Headline

Banking & Finance Professional | Financial Analysis | Credit Assessment | Working Capital Finance | Corporate Banking | MBA Finance

About

Finance professional with hands-on experience in wholesale banking credit at YES Bank, specializing in financial statement analysis, working capital assessment, and credit exposure evaluation across SME, mid-corporate, and large corporate clients. Currently managing analysis of 400+ borrower accounts monthly across CC, WCDL, and trade finance facilities, ensuring accurate limit assessment and compliance with sanction terms. Strong expertise in ratio analysis, liquidity assessment, and identification of early risk indicators including margin stress, ageing delays, and inventory build-up. Experienced in reviewing CAMs, IOMs, and consortium lending structures to evaluate credit risk and collateral coverage. MBA Finance with practical exposure to DCF modeling, financial valuation, and credit appraisal. Seeking to transition into core credit analyst and risk roles with a focus on data-driven decision making and portfolio risk management

Location

Mumbai

Work experience

Deputy Manager at YES BANK, Jan 2026 - Present · 6 mos, Mumbai, Maharashtra, India, 1) Assessed working capital facilities and drawing power calculations for corporate borrowers. 2) Reviewed credit documentation and sanction conditions for lending facilities. 3) Monitored portfolio trends and borrower compliance indicators. 4) Coordinated with Relationship Managers, clients, and internal teams to support account servicing, documentation review, and portfolio monitoring

Finance Intern at Growth Arrow Company, Jun 2025 - Jul 2025 · 2 mos, Completed my internship at Growth Arrow Company, gaining practical exposure to stock market analysis through fundamental and technical approaches. Developed a strong understanding of market behavior, company evaluation, and investment strategies while assisting in research and financial reporting tasks.

Education

MBA, Finance, Mumbai Educational Trust, MET League of Colleges

Bachelor of Business Administration - BBA, Finance, Mgm university