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Deputy Manager – ICICI Bank | Credit & Financial Analysis | MBA Finance | Scrum PO

About

Over 2 years of experience in Wholesale Banking at ICICI Bank, supporting credit and risk workflows for mid-to-large corporate clients through accurate financial data management, MIS reporting, and compliance controls. ✔Lead data validation, governance, and standardization initiatives to ensure high-quality financial and client data used across credit, reporting, and monitoring systems. ✔Analyze data discrepancies through structured root-cause analysis and implement corrective actions to improve system integrity and reporting reliability. ✔Support enterprise-level system integration and core banking migration projects, ensuring continuity of credit-related data with zero critical errors. ✔Partner with Credit, Operations, IT, and Compliance teams to strengthen controls, optimize workflows, and improve turnaround time across end-to-end processes. ✔Translate complex financial data into actionable insights and reports that support portfolio monitoring, risk assessment, and management decision-making.

Location

Bengaluru

AI stack

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Work experience

Deputy Manager II at ICICI Bank, Jun 2024 - Apr 2026 · 1 y 10 mo, Bengaluru, Karnataka, India, Wholesale Banking-Service Sector Group - Conducted financial analysis of corporate clients, including startups, new-age, and IT companies, to assess creditworthiness and recommend appropriate working capital limits. - Engaged with senior management of corporate clients to understand business models, financial requirements, and risk considerations, enabling tailored credit solutions. - Supported credit decision-making through ongoing credit monitoring, risk evaluation, and assessment of market and industry trends. - Prepared and presented business analysis and MIS on sales, cost structures, and margins, supporting leadership in strategic and operational decision-making. - Performed risk assessments in collaboration with internal stakeholders to ensure regulatory compliance and mitigate product and portfolio risks. - Coordinated with multiple internal and external stakeholders to develop business cases for startups and new-age companies. - Tracked and analyzed key performance indicators (KPIs) to monitor operational performance and identify improvement opportunities.

Investment Banking Fellow at Marquee Equity, Nov 2023 - May 2024 · 6 mo, Hybrid, Evaluating the financial aspects of the startup, crafting presentation materials, and maintaining communication with investors. Conducting market analysis, executing careful research, and managing administrative responsibilities.

Risk Management and Asset Management Trainee at PredictRAM, Oct 2023 - Mar 2024 · 6 mos, Bengaluru, Karnataka, India, Client Engagement through Data Insights, Non-traditional Data, Corporate Leadership Summit, Management of Varied Asset Categories, Data Insight Techniques, Genuine Client Asset Management, Sustainability Analysis, Adherence to Regulations.

Equity Analyst at Knowledge Resource Group KRG Consultants, Jul 2023 - Sep 2023 · 3 mos, India, During my tenure as an Equity Analyst Intern at KRG Consultants Pvt. Ltd., I delved deep into the financial world, utilizing data-driven insights to bolster investment recommendations and strategy formations. 📊 Financial Analysis: Undertook rigorous financial evaluations of companies to identify market trends, driving actionable insights for strategic investment choices. 📉 Ratio Analysis: Employed various financial ratios to assess the health, performance, and profitability of companies. This rigorous approach enabled a clearer understanding of a company's position relative to its industry peers. 📝 Minutes of Meeting: Efficiently documented pivotal discussions and decisions from important meetings, ensuring seamless communication and tracking of key action items. 📈 Data Collection: Led initiatives to gather pertinent financial and market data, forming the backbone of our in-depth analyses. 🔍Comparative Analysis: Engaged in meticulous comparisons of financial metrics across different companies in similar sectors to pinpoint leaders, underperformers, and lucrative investment opportunities. 📄 Annual Reports: Combed through company annual reports, deriving critical performance indicators, executive insights, and future projections that influenced both our immediate and long-range investment tactics. 🔗 Interpretation & Strategy: Integrated all sourced data to craft coherent interpretations, which were instrumental in shaping our investment recommendations and advisory roles. 🌱 Final Report on Seed Industry: Took the lead in crafting a comprehensive report on the financial analysis of the seed industry, synthesizing data, insights, and forecasts that served as a beacon for stakeholders in the sector. 👥 Team Captain: Spearheaded a dynamic team of 12 members, fostering collaboration, streamlining workflows, and ensuring that we consistently delivered top-tier results.

Financial Analyst at PredictRAM, Apr 2023 - Mar 2024 · 1 yr, Bengaluru, Karnataka, India

Education

Master of Business Administration - MBA, Finance, General, Jain (Deemed-to-be University)

Bachelor's degree, Babu Banarasi Das University