Varathkanth E profile photo 1 on Tal

Varathkanth E

Senior Vice President

Bengaluru

18+ years of work experience

Educational Initiatives
Jul 20251 yr 4 mosPresent

Educational Initiatives
Oct 20231 yr 9 mosJun 2025

Bengaluru, Karnataka, India

Educational Initiatives
Mar 20221 yr 7 mosSep 2023

Bengaluru, Karnataka, India

Veranda Learning
Sep 20201 yr 6 mosFeb 2022

Developed a comprehensive online learning product for Chartered Accountancy students; and served around 1000 students through multiple channels - digital marketing and school-partnerships.
Apr 20164 yrs 6 mosSep 2020

Tamil Nadu, India

Founded & bootstrapped Engfluence to teach English online to young working professionals and scaled it to over 500,000 users Well-differentiated product: Launched Engfluence as a call-centre solution and then pivoted to an automated Facebook Messenger chatbot model. The chatbot was designed to teach relevant lessons, provide practice modules & evaluate open-ended responses for grammar errors in a completely automated manner. Launched WhizCookie to help parents prepare their children for a future where 85% of the jobs are yet to be invented. As a first step in realizing the vision of WhizCookie, developed and rolled out an app for kids to learn math by playing games & completing structured activities – instead of video-based instruction.
Feb 20151 yr 3 mosApr 2016

Chennai

P&L responsibility of the Rs 200 Cr size Housing Finance Business with around 150 employees.
Jul 20086 yrs 8 mosFeb 2015

Business Leadership: Designed, launched a unique-in-the-industry individual loan product for the top-end niche of microfinance customers. Managed the origination, credit & maintenance functions of the business. Developed & implemented scalable processes designed to enable quick identification and conversion of the top slice of microfinance members. The product has scaled to become larger (in portfolio size) than the more traditional microfinance & vehicle finance products Strategic Initiatives & Key Projects: 1. Played a key role in the core team that prepared the group’s application for a Small Finance Bank license 2. Project Champion for an inter-departmental Business Process Re-engineering initiative to identify opportunities for reducing op-ex of the microfinance arm. Initiatives launched include replacing paper-based data entry with tablets and card-based loan disbursement instead of cash. The BPR initiative reduced op-ex by over 80 bps in response to regulatory pressure on microfinance sector to reduce margins. 3. Single-handedly designed an end-to-end IT-based process framework to ensure over-night cash reconciliation at back office of all transactions across the network of 300+ microfinance branches. 4. Designed & implemented an end-to-end lead management application on Zoho Creator for tracking retail asset leads during the pilot phase; thereby enabling complete visibility of the lead movement across all branches Product Development & Marketing: Launched multiple products - housing loan, individual loan for microfinance members, loan for purchase of gold jewellery in partnership with a reputed retail chain, microsavings initiatives, a not-for-profit solution for providing food security to borrowers by establishing retail stores and a wide range of insurance products. Established a full-fledged internal market research team to assist in product development

Varathkanth’s AI Stack

anthropic apis
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Education

Indian Institute of Management Bangalore

PGDM

Indian Institute of Management Bangalore

20032 yrs2005
Indian Institute of Technology, Madras

B. Tech, Electrical Engineering

Indian Institute of Technology, Madras

19994 yrs2003

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Varathkanth E on Tal

Headline

Senior Vice President

Location

Bengaluru

AI stack

anthropic apis

claude code

claude

codex

lovable

notebooklm

Work experience

Senior Vice President at Educational Initiatives, Jul 2025 - Present · 1 yr 4 mos

Vice President and Product Head CARES at Educational Initiatives, Oct 2023 - Jun 2025 · 1 yr 9 mos, Bengaluru, Karnataka, India

Vice President - Content and Innovation at Educational Initiatives, Mar 2022 - Sep 2023 · 1 yr 7 mos, Bengaluru, Karnataka, India

Vertical Head - Veranda CA at Veranda Learning, Sep 2020 - Feb 2022 · 1 yr 6 mos, Developed a comprehensive online learning product for Chartered Accountancy students; and served around 1000 students through multiple channels - digital marketing and school-partnerships.

Founder at Mozhi Education Private Limited, Apr 2016 - Sep 2020 · 4 yrs 6 mos, Tamil Nadu, India, Founded & bootstrapped Engfluence to teach English online to young working professionals and scaled it to over 500,000 users Well-differentiated product: Launched Engfluence as a call-centre solution and then pivoted to an automated Facebook Messenger chatbot model. The chatbot was designed to teach relevant lessons, provide practice modules & evaluate open-ended responses for grammar errors in a completely automated manner. Launched WhizCookie to help parents prepare their children for a future where 85% of the jobs are yet to be invented. As a first step in realizing the vision of WhizCookie, developed and rolled out an app for kids to learn math by playing games & completing structured activities – instead of video-based instruction.

National Business Head at Equitas Housing Finance Pvt Ltd, Feb 2015 - Apr 2016 · 1 yr 3 mos, Chennai, P&L responsibility of the Rs 200 Cr size Housing Finance Business with around 150 employees.

Chief Product Manager / Head - New Initiatives at Equitas Micro Finance Private Limited, Jul 2008 - Feb 2015 · 6 yrs 8 mos, Business Leadership: Designed, launched a unique-in-the-industry individual loan product for the top-end niche of microfinance customers. Managed the origination, credit & maintenance functions of the business. Developed & implemented scalable processes designed to enable quick identification and conversion of the top slice of microfinance members. The product has scaled to become larger (in portfolio size) than the more traditional microfinance & vehicle finance products Strategic Initiatives & Key Projects: 1. Played a key role in the core team that prepared the group’s application for a Small Finance Bank license 2. Project Champion for an inter-departmental Business Process Re-engineering initiative to identify opportunities for reducing op-ex of the microfinance arm. Initiatives launched include replacing paper-based data entry with tablets and card-based loan disbursement instead of cash. The BPR initiative reduced op-ex by over 80 bps in response to regulatory pressure on microfinance sector to reduce margins. 3. Single-handedly designed an end-to-end IT-based process framework to ensure over-night cash reconciliation at back office of all transactions across the network of 300+ microfinance branches. 4. Designed & implemented an end-to-end lead management application on Zoho Creator for tracking retail asset leads during the pilot phase; thereby enabling complete visibility of the lead movement across all branches Product Development & Marketing: Launched multiple products - housing loan, individual loan for microfinance members, loan for purchase of gold jewellery in partnership with a reputed retail chain, microsavings initiatives, a not-for-profit solution for providing food security to borrowers by establishing retail stores and a wide range of insurance products. Established a full-fledged internal market research team to assist in product development

Education

PGDM, Indian Institute of Management Bangalore

B. Tech, Electrical Engineering, Indian Institute of Technology, Madras