---
title: "Yash Pandiya - Analyst in Hyderabad | Tal"
description: "Meet Yash Pandiya, Analyst at Goldman Sachs | Equity Research | Financial Modeling & Valuation | NISM VIII & NISM XV based in Hyderabad."
image: "https://tal.club/meet/yash-163/share-image"
---

# Yash Pandiya on Tal

## Headline

Analyst at Goldman Sachs \| Equity Research \| Financial Modeling & Valuation \| NISM VIII & NISM XV

## About

Finance attracts a lot of people who can run a model\. Fewer can tell you what the numbers actually mean\. I'm an Analyst at Goldman Sachs working within a global risk operations function \- evaluating financial exposure across a 5,000\+ account consumer portfolio, making high\-stakes decisions at scale with 98%\+ accuracy in a zero\-tolerance environment\. That's not equity research\. But the discipline is the same: structure the problem, read the data without bias, make a call you can defend\. The research side is where I want to go deeper\. At KRG Consultants, I built DCF and CCA models for Indian chemical sector equities, produced Buy/Hold/Sell recommendations that went straight into firm coverage, and stress\-tested three years of financials across 10\+ metrics per company\. Independently, I've modeled Coal India, Apollo Hospitals, and Pidilite across integrated 3\-statement frameworks \- not as coursework, but because I wanted to build something I'd actually put my name on\. NISM Series XV \(Research Analyst\), NISM Series VIII \(Equity Derivatives\), MBA in Finance, Coursera specialization in Financial Modeling\. Good work leads to good rooms\. If you think I belong in yours \- let's connect\.

## Location

Hyderabad

## Work experience

Analyst at Goldman Sachs, May 2025 \- May 2026 · 1 yr 1 mo, Hyderabad, Working within a global risk operations function, I evaluate financial exposure across a high\-volume consumer portfolio, applying structured analytical frameworks to support risk\-aware decision\-making at scale\. • Quantified financial risk across a 5,000\+ account consumer portfolio by applying structured exposure classification frameworks, maintaining 98%\+ decisioning accuracy in a high\-volume, zero\-tolerance environment\. • Adjudicated $250,000\+ in monthly contested financial claims across 1,800\+ cases, assessing liability, transactional exposure, and recovery outcomes through structured risk evaluation frameworks\. • Uncovered systemic exposure patterns across large\-scale transaction datasets, driving process redesign that reduced case review turnaround time by 15% team\-wide\. • Streamlined audit traceability and review consistency by building evidence\-backed financial summaries and structured documentation across high\-volume workflows\.

Equity Analyst Intern at Knowledge Resource Group KRG Consultants, Jun 2023 \- Aug 2023 · 3 mos, Pune District, Worked with a boutique equity research setup, I covered Indian chemical sector equities end\-to\-end \- from building valuation models to writing investment recommendations that fed directly into firm coverage\. • Built DCF and Comparable Company Analysis \(CCA\) models for 3 Indian chemical sector companies, generating Buy/Hold/Sell recommendations adopted directly into the firm's research coverage\. • Stress\-tested 3 years of historical financial statements per company across 10\+ metrics \- ROCE, ROE, EBITDA margins, and leverage ratios \- to assess investment viability and flag risk\. • Authored 4 equity research reports synthesizing bottom\-up financial analysis with sector dynamics and macroeconomic context, translating findings into defensible, thesis\-driven investment views\.

B2B Intern at Tata Tele Business Services, Dec 2022 \- Feb 2023 · 3 mos, Pune District, Worked with a B2B sales function, I engaged corporate clients to assess operational requirements and structure product proposals \- building the commercial awareness and client\-facing communication skills that complement analytical work\. • Conducted financial needs assessments for 300\+ corporate clients, converting requirements into structured proposals that contributed to a 12% improvement in qualified lead conversion\. • Developed targeted pitch frameworks by mapping client business profiles to product capabilities, translating analytical outputs into persuasive commercial narratives\.

## Education

Master of Business Administration \- MBA, Finance, Pune Institute of Business Management

Bachelor of Commerce \- BCom, Taxation, Acropolis Group of Institutions

[View the original profile](https://tal.club/meet/yash-163)

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