About
Most AI agent demos break the moment you point them at real money. I make sure ours don't. I'm Head of Engineering at BYLD Wealth, where we're building AI-first wealth management for India's High Net-Worth Individuals. The stack is multi-agent systems — portfolio intelligence, Account Aggregator data, advisory workflows — all operating under SEBI RIA compliance and the DPDP Act. When your agent handles someone's financial data, there's no room for hallucinated refactors. My path here: one of the earliest engineers at CRED (payments, checkout, OMS). Led engineering at Vance (YC W22, $93M raised) across cross-border remittance, NRI investments, and neobanking. Designed inventory systems at Partnr managing 150Cr+. Shipped BBPS infra at Zeta/HDFC PayZapp. Currently deep in agent orchestration — context compression, memory hierarchies, permission-gated tools, state recovery. I spend 6-8 hours a day inside Claude Code building these patterns. I write about production AI architecture. If you're building agents, doing fintech infra, or want to join a team working at this intersection — reach out.
Work experience
Head of Engineering at BYLD Wealth, Dec 2025 - Present · 10 mos, Bengaluru, Karnataka, India
Founding Lead Engineer at Partnr, Mar 2024 - Nov 2025 · 1 yr 9 mos, Gurugram, Haryana, India
Founding Member & Head Of Engineering at Vance (YC W22), Apr 2022 - Nov 2023 · 1 yr 8 mos, Bengaluru, Karnataka, India
Tech Consultant at Vance (YC W22), Jan 2022 - Apr 2022 · 4 mos, Hybrid
SDE 2 at Zeta Suite, Sep 2021 - Apr 2022 · 8 mos
Co-Founder & CTO at Pupkitt Pet Care, Nov 2020 - Jan 2022 · 1 yr 3 mos, Ludhiana, Punjab, India
Education
Bachelor of Technology (B.Tech.), Computer Science & Engineering, Dr. B. R. Ambedkar National Institute of Technology (NIT), Jalandhar
B.C.M. Sr. Sec. School. Sec-32, Chd. Road, Ludhiana
