Vaibhav Tyagi profile photo 1 on Tal

Vaibhav Tyagi

Engineering Leader | Reliability, Distributed Systems, Technical Vision

Greater Delhi Area

13+ years of work experience

Paytm Payments Bank
Mar 20224 yrs 6 mosPresent

Led CQRS re-architecture of the PPI wallet platform, scaling transaction processing to 20,000 TPS at 30ms P95 latency with zero accounting inaccuracies across millions of daily transactions. Championed Debezium CDC adoption, reducing RBI-mandated EOD regulatory reporting from 20 hours to 6 hours while maintaining 100% platform availability during the transition. Drove contract-first API design and idempotency standards across the payments stack, cutting the add-money failure rate from 3% to 1%. Implemented state machine-based transaction lifecycle management, achieving 0% data discrepancy in reconciliation across all wallet operations. Migrated AWS operations to a Mumbai data center with 99.9% uptime and zero data or fund loss on a regulated payments platform. Optimised the payments data warehouse using Parquet-based streaming design, reducing warehouse size by 80% and improving Spark ingestion time by 40%. Built, scaled, and mentored a 30-engineer cross-functional team (backend, SRE, QA) across multiple platform re-architectures, sustaining high-performance delivery through continuous structural change. Built a production-grade NL-to-SQL engine over a Hadoop/Hive payments DWH (5 schemas, 1,000+ tables, ~3M daily rows) using hybrid retrieval — Elasticsearch BM25 + Qdrant vector search + RRF fusion — reducing ad-hoc analytics turnaround from hours to under 200ms. Designed a three-layer schema retrieval pipeline with BGE-M3 embeddings and cross-encoder re-ranking, achieving >90% top-3 retrieval accuracy across transaction, merchant, compliance, and aggregate domains. Implemented self-healing SQL generation with one-shot error correction, reducing SQL execution failures from ~15% to ~3% by feeding Trino error context back to the LLM; system now handles 500+ analyst queries/month.
Nuance Communications
Oct 20171 yr 10 mosJul 2019

Noida, Uttar Pradesh, India

mCarbon
Feb 20175 yrs 2 mosMar 2022

Noida Area, India

• Streaming server evaluation and in-house POC. • Automation anywhere team establishment to derive and promote automation of tasks where due to system limitation there are outage in system and TechOps major times invested in that. • Scaling KAFKA to 500K TPS ingestion on peak TPS on production to support hutch telco operator to cater PAN Indonesia traffic. • Collect system feedback from operation team and plan to improve system to minimize operation cost and challenges by 60%. • Responsible for code analysis, system design, impediment resolution and technical estimates for sprint stories.
mCarbon
May 20151 yrApr 2016

Noida Area, India

-Involved in development and delivery of ussd gateway application for Aircel India. -Involved in replace and migrating USSD gateway. -Anticipating short term changes after discussing with client and implementation of them. -Lead the development of subscription Engine product from scratch in Spring Boot and other open source services using micro service architectures design principles . - Lead the deployment of Subscription Engine in private cloud . -Team mentoring
Mahindra Comviva
Jan 20141 yr 4 mosApr 2015

Gurgaon, India

-Involved in team mentor ship and training -Worked as lead engineer in CRBT and USSD team , CR evaluation , Change impact work estimations . -Involved in development of some products and features from scratch. -POC of open-source frameworks to be used in system for performance improvement. -Leading Client UAT and third-party system integrations. -KT to Ops and QA teams for system CR and implementation.
Mahindra Comviva
Dec 20121 yr 2 mosJan 2014

Gurgaon, India

-More on individual contribution side as a core java developer -Internal trainer for the Internal Learning Program -Worked on CRBT (Hello Tune) next gen release for Airtel Africa. -Gain experience of service migration from other vendor to organization platform. -Worked on Subscription Engine System of CRBT system to manage customer life cycles. - Gained experience in exploring json as HTTP communication -Java Process performance tuning

Vaibhav’s AI Stack

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Education

Galgotias College of Engineering and Technology

Master of Computer Applications, Computer Science

Galgotias College of Engineering and Technology

20063 yrs2009
Gurukula Kangri Vishwavidyalaya

Bsc, Computer Science

Gurukula Kangri Vishwavidyalaya

20033 yrs2006

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Headline

Engineering Leader | Reliability, Distributed Systems, Technical Vision

About

Technology Architect with 10+ years of experience in designing and delivering scalable, high-performance enterprise applications and distributed systems. Expertise in defining architecture for microservices-based platforms, RESTful APIs, and cloud-native applications using Java, Spring Boot, and Docker. Proven track record in leading architecture modernization initiatives, redesigning large-scale transactional systems for scalability, reliability, performance optimization, and high availability. Experienced in building low-latency systems capable of handling high traffic and mission-critical workloads. Strong background in architecture governance, technical decision-making, system design, and engineering best practices including Domain-Driven Design (DDD), SOLID principles, code reviews, and Agile delivery methodologies. Skilled at collaborating with business stakeholders, product teams, and engineering leadership to translate complex business requirements into scalable technical solutions. Experienced in evaluating new technologies, driving proof-of-concepts (POCs), and enabling successful adoption of modern engineering practices. Passionate about building robust platforms, mentoring engineering teams, driving technical excellence, and creating scalable architectures aligned with long-term business goals. Core Expertise Enterprise & Solution Architecture Microservices Architecture Distributed Systems Design REST API Design & Integration Spring Boot & Docker Scalability & Performance Engineering High Availability & Low-Latency Systems System Modernization & Architecture Redesign Agile Development & Technical Leadership DDD, SOLID Principles & Code Quality Team Mentorship & Cross-Functional Collaboration

Location

Greater Delhi Area

AI stack

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claudecode

Work experience

Technical Architect at Paytm Payments Bank, Mar 2022 - Present · 4 yrs 6 mos, Led CQRS re-architecture of the PPI wallet platform, scaling transaction processing to 20,000 TPS at 30ms P95 latency with zero accounting inaccuracies across millions of daily transactions. Championed Debezium CDC adoption, reducing RBI-mandated EOD regulatory reporting from 20 hours to 6 hours while maintaining 100% platform availability during the transition. Drove contract-first API design and idempotency standards across the payments stack, cutting the add-money failure rate from 3% to 1%. Implemented state machine-based transaction lifecycle management, achieving 0% data discrepancy in reconciliation across all wallet operations. Migrated AWS operations to a Mumbai data center with 99.9% uptime and zero data or fund loss on a regulated payments platform. Optimised the payments data warehouse using Parquet-based streaming design, reducing warehouse size by 80% and improving Spark ingestion time by 40%. Built, scaled, and mentored a 30-engineer cross-functional team (backend, SRE, QA) across multiple platform re-architectures, sustaining high-performance delivery through continuous structural change. Built a production-grade NL-to-SQL engine over a Hadoop/Hive payments DWH (5 schemas, 1,000+ tables, ~3M daily rows) using hybrid retrieval — Elasticsearch BM25 + Qdrant vector search + RRF fusion — reducing ad-hoc analytics turnaround from hours to under 200ms. Designed a three-layer schema retrieval pipeline with BGE-M3 embeddings and cross-encoder re-ranking, achieving >90% top-3 retrieval accuracy across transaction, merchant, compliance, and aggregate domains. Implemented self-healing SQL generation with one-shot error correction, reducing SQL execution failures from ~15% to ~3% by feeding Trino error context back to the LLM; system now handles 500+ analyst queries/month.

Senior Technical Lead at Nuance Communications, Oct 2017 - Jul 2019 · 1 yr 10 mos, Noida, Uttar Pradesh, India

Senior Technical Lead- Architect at mCarbon, Feb 2017 - Mar 2022 · 5 yrs 2 mos, Noida Area, India, • Streaming server evaluation and in-house POC. • Automation anywhere team establishment to derive and promote automation of tasks where due to system limitation there are outage in system and TechOps major times invested in that. • Scaling KAFKA to 500K TPS ingestion on peak TPS on production to support hutch telco operator to cater PAN Indonesia traffic. • Collect system feedback from operation team and plan to improve system to minimize operation cost and challenges by 60%. • Responsible for code analysis, system design, impediment resolution and technical estimates for sprint stories.

Technical Lead at mCarbon, May 2015 - Apr 2016 · 1 yr, Noida Area, India, -Involved in development and delivery of ussd gateway application for Aircel India. -Involved in replace and migrating USSD gateway. -Anticipating short term changes after discussing with client and implementation of them. -Lead the development of subscription Engine product from scratch in Spring Boot and other open source services using micro service architectures design principles . - Lead the deployment of Subscription Engine in private cloud . -Team mentoring

Lead Engineer Product Development at Mahindra Comviva, Jan 2014 - Apr 2015 · 1 yr 4 mos, Gurgaon, India, -Involved in team mentor ship and training -Worked as lead engineer in CRBT and USSD team , CR evaluation , Change impact work estimations . -Involved in development of some products and features from scratch. -POC of open-source frameworks to be used in system for performance improvement. -Leading Client UAT and third-party system integrations. -KT to Ops and QA teams for system CR and implementation.

Senior Engineer at Mahindra Comviva, Dec 2012 - Jan 2014 · 1 yr 2 mos, Gurgaon, India, -More on individual contribution side as a core java developer -Internal trainer for the Internal Learning Program -Worked on CRBT (Hello Tune) next gen release for Airtel Africa. -Gain experience of service migration from other vendor to organization platform. -Worked on Subscription Engine System of CRBT system to manage customer life cycles. - Gained experience in exploring json as HTTP communication -Java Process performance tuning

Education

Master of Computer Applications, Computer Science, Galgotias College of Engineering and Technology

Bsc, Computer Science, Gurukula Kangri Vishwavidyalaya