Headline

Associate Product Manager | Fintech & AI-Powered Products | 0→1 builder who likes messy problems, clear tradeoffs, and scalable systems

About

Associate Product Manager building 0→1 fintech and AI-powered products: API platforms, digital lending workflows, and enterprise SaaS across India and Southeast Asia. I like messy problems. The kind where requirements are incomplete, timelines are tight, and tradeoffs actually matter. I work as a Product PM on workflow-heavy, API-driven platforms, mostly in lending and financial products so far, where clarity, scale, and failure handling matter more than shiny screens. My day-to-day looks like turning ambiguity into decisions: what to build now, what to defer, and what must stay sane even under pressure. I've owned 0→1 POCs, scaled production workflows, and shipped lending products across markets, including an AI-powered photo-based eligibility assessment that cut loan processing time ~20%, and an AI-powered internal tool that cut client-onboarding work ~70%. I've worked closely with engineering, design, sales, presales, and ops to make sure what we ship actually survives real users and real constraints. I care about systems, not just features. About long-term product sanity, not short-term demos. And about building things that teams can extend without regret. I'm domain-aware, not domain-locked: comfortable with platforms, APIs, and complex workflows wherever they show up. If the problem is unclear, the scope is tight, and the stakes are real, that's usually where I do my best work.

Location

Greater Delhi Area

AI stack

aistudio

anthropic apis

antigravity

claude code

claude

codex

Work experience

Associate Product Manager at BUSINESSNEXT, Aug 2023 - Present · 3 yrs 3 mos, -Redesigned the loan application journey for underserved borrowers with mobile-first STP and AI-powered photo-based eligibility assessment, enabling fully self-served applications for the first time and cutting loan processing time ~20%. -Spearheaded a 0→1 AI-powered internal tool for page-layout generation from requirements through delivery, cutting client-onboarding implementation time ~70%. -Delivered a full 0→1 product POC for an international banking client in 2 weeks — scoped from scratch under severe time pressure, deliberately deferred non-critical scope to protect the deadline and system extensibility; POC advanced to production pipeline discussions. -Owned API product design across 75+ third-party integrations, defining integration contracts and failure-handling logic that reduced downstream rework across all client deployments. -Conducted structured discovery with banking stakeholders across the Philippines and Vietnam, translating findings directly into roadmap and scope decisions. -Owned end-to-end rollout of a staff loan product, translating complex business rules into product requirements and coordinating engineering and operations delivery.

Product Intern at BUSINESSNEXT, Nov 2022 - Aug 2023 · 10 mos, -Conducted product discovery for BusinessNext's digital lending platform, synthesizing user research and market trends into a prioritized feature backlog ahead of formal APM transition. -Built SQL-based automated reporting workflows adopted by internal product and operations teams, eliminating manual data extraction. -Shipped product specs for cross-platform features during the pre-APM transition period.

Summer Intern at Defence Research and Development Organisation (DRDO), Jul 2022 - Sep 2022 · 3 mos, New Delhi, Delhi, India, -Analyzed a malware-infected Android application to identify malicious behavior and used reverse-engineering tools to study application-level threats, collaborating with the incident response team to scope and implement monitoring improvements that enhanced threat-detection capability.

Education

Bachelor of Technology - BTech, Computer Science with Specialization in Data Sciences and Artificial Intelligence, SRM University (Sri Ramaswamy Memorial University)

High School, Kulachi Hansraj Model School