---
title: "Vaibhav Bhatia - Assistant Vice President – Mid Corporate Banking in West Delhi | Tal"
description: "Meet Vaibhav Bhatia, Corporate Banking | Mid-Corporate & Institutional Banking | Trade Finance & Forex | Credit & Working Capital | Startup Ecosystem Banking | FEMA & RBI Compliance | CXO Relationship Management based in West Delhi."
image: "https://tal.club/meet/vaibhav-37/share-image"
---

# Vaibhav Bhatia on Tal

## Headline

Corporate Banking \| Mid\-Corporate & Institutional Banking \| Trade Finance & Forex \| Credit & Working Capital \| Startup Ecosystem Banking \| FEMA & RBI Compliance \| CXO Relationship Management

## About

Seasoned Corporate Banking professional with 14\+ years of experience across corporate banking, trade finance, startup ecosystem banking, and institutional relationship management\. Expertise in managing mid\-corporate and SME portfolios, structuring working capital solutions, and delivering comprehensive banking solutions across trade, treasury, forex, and transaction banking domains\. Strong proficiency in credit appraisal, financial analysis, CMA data evaluation, and regulatory compliance including FEMA, RBI, KYC, and AML frameworks\. Skilled in building and nurturing CXO\-level relationships with corporates, MNC subsidiaries, startups, and high\-growth businesses while driving revenue growth, portfolio expansion, and client retention\. Experienced in handling cross\-border transactions, import\-export finance, equity funding support, API banking, cash management services, and digital banking solutions\. Recognized for combining strong relationship management capabilities with deep domain expertise in trade finance, working capital structuring, and institutional banking to deliver sustainable business outcomes\.

## Location

West Delhi

## Work experience

Assistant Vice President – Mid Corporate Banking at HDFC Bank, Nov 2025 \- Present · 8 mos, India, Managing a diverse portfolio of mid\-corporate clients across multiple sectors with a strong focus on credit management, relationship expansion, and working capital structuring\. Responsible for handling end\-to\-end corporate banking relationships by assessing client requirements, structuring suitable banking solutions, and coordinating with internal stakeholders to ensure seamless execution of banking services\. Actively involved in evaluating financial statements, analyzing business performance, and preparing detailed credit proposals for working capital enhancements, renewals, and fresh sanctions\. Plays a critical role in maintaining portfolio quality by monitoring account conduct, identifying early warning indicators, and ensuring adherence to regulatory & compliance frameworks\. Also contributes towards strengthening liability relationships, improving client retention, & expanding wallet share through a consultative and relationship\-driven approach\.

Associate Director – Startup Ecosystem Banking at Standard Chartered India, Mar 2025 \- Nov 2025 · 9 mos, New Delhi, Delhi, India, Managed banking relationships for growth\-stage and venture\-funded startups by delivering customized banking and transactional solutions aligned with evolving business requirements\. Worked closely with founders and finance teams to support domestic and cross\-border banking needs including digital banking, transaction management, equity funding support, and compliance\-related activities\. Played an important role in onboarding high\-potential startup clients and enabling seamless banking operations for businesses operating in dynamic and fast\-scaling environments\. Collaborated with internal product and compliance teams to deliver integrated banking solutions while ensuring adherence to FEMA and regulatory requirements\. Developed strong expertise in understanding the startup ecosystem, investor\-driven business models, and the operational requirements of new\-age companies\.

Relationship Manager – Institutional Banking Group at DBS Bank, Jul 2024 \- Mar 2025 · 9 mos, Gurugram, Haryana, India, Handled institutional banking relationships for multinational subsidiaries and international corporate clients with a strong focus on transaction banking, trade finance, and cross\-border banking operations\. Managed complex banking requirements involving foreign direct investments, remittances, external commercial borrowing documentation, and trade\-related instruments while ensuring complete regulatory compliance\. Worked closely with treasury, compliance, and operations teams to deliver integrated banking solutions tailored to institutional clients operating across international markets\. Focused on strengthening client engagement by offering solutions across forex, trade, cash management, and digital banking platforms while maintaining high service standards and relationship continuity\.

Product Sales Manager – Retail Trade & Forex at YES BANK, Jan 2024 \- Jul 2024 · 7 mos, New Delhi, Delhi, India, Led product sales and business development initiatives for retail trade and forex products while supporting nationwide teams through training, product enablement, and strategic market insights\. Worked extensively on driving awareness and adoption of trade and forex offerings by collaborating with relationship managers, sales teams, and product stakeholders\. Played the role of an internal subject matter expert by conducting training sessions and supporting frontline teams on product positioning, customer engagement, and solution\-based selling approaches\. Also contributed towards market intelligence, competitor benchmarking, and identifying growth opportunities to enhance product penetration and revenue generation across the retail banking segment\.

Vice President & Partner – Startup Ecosystem at YES BANK, Sep 2022 \- Dec 2023 · 1 yr 4 mos, Gurugram, Haryana, India, Played a key role in developing and expanding the startup banking ecosystem by engaging with emerging businesses, founders, and funded startups to deliver customized banking solutions\. Focused on understanding the unique financial and operational needs of startups and provided support across transaction banking, digital banking, compliance, and equity funding requirements\. Worked collaboratively with internal risk, compliance, and product teams to ensure smooth onboarding and delivery of banking services while maintaining adherence to regulatory frameworks\. Developed strong relationships within the startup ecosystem and contributed towards building the bank’s presence among high\-growth and innovation\-led businesses\.

Chief Manager – Trade Finance at ICICI Bank, Jul 2016 \- Sep 2022 · 6 yrs 3 mos, Delhi, India, Managed a broad portfolio of SME and mid\-corporate clients with specialization in trade finance, forex services, and business banking solutions\. Developed deep expertise in import\-export finance, trade instruments, foreign exchange transactions, and regulatory compliance while supporting clients engaged in domestic and international trade operations\. Responsible for strengthening long\-term client relationships through continuous engagement, advisory support, and customized banking solutions aligned with business growth objectives\. Worked closely with senior management teams and business owners to understand operational challenges and provide strategic financial solutions\. Also contributed towards enhancing market presence through client engagement initiatives, industry interactions, and trade\-related knowledge sessions

## Education

Post Graduation Diploma In Management\-IB, Marketing & IT, FORE School of Management, New Delhi

Bachelor of Technology \(B\.Tech\.\), Electrical and Electronics Engineering, MSIT

[View the original profile](https://tal.club/meet/vaibhav-37)

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