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Urjaswit Lal

Senior Product Manger | FinTech

Greater Bengaluru Area

8+ years of work experience

WorkIndia
Apr 20266 moPresent

Bangalore

Jupiter
Jul 20258 moMar 2026

Bengaluru, Karnataka, India

Leading the consumer banking product across savings account and debit cards, with ownership of product strategy, roadmap, and P&L outcomes. Driving growth, monetization, lifecycle improvement, and core banking capability expansion in close partnership with banking, compliance, risk, and cross-functional product teams.
Fi
Oct 20213 yrs 7 mosApr 2025

Bangalore Urban, Karnataka, India

Led the savings account product, shaping strategy across activation, engagement, retention, loyalty, monetization, and payments. Drove the evolution of the product from a basic account experience into a deeper banking relationship through loyalty program, rewards, user lifecycle design, new product launches, and platform capabilities across onboarding, risk, and growth
Meesho
Feb 20201 yr 9 mosOct 2021

Bengaluru, Karnataka, India

Owned key product initiatives across supplier experience and post-order customer journeys during a period of rapid scale-up. Focused on strengthening platform experience, operational workflows, and trust systems by building products that improved how suppliers managed their business and how customers experienced refunds, returns, and support.
Accenture
May 20181 yr 10 mosFeb 2020

Gurugram, Haryana, India

Working in the Sourcing & Procurement team within Supply Chain & Operations Practice at Accenture Strategy Cost and Operations Transformation - Worked across cost optimization projects across clients from Pharma, Telecom, Resources and other industries Process Design - End to end process design and risk mapping for one of the largest global banks
Mondelēz International
Apr 20173 mosJun 2017

Mumbai Area, India

E Commerce Sales : Developed all Sales KPIs for Mondelez ECommerce India. Supervised Sales dashboard creation for complete tracking of performance. Aligned various functions across Mondelez for better strategic planning. Identified all metrics required to win in the E Commerce FMCG Assigned ownership of KPIs to various stakeholders across the organisation Analysed consumer buying patterns on different platforms (Amazon, BigBasket etc.) Developed various tools from scratch to track performance at different stages in customer journey. Scouted various national/international agencies. Impact of INR x.y million on top line

Urjaswit’s AI Stack

antigravity
antigravity
codex
codex
cursor
cursor

Education

Indian Institute of Management, Calcutta

PGDM

Indian Institute of Management, Calcutta

20162 yrs2018
Birla Institute of Technology, Mesra

Bachelor of Engineering (B.E.), Electrical and Electronincs

Birla Institute of Technology, Mesra

20114 yrs2015

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Headline

Senior Product Manger | FinTech

About

Over the last 8 years, I've worked across fintech, e-commerce, and consulting — shaping my approach at the intersection of growth, product execution, program management, and strategy. Currently, I lead key growth charters at Epifi, a B2C digital banking platform, where I drive initiatives across user lifecycle, monetization, loyalty, and retention. While my role is anchored in growth, I work end-to-end across product, strategy, and execution — collaborating with design, engineering, analytics, and ops to deliver meaningful business outcomes. My journey began in management consulting at Accenture Strategy, evolved through scaling operations and customer experience at Meesho during rapid growth, and now centers on solving strategic and product problems in fintech. Across these roles, I’ve led cross-functional teams, launched new programs and features, and built systems to scale sustainably. I hold an MBA from IIM Calcutta, and bring a strong bias for structure, ownership, and cross-functional collaboration.

Location

Greater Bengaluru Area

AI stack

antigravity

codex

cursor

Work experience

Group Product Manager at WorkIndia, Apr 2026 - Present · 6 mo, Bangalore

Senior Product Manager at Jupiter, Jul 2025 - Mar 2026 · 8 mo, Bengaluru, Karnataka, India, Leading the consumer banking product across savings account and debit cards, with ownership of product strategy, roadmap, and P&L outcomes. Driving growth, monetization, lifecycle improvement, and core banking capability expansion in close partnership with banking, compliance, risk, and cross-functional product teams.

Senior Product Manager at Fi, Oct 2021 - Apr 2025 · 3 yrs 7 mos, Bangalore Urban, Karnataka, India, Led the savings account product, shaping strategy across activation, engagement, retention, loyalty, monetization, and payments. Drove the evolution of the product from a basic account experience into a deeper banking relationship through loyalty program, rewards, user lifecycle design, new product launches, and platform capabilities across onboarding, risk, and growth

Product Program Manager at Meesho, Feb 2020 - Oct 2021 · 1 yr 9 mos, Bengaluru, Karnataka, India, Owned key product initiatives across supplier experience and post-order customer journeys during a period of rapid scale-up. Focused on strengthening platform experience, operational workflows, and trust systems by building products that improved how suppliers managed their business and how customers experienced refunds, returns, and support.

Management Consulting Analyst at Accenture, May 2018 - Feb 2020 · 1 yr 10 mos, Gurugram, Haryana, India, Working in the Sourcing & Procurement team within Supply Chain & Operations Practice at Accenture Strategy Cost and Operations Transformation - Worked across cost optimization projects across clients from Pharma, Telecom, Resources and other industries Process Design - End to end process design and risk mapping for one of the largest global banks

Management Trainee at Mondelēz International, Apr 2017 - Jun 2017 · 3 mos, Mumbai Area, India, E Commerce Sales : Developed all Sales KPIs for Mondelez ECommerce India. Supervised Sales dashboard creation for complete tracking of performance. Aligned various functions across Mondelez for better strategic planning. Identified all metrics required to win in the E Commerce FMCG Assigned ownership of KPIs to various stakeholders across the organisation Analysed consumer buying patterns on different platforms (Amazon, BigBasket etc.) Developed various tools from scratch to track performance at different stages in customer journey. Scouted various national/international agencies. Impact of INR x.y million on top line

Education

PGDM, Indian Institute of Management, Calcutta

Bachelor of Engineering (B.E.), Electrical and Electronincs, Birla Institute of Technology, Mesra