Headline

Strategy | EXL | IIT Kanpur

About

I am a passionate and skilled risk manager who specializes in securitised products and macroeconomic factors. I have a master's degree in Transportation and Highway Engineering from the Indian Institute of Technology, Kanpur, one of the premier engineering institutes in India. I am driven by the challenge of applying rigorous quantitative methods and sound economic intuition to validate and review complex financial models and assumptions. I value collaboration, innovation, and diversity, and I strive to contribute to the success and growth of the organization and the team. As a Risk Manager at Credit Suisse until June 2018, I conducted full validations, targeted and periodic reviews of various securitised product’s PPNR models for CCAR submissions. I carried out single-factor and multi-factor analysis using 28 macroeconomic factors to validate revenue driver’s idiosyncrasy. I also validated all the OLS assumptions, performed sensitivity analysis, and in-sample and out-of-sample back-testing. I challenged model design via benchmarking and validated various business assumptions applying sound economic intuition. Additionally, I diligently conducted BAU processes of maintaining inventory, model risk tiering and materiality assessment, assessing action closure materials, communicating with Audit and addressing their findings, etc. I used PostgreSQL, Microsoft Excel, and Financial Modeling as part of my daily tasks.

Location

Gurugram

AI stack

antigravity

opencode

claudecode

Work experience

Senior Consultant at EXL, May 2025 - Present · 1 yr 4 mos, On-site

Product Analyst at CRED, Jun 2024 - May 2025 · 1 yr, Bengaluru, Karnataka, India

Personal goal pursuit at Career Break, Jun 2018 - Jun 2024 · 6 yrs 1 mo, Dholpur House, Tryst with destiny. But destiny had other plans. PS: UPSC Civil Services

Risk Manager at Credit Suisse, Jul 2017 - Jun 2018 · 1 yr, Mumbai, Maharashtra, India, - Conducted full validations, targeted and periodic reviews of various securitised product’s PPNR models for CCAR submissions - Carried out single-factor and multi-factor analysis using 28 macroeconomic factors to validate revenue driver’s idiosyncrasy - Validated all the OLS assumptions, performed Sensitivity analysis as well as In-sample and Out-of-sample back-testing - Challenged model design via benchmarking and validated various business assumptions applying sound economic intuition • Diligently conducted BAU processes of maintaining inventory, model risk tiering and materiality assessment, assessing action closure materials, communicating with Audit and addressing their findings, etc.

Intern at Eldeco, Inc., Jun 2014 - Jul 2014 · 2 mos, Lucknow, Uttar Pradesh, India, - Analysed the Project Management and Quality Control processes, surveyed the site and reviewed real life architectural drawing - Initiated the digital cataloguing of the Work Orders awarded and their statuses, to ease out the management of the site work.

Education

Master of Engineering - MEng, Transportation and Highway Engineering, Indian Institute of Technology, Kanpur

Bachelor of Engineering - BE, Civil Engineering, Indian Institute of Technology, Kanpur