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Varun Chopra

Senior Analyst @ Barclays | Fraud Detection | Transaction Monitoring | Fund Disbursement | KYC Refresh | Annual Review | Business Lending | Reconciliations | Coverage Support | SME Exploring New Opportunities

Delhi

7+ years of work experience

Barclays
Mar 20251 yr 7 mosPresent

Gurugram, Haryana, India

Responsible for ensuring high-quality risk assessment, regulatory compliance, and data accuracy across corporate and business client portfolios. Conduct end-to-end Annual Reviews, covering client relationships, facilities, entity structures, and associated documentation to support informed coverage decisions and maintain portfolio integrity. Key Responsibilities Annual Reviews: Performed comprehensive reviews of coverage clients, assessing facilities, entity structures, and securities linked to client records. Ensured alignment with loan expiry timelines, pooling products, and multi-option facilities, maintaining consistency with approved credit structures. KYC Refresh: Conducted detailed transaction analysis and report assessments to validate alignment with the client’s stated nature of business and expected activity patterns. Identified potential risk indicators/red flags and escalated deviations in line with compliance frameworks. Data & Documentation Integrity: Maintained complete, accurate, and up-to-date client documentation, ensuring adherence to regulatory and internal audit requirements. Ensured consistency across systems and records to support audit readiness and data reliability.
Barclays
May 20222 yrs 11 mosMar 2025

Noida, Uttar Pradesh, India

Managed Document Return processing, ensuring accuracy, regulatory compliance, and timely closure of lending cases. Performed Fit-to-Lend (FTL) assessments, evaluating borrower eligibility against internal credit policies and risk parameters. Executed Drawdown processing, ensuring accurate and timely disbursement of loan funds in line with approved terms and operational protocols. Handled BLIRR (Business Lending Internal Rate Review) activities, supporting internal rate validation and alignment with approved lending structures. Managed CRH (Customer Repayment Holiday) requests, facilitating payment deferrals in line with policy guidelines while ensuring proper documentation and compliance. Conducted financial reconciliations, identifying and resolving discrepancies to maintain data integrity and audit readiness. Resolved lending rejection cases through root cause analysis and corrective actions, improving process efficiency and reducing repeat errors. Delivered end-to-end lending lifecycle support, including Initial Case Review (ICR), Facility Letter (FL) creation and validation, and Fit-to-Lend (FTL) assessments, ensuring operational accuracy and compliance. Technical Proficiency IBM BPM Fullserve Salesforce SharePoint Zeus Control IQ Global Pricing Tool (GPT) Advanced Lending System (ALS) Financial Control System (FCS) Key Achievements Process Optimization: Enhanced workflows across document return, drawdowns, BLIRR, and CRH processes, reducing turnaround time and operational errors. Operational Efficiency: Resolved complex lending rejection cases, improving accuracy and customer experience. Compliance & Customer Support: Effectively managed repayment holiday requests, ensuring adherence to policy while supporting customer financial stability.
Career Break
Apr 20211 yr 2 mosMay 2022

Bank of America
Jun 20191 yr 10 mosMar 2021

Gurugram, Haryana, India

Conducted in-depth analysis of high-risk accounts to identify and mitigate fraudulent activities, including counterfeit deposits involving forged signatures, stolen items, and unauthorized third-party transactions. Assessed accounts to determine the nature and extent of fraudulent actions, ensuring appropriate measures were taken to safeguard assets. Implemented security protocols such as placing holds on suspicious transactions and counterfeit deposits to prevent unauthorized fund access. Reversed fees on accounts flagged for closure, maintaining compliance with internal policies and ensuring fair treatment of customers. Liaised with referral teams to confirm fund authenticity and disbursement, ensuring accurate resolution of account discrepancies. Executed fund freezing procedures (e.g., 888 freezes) for high-value accounts exceeding $50,000 to protect assets during investigations. Facilitated the secure transfer of funds to Hold Harmless departments, customers, or both, through cashier checks in compliance with regulatory standards. Authorized fund retrieval and release requests at financial centers by verifying transaction histories, referral notes, and disbursement instructions. Tools & Technologies: Business Administration Support Services (BASS) Banking Online Support System (BOSS) Automated Hold Utility (AHU) Pega Workflow Systems Claims Utility Check Notable Achievements: Strengthened fraud detection and prevention processes, minimizing financial risk and enhancing operational efficiency. Improved the accuracy of fund disbursements and retrievals, contributing to higher trust and compliance in banking operations. Played a critical role in securing assets during complex fraud cases, protecting customer funds and institutional resources.

Varun’s AI Stack

gemini
gemini
ChatGPT
ChatGPT
Microsoft Copilot
Microsoft Copilot

Education

Manipal University Jaipur

Master of Business Administration - MBA, General Studies

Manipal University Jaipur

20242 yrs2026
Delhi University

Bachelor of Commerce - Bcom(hons), Business/Commerce, General

Delhi University

20143 yrs2017

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Headline

Senior Analyst @ Barclays | Fraud Detection | Transaction Monitoring | Fund Disbursement | KYC Refresh | Annual Review | Business Lending | Reconciliations | Coverage Support | SME Exploring New Opportunities

About

At Barclays, my focus as a Senior Analyst encompasses diligent facilities and security processing for diverse corporate clients, ensuring stringent compliance and precision. With a solid foundation in commerce from Delhi University, my proficiency in financial modeling and keen attention to detail are continually honed through industry-relevant certifications. My competencies in transaction monitoring are sharpened by hands-on experience, contributing to a seamless operational flow. The synergies created by collaborating with teams to enhance process efficiency underscore my commitment to delivering top-tier service, grounded in my educational and professional journey in finance.

Location

Delhi

AI stack

gemini

ChatGPT

Microsoft Copilot

Work experience

Senior Analyst at Barclays, Mar 2025 - Present · 1 yr 7 mos, Gurugram, Haryana, India, Responsible for ensuring high-quality risk assessment, regulatory compliance, and data accuracy across corporate and business client portfolios. Conduct end-to-end Annual Reviews, covering client relationships, facilities, entity structures, and associated documentation to support informed coverage decisions and maintain portfolio integrity. Key Responsibilities Annual Reviews: Performed comprehensive reviews of coverage clients, assessing facilities, entity structures, and securities linked to client records. Ensured alignment with loan expiry timelines, pooling products, and multi-option facilities, maintaining consistency with approved credit structures. KYC Refresh: Conducted detailed transaction analysis and report assessments to validate alignment with the client’s stated nature of business and expected activity patterns. Identified potential risk indicators/red flags and escalated deviations in line with compliance frameworks. Data & Documentation Integrity: Maintained complete, accurate, and up-to-date client documentation, ensuring adherence to regulatory and internal audit requirements. Ensured consistency across systems and records to support audit readiness and data reliability.

Process Advisor at Barclays, May 2022 - Mar 2025 · 2 yrs 11 mos, Noida, Uttar Pradesh, India, Managed Document Return processing, ensuring accuracy, regulatory compliance, and timely closure of lending cases. Performed Fit-to-Lend (FTL) assessments, evaluating borrower eligibility against internal credit policies and risk parameters. Executed Drawdown processing, ensuring accurate and timely disbursement of loan funds in line with approved terms and operational protocols. Handled BLIRR (Business Lending Internal Rate Review) activities, supporting internal rate validation and alignment with approved lending structures. Managed CRH (Customer Repayment Holiday) requests, facilitating payment deferrals in line with policy guidelines while ensuring proper documentation and compliance. Conducted financial reconciliations, identifying and resolving discrepancies to maintain data integrity and audit readiness. Resolved lending rejection cases through root cause analysis and corrective actions, improving process efficiency and reducing repeat errors. Delivered end-to-end lending lifecycle support, including Initial Case Review (ICR), Facility Letter (FL) creation and validation, and Fit-to-Lend (FTL) assessments, ensuring operational accuracy and compliance. Technical Proficiency IBM BPM Fullserve Salesforce SharePoint Zeus Control IQ Global Pricing Tool (GPT) Advanced Lending System (ALS) Financial Control System (FCS) Key Achievements Process Optimization: Enhanced workflows across document return, drawdowns, BLIRR, and CRH processes, reducing turnaround time and operational errors. Operational Efficiency: Resolved complex lending rejection cases, improving accuracy and customer experience. Compliance & Customer Support: Effectively managed repayment holiday requests, ensuring adherence to policy while supporting customer financial stability.

Professional development at Career Break, Apr 2021 - May 2022 · 1 yr 2 mos

Fraud Detection Analyst at Bank of America, Jun 2019 - Mar 2021 · 1 yr 10 mos, Gurugram, Haryana, India, Conducted in-depth analysis of high-risk accounts to identify and mitigate fraudulent activities, including counterfeit deposits involving forged signatures, stolen items, and unauthorized third-party transactions. Assessed accounts to determine the nature and extent of fraudulent actions, ensuring appropriate measures were taken to safeguard assets. Implemented security protocols such as placing holds on suspicious transactions and counterfeit deposits to prevent unauthorized fund access. Reversed fees on accounts flagged for closure, maintaining compliance with internal policies and ensuring fair treatment of customers. Liaised with referral teams to confirm fund authenticity and disbursement, ensuring accurate resolution of account discrepancies. Executed fund freezing procedures (e.g., 888 freezes) for high-value accounts exceeding $50,000 to protect assets during investigations. Facilitated the secure transfer of funds to Hold Harmless departments, customers, or both, through cashier checks in compliance with regulatory standards. Authorized fund retrieval and release requests at financial centers by verifying transaction histories, referral notes, and disbursement instructions. Tools & Technologies: Business Administration Support Services (BASS) Banking Online Support System (BOSS) Automated Hold Utility (AHU) Pega Workflow Systems Claims Utility Check Notable Achievements: Strengthened fraud detection and prevention processes, minimizing financial risk and enhancing operational efficiency. Improved the accuracy of fund disbursements and retrievals, contributing to higher trust and compliance in banking operations. Played a critical role in securing assets during complex fraud cases, protecting customer funds and institutional resources.

Education

Master of Business Administration - MBA, General Studies, Manipal University Jaipur

Bachelor of Commerce - Bcom(hons), Business/Commerce, General, Delhi University