Headline

Software Engineer @ Paytm | ex-Bharatpe, M2P | Java & Spring Boot | Node | Microservices | Distributed systems

About

As a Software Development Engineer with around 2 years of experience, I build and optimize backend systems using Java and Spring Boot, contributing to reliable fintech platforms used in real-world lending and onboarding workflows at scale. Prior to my current role, I worked as a Backend Developer Intern at BharatPe, where I gained hands-on experience in backend API development and real-world fintech use cases. I’m strongly interested in problem-solving and consistently practice Data Structures & Algorithms to strengthen my coding and analytical skills. 📩 happy to connect with recruiters, engineers, and tech leaders. If you’re building scalable backend systems or exploring how AI and system design intersect, let’s connect via gmail : 𝘃𝗶𝗴𝗻𝗲𝘀𝗵𝗸𝗼𝗽𝗽𝗮𝗿𝗮𝗽𝘂𝟮𝟬𝟬𝟯@𝗴𝗺𝗮𝗶𝗹.𝗰𝗼𝗺. Skills: Backend Development | Java | Spring Boot | Microservices | REST APIs | MySQL | JPA | Hibernate | Flyway | Docker | AWS (S3, CloudWatch) | Kafka | Redis | Data Structures & Algorithms | OOP | System Design | Concurrency & Multi-Threading | Git | CI-CD | JUnit

Location

Bengaluru

AI stack

cursor

opencode

Work experience

Software Engineer at Paytm, Apr 2026 - Present · 5 mos

SDE-1 at M2P Fintech, Aug 2024 - Apr 2026 · 1 yr 9 mos, Bengaluru, Karnataka, India, * Developed systems for Loan Origination (LOS) and Microfinance (MFI) using Java, Spring Boot and MySQL. * Improved credit bureau and KYC workflows to support compliant and reliable lending operations. * Implemented PII masking and data privacy controls to safeguard sensitive customer data. * Automated database migrations using Flyway and Docker, ensuring version-controlled schema changes with minimal downtime. * Engineered an RBI-compliant consolidated credit bureau (CB) process for clients and their family members, incorporating obligations and incomes into a database, improving risk assessment accuracy by 40% and provided stronger decision-making support for lending operations. * Designed and implemented third-party integrations to centralize KYC data (Aadhaar, PAN, Photo) for clients, reduced operational cost by 30%

Software Developer at BharatPe, Nov 2023 - Jul 2024 · 9 mos, Gurugram, Haryana, India, - Contributed to backend development of Loan Management System (LMS) and CRM systems. - Assisted in optimizing database queries and data access logic, improving performance of backend operations. - Implemented loan foreclosure and exceptional-loan handling logic, improving operational efficiency - Worked extensively with production codebases, handling live business requirements and backend fixes. - Gained knowledge in version control systems, specifically Git and GitHub, ensuring efficient collaboration, code management, and version control. - Strengthened problem-solving and debugging skills by resolving backend issues in production and staging environments. - Developed strong problem-solving and debugging skills, consistently delivering innovative solutions and efficiently resolving technical challenges.

Education

Bachelor of Technology - BTech, Computer Science, sree vidyanikethan engineering college

Public links

github: https://github.com/Vigneshk-3

leetcode: https://leetcode.com/drogon