Headline

Senior Product Manager @ Mastercard | Sustainability, Payments, Product Leadership

About

I’m a results‑driven Product Manager with 10+ years of experience building and scaling B2B and B2C SaaS products across payments, fintech, loyalty, and mortgage platforms. Currently, I serve as a Senior Product Specialist at Mastercard, where I lead product strategy and execution for Mastercard Donate, a sustainability-focused solution within the payments ecosystem. My work sits at the intersection of product strategy, data, and customer experience. I’ve led end‑to‑end product initiatives—from roadmap definition and AI‑driven capability integration (such as MCC categorization and spend pattern analysis) to UX optimization, charity onboarding improvements, and go‑to‑market alignment with global stakeholders. I’m particularly passionate about translating complex payment and platform challenges into simple, intuitive user journeys that deliver measurable business outcomes. Across roles at Mastercard, Western Union, ICE Mortgage Technologies, and Annex Cloud, I’ve consistently partnered with engineering, design, analytics, and business teams to deliver high‑impact solutions. My experience spans web and mobile payment journeys, partner integrations, loyalty platforms, and enterprise SaaS products, with a strong focus on data‑driven decision‑making, voice‑of‑customer insights, and agile delivery. What sets me apart is my ability to balance strategic thinking with hands‑on execution—whether that’s prioritizing backlogs, shaping product narratives, demonstrating working prototypes, or aligning features to commercial and operational goals. I thrive in complex environments where clarity, collaboration, and customer empathy are critical to success. Outside of work, I’m a certified Yoga trainer, a former state‑level athlete, and an avid weekend cyclist—practices that help me stay disciplined, focused, and energized, both professionally and personally. I’m also available on Topmate for mentoring and guidance, where I support aspiring and entry‑level Product Managers with career direction, product fundamentals, and real‑world PM insights. https://topmate.io/vinit_productmanagement/

Location

Pune Division

AI stack

claude

Work experience

Senior Product Manager at Mastercard, Oct 2025 - Present · 10 mos, Pune City, Senior Product Specialist for Mastercard Donate services - Led the Mastercard sustainability solution product suite, driving innovation and growth. - Developed and executed product strategy and roadmap, enhancing unique value propositions. - Integrated AI-driven capabilities, such as MCC categorization and spend pattern analysis, into existing products. - Demonstrated working product prototypes and edge guides. - Conducted comprehensive market and competitor analyses to maintain industry-leading insights. - Led UX improvements and charity onboarding optimization for the Donate platform, strengthened customer partnerships, and spearheaded go‑to‑market alignment with key stakeholders

Assistant Product Manager at Western Union, Feb 2025 - Oct 2025 · 9 mos, Hybrid, - Owning the payment user journey experience for Web and App - Active cross-functional collaborations to implement new payment methods and partner integrations - Embracing a data-driven ethos to elevate product enhancements through the analytical tools - Strategic involvement in product design, go-to-market initiatives, and performance metrics - Driving the product prioritization through the PI Planning and VOC

Product Owner at Western Union, Sep 2022 - Mar 2025 · 2 yrs 7 mos, Pune, Maharashtra, India, Product Owner for Western Union Digital Platform - Owning the end to end user experience - Defining Sprint Roadmaps and prioritizing the Epics - Driving aspects of Product design, go-to market and product performance - Taking data driven approach towards enhancement effectively using analytical, AB testing and front end tools - Collaborating with cross-functional teams to drive the integrations

Product Manager at ICE Mortgage Technology, Dec 2020 - Sep 2022 · 1 yr 10 mos, Pune, Maharashtra, India, Product Manager for AIQ Platform product components at Ice Mortgage Technology. - Defining product strategy and roadmap in accordance with the organizational goal - Work with Internal and External SMEs to understand business needs to maintain a Product - Market Fit cadence for the product - Defining and delivering Epics & Stories with acceptance criteria - Maintain prioritized product backlogs to ensure the correct focus - Collaborating with cross-functional teams to drive the integrations - Driving the release readiness process and documents with Release Note, API documents, and User Guides - Run beta and pilot programs with early-stage products and MVP - Training Sales and Product Marketing team on new product release to help them understand the feature and use cases - Collaborating to define company-wide go to market plan - Working in accordance with leading US Mortgage customers like PennyMac, HomePoint, USBank and more Achievements: - Decreased the revenue overheads by 20% with the automation enhancements - Notable increase in the cross selling by strengthening the product integrations and workflows

Product Manager at Annex Cloud, Mar 2019 - Dec 2020 · 1 yr 10 mos, Pune Area, India, Product Manager for Annex Cloud Loyalty product suite and Mobile applications. - Defining Product Strategy and Roadmap - Conducting Market Research and Competitor Analysis activities for coping up with the dimension Requirement Elicitation and mapping for the requested changes - Prioritizing the Product Backlog - Managing deliverables by working closely with the engineering teamin Agile - Sprints - Reviewing Marketing document, User Manuals, and website - Performing successful product training to Support and Pre Sales - Working in accordance with the customers like ELF, Toyota, Merz, Brahmin and more Achievements: - Introduced Multi-Currency algorithm and other enhancements which helped to acquire big accounts

Product Manager at Matrix Comsec, Jul 2016 - Feb 2019 · 2 yrs 8 mos, Vadodara, Gujarat, India, Product Manager for Web / Cloud-based Time Attendance and AccessControl software product Matrix COSEC and Mobile Applications COSECAPTA, COSEC Mirror - Managing the entire product life cycle from strategic planning to customer release - Conducting Market Research / VOC for specifying the market needs - Engaging with Domestic and International customers/partners - Prioritizing Product Backlog and reviewing the Sprint backlog - Documenting the requirement to User stories, BRD, Wireframes and Workflow diagrams - Conducting Competitor Analysis activities - Working on product pricing and cost centers - Working in accordance with the customers like Adani, SBI, HPCL, Linde and more Achievements: - Built the Visitor Management product from ideation level which opened a new vertical for the product

Education

Master's degree, Electrical, Electronics and Communications Engineering, CHARUSAT, cspit, changa

Bachelor's degree, Electrical, Electronics and Communications Engineering, Babariya Institute of Technology,Vadodara