Headline

MBA in Finance | Credit Risk & Financial Analysis | Credit Officer at Tata Capital | Ex-Credit Officer at Aadhar Housing Finance Ltd | Mumbai University

About

Completed my Masters MMS (Master of Management Studies) in Finance from Kohinoor Business School, with prior academic exposure in BMS Finance from the University of Mumbai. Currently working as a Credit Officer at Tata Capital, with prior experience as a Credit Underwriter (Credit Analyst) at Aadhar Housing Finance Ltd, where I gained hands-on experience in credit assessment, financial analysis, and risk evaluation. Through my academic and professional journey, I have developed strong capabilities in credit analysis, financial evaluation, and risk assessment. These experiences have strengthened my skills in research, analytical thinking, and decision-making within the finance domain. I am motivated to bring attention to detail, problem-solving skills, and a collaborative approach to organizations, while contributing meaningful insights from my experience in finance.

Location

Mumbai

Work experience

Credit Monitoring at Tata Capital, Feb 2026 - Present · 4 mos, Mumbai

Credit Underwriting at Aadhar Housing Finance Ltd., Apr 2025 - Feb 2026 · 11 mos, Thane, Underwriter @ Aadhar Housing Finance Conducted financial & credit analysis of applicants assessing income stability, banking behaviour and repayment capacity. Verified CIBIL, KYC and documents for compliance. Coordinated with sales, legal & technical teams for timely disbursement. Developed strong analytical and communication skills while working in a dynamic environment at Aadhar Housing Finance Ltd.

Summer Internship at Pratap Organics, May 2024 - Jul 2024 · 3 mos, Maharashtra, India, Investing in mutual funds offers diversification and professional management, but it's crucial to consider the associated risks and costs to make informed decisions.

Intern at Pratap Organics Private Limited (POPL), May 2024 - Jul 2024 · 3 mos, Navi Mumbai, Maharashtra, India

Digital Marketing at Sahu Tecnologies, Nov 2021 - Dec 2021 · 2 mos, Completed Internship in Pratap Organics Pvt. Ltd.

Education

Master of Business Administration - MBA, Finance, General, Kohinoor Business School

BMS, BMS finance, University of Mumbai