Headline

AML Compliance Associate | Transaction Monitoring | KYC/KYB | CDD & EDD | Fraud Risk | Financial Crime Compliance, Transaction Monitoring & Fraud Investigation Specialist at TerraPay

About

I’m a Compliance Associate with experience in AML, Transaction Monitoring, KYC, CDD/EDD, fraud risk, and financial crime operations across payment and banking environments. Currently, I work at TerraPay, where I monitor financial transactions, investigate suspicious activity, prepare SARs/STRs, conduct CDD/EDD reviews, monitor cross-border transactions, and collaborate with internal teams and partner banks through RFIs. I also contribute to strengthening transaction monitoring scenarios and compliance controls. Previously, at Cognizant, I worked on transaction monitoring for Google Payments, investigating alerts, identifying unusual transaction patterns, resolving discrepancies, and supporting AML/KYC compliance and process improvements. I’m passionate about financial crime prevention, risk management, regulatory compliance, and improving monitoring processes through data and technology. Core Skills: AML | Transaction Monitoring | KYC | CDD | EDD | SAR/STR | Fraud Risk | Compliance Monitoring | Risk Analysis | Cross-Border Transactions | RFI | Microsoft Excel | LexisNexis

Location

Bengaluru

AI stack

gemini

meta

ChatGPT

Microsoft Copilot

Work experience

Compliance Associate at TerraPay, Oct 2025 - Present · 1 yr, Bengaluru, Karnataka, India

Process Executive at Cognizant, Nov 2023 - Oct 2025 · 2 yrs, Bengaluru, Karnataka, India, As a Process Executive at Cognizant since 2023, I've harnessed my MBA degree and honed my expertise to streamline operations with precision and efficiency. My role revolves around optimizing workflows, identifying bottlenecks, and implementing innovative solutions to enhance productivity. Leveraging data-driven insights and cutting-edge tools, I've successfully driven process improvements that have positively impacted the bottom line. My responsibilities include managing and coordinating cross-functional teams, fostering collaboration, and delivering results that align with organizational objectives. With a strong commitment to continuous improvement, I've consistently contributed to elevating Cognizant's operational excellence.

Human Resources Intern at Vossloh Beekay Castings Ltd., May 2022 - Jun 2022 · 2 mos, On-site

Human Resources Intern at The Akshaya Patra Foundation, Jul 2021 - Aug 2021 · 2 mos, Bhilai, Chhattisgarh, India

Education

Master of Business Administration - MBA, Human Resources Management/Personnel Administration, General, Bhilai Institute of Technology (BIT), Durg

Bachelor of Business Administration - BBA, Business/Commerce, General, Swami Shri Swaroopanand Saraswati Mahavidyalay hudco