Headline

Valuation & Financial Modelling | NBFC Background | Targeting Investment Banking

About

I spend a lot of my time trying to understand businesses — how they make money, what drives their value, and why markets price them the way they do. Over the past 1.5 years at Manappuram Finance, I worked in commercial vehicle lending — evaluating borrower profiles, assessing credit risk, and managing a loan portfolio. It gave me a ground-level view of how financial decisions actually play out, not just in spreadsheets, but in real conversations with real borrowers. That experience pushed me deeper into the analytical side of finance. I've since been building skills in financial modelling and valuation — DCF, comparable company analysis, precedent transactions — and currently working on a detailed valuation of Marico Ltd as a live project. I read about markets, sectors, and companies regularly — not to sound informed, but because I genuinely find it interesting to connect what's happening in the world to what it means for a business's numbers. I'm working toward a role in investment banking or financial advisory, where I can combine this analytical thinking with the kind of rigorous work that actually moves deals forward. If you're working on something interesting in finance or just want to exchange notes on valuation, I'm always open to a conversation.

Location

Mumbai

Work experience

Sales Executive at Manappuram Finance Limited, Nov 2023 - Mar 2025 · 1 yr 5 mos, Mumbai, Maharashtra, India, Managed loan disbursements worth ₹2.30crore, increasing portfolio growth by 23% Built and maintained strong relationships with over X high-value clients Conducted detailed financial assessments to reduce loan default risk by 60% Coordinated with credit, operations, and legal teams to streamline loan approval time

Education

The Valuation School

K.V. Pendharkar College