Product@Turtlemint

Bengaluru, Karnataka, India

Mumbai, Maharashtra, India

Mangaluru, Karnataka, India




Master of Business Administration - MBA, PGDM-Operations & Marketing
Goa Institute of Management (GIM)

Bachelor of Engineering - BE, Electrical, Electronic and Communications Engineering Technology/Technician
Goa Engineering College - Government of Goa
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MBA from Goa Institute of Management with 4+ years of professional experience
Bengaluru
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Product Manager at Turtlemint, Aug 2022 - Present · 4 yrs 1 mo, Bengaluru, Karnataka, India, Owned product roadmap and end-to-end delivery for Agent-Pro (agent onboarding portal) and MintPro (B2B sales platform), scaling both from early-stage to production-grade platforms. Conceptualized and built Insurance Studio — a plug-and-play API integration framework — reducing partner go-live TAT from 120 days to 40 days, unlocking faster revenue for 10+ enterprise integrations. Delivered Transaction Master, a real-time commission engine that reduced disbursement from 7 days to same day and eliminated the need for 27 FTEs in manual reconciliation operations. Managing SaaS clients including Mashreq, FAB, CRED, Spinny, and Flipkart — handling requirement gathering, product customisation, SLAs, and stakeholder communication. Driving AI-led automation initiatives to reduce integration effort by ~60% through LLM-assisted field mapping, intelligent data validation, and workflow orchestration. Collaborated with engineering, design, data, and business teams across 15+ product sprints using agile methodology to maintain consistent delivery velocity.
Business Analyst-senior manager at Tata AIG General Insurance Company Limited, Aug 2019 - Aug 2022 · 3 yrs 1 mo, Mumbai, Maharashtra, India, Built and scaled IPDS V2 (agent policy issuance portal) from 0 to 1 lakh policies/month, enabling a 10x increase in digital issuance capacity. Revamped Integration Hub with drag-and-drop no-code configuration, reducing partner onboarding TAT from 180 days to 60 days and cutting IT dependency by 60%. Led a team of 3 BAs managing PACE (Workflow Management System), CDS (Commission Disbursement System), and a suite of RPA bots — reducing manual effort by 35%. Defined BRDs, user stories, and UAT test cases across 20+ features, ensuring zero critical-defect releases in the last 12 months of tenure
Marketing & Operations Intern at NEW MANGALORE PORT TRUST - India, Apr 2018 - May 2018 · 2 mos, Mangaluru, Karnataka, India, • Market Research and Feedback of customers on their cargo profile • Identified various pain points of customers and worked on it • Performed Data analysis to analyze import/export trends in container traffic • Analyzed and optimized available space & equipment • Reduced container movement by 50%, stacking cost by 50% & increased efficiency by reducing turnaround time
Master of Business Administration - MBA, PGDM-Operations & Marketing, Goa Institute of Management (GIM)
Bachelor of Engineering - BE, Electrical, Electronic and Communications Engineering Technology/Technician, Goa Engineering College - Government of Goa