SQL, Python, and A/B testing, and have built ML-based systems (computer vision, deep learning), giving me a practitioner's lens on AI-driven product decisions. Open to conversations around fintech, growth products, and AI-native product roles.

Location

Mumbai

AI stack

antigravity

claude code

codex

hugging face

lovable

Supabase

Work experience

Senior Product Owner at Axis Bank, May 2026 - Present · 4 mo, Mumbai, Leading end-to-end product ownership of lending, spends & rewards for 7M+ credit card customers

Product Owner at Axis Bank, Jun 2024 - Apr 2026 · 1 y 10 mo, Mumbai, 𝟬-𝘁𝗼-𝟭 𝗕𝘂𝗶𝗹𝗱𝘀: - Launched an API-based Rewards Orchestration Platform enabling real-time spend tracking and personalised campaigns, driving incremental monthly spends and reactivating dormant users at scale - Built a Gamified Offer Marketplace from scratch, improving merchant offer discovery and driving 16% uplift in merchant spends and 7% MAU uplift - Introduced Balance-on-EMI as a new lending vertical, reversing declining trends to overachieve annual disbursement targets - Led end-to-end delivery of Swipe to Pay, an OTP-free authentication flow reducing payment drop-offs via payment gateway SDK integration 𝗦𝗰𝗮𝗹𝗶𝗻𝗴 & 𝗚𝗿𝗼𝘄𝘁𝗵: - Managed ₹4000+ Cr lending book for digital credit card customers - Spearheaded digital-first rewards campaigns with real-time tracking, reactivating 30K+ dormant users and delivering 3.5X ROI on campaign spends - Scaled API-based tokenisation to 100K+ tokens within 60 days by integrating with payment gateways, improving payment success and repeat usage - Achieved 2X YoY growth in card upgrades through targeted UX improvements and better product discoverability - Reduced friction in the Instant Loan journey via A/B testing, driving 21% YoY growth in revenue 𝗘𝘅𝗲𝗰𝘂𝘁𝗶𝗼𝗻 & 𝗖𝗼𝗺𝗽𝗹𝗶𝗮𝗻𝗰𝗲: - Worked cross-functionally with engineering, design, risk, legal, and business teams to deliver products end-to-end within timelines - Managed stakeholders across senior leadership and operations to align roadmap priorities with business goals - Ensured 100% adherence to RBI regulations across all digital lending journeys

AHEAD Intern at Axis Bank, Apr 2023 - Jun 2023 · 3 mos, Mumbai, Led primary research across 8 focus groups with 80+ stakeholders (low income to ultra HNI) to map insurance adoption barriers among self-employed users; delivered personas and opportunity sizing to cross-functional stakeholders

Education

Master of Business Administration - MBA, General Management, SVKM's Narsee Monjee Institute of Management Studies (NMIMS)

Bachelor of Technology - BTech, Computer Science, Jss Academy of Technical Education