---
title: "Tejal Sanap - Business Analyst - Payments in Mumbai | Tal"
description: "Meet Tejal Sanap, Business Analyst @Paycraft Solution | Product Payment | Prepaid Cards | Digital Payments | API Banking | UPI | BBPS based in Mumbai. AI stack includes notion, openai, and perplexity."
image: "https://tal.club/meet/tejal-sanap/share-image"
---

# Tejal Sanap on Tal

## Headline

Business Analyst @Paycraft Solution \| Product Payment \| Prepaid Cards \| Digital Payments \| API Banking \| UPI \| BBPS

## About

I’m a detail\-oriented and adaptive Product Professional in the fintech space with hands\-on experience in product development and business analysis\. With a background in Computer Engineering and certifications in Data Science and Project Management, I bring a strong mix of technical understanding and product thinking to build scalable, user\-focused financial products\. My experience spans from Technical Support at Credence Analytics to Product Ownership role at 86400, where I worked closely with engineering, design, and business teams using Agile methodologies to deliver impactful solutions\. Currently, I work as a Business Analyst at Paycraft Solutions, supporting Expense Management and Card Management systems for banks, fintech, and enterprise clients\. I drive requirement discovery, write user stories, design process flows and Figma workflows, create product documentation \(DOU, FSD\), and manage bug tracking and releases\. I also collaborate with banks, engineers, and partners to support API integrations, payment flows, and compliance needs, ensuring smooth system integration and continuous product improvement\. I enjoy working in fast\-paced fintech environments and am passionate about simplifying complex financial workflows into intuitive products that deliver real value to users and businesses\.

## Location

Mumbai

## AI stack

notion

openai

perplexity

replit

## Work experience

Business Analyst \- Payments at Paycraft Solutions Pvt\. Ltd\., Apr 2025 \- Present · 1 yr 3 mos, Mumbai, Maharashtra, India, • Led end\-to\-end product ownership for Card Management and Expense Management systems, partnering with banks and fintech stakeholders to define product vision and roadmap\. • Gathered business requirements from clients and stakeholders and translated them into clear product requirements\. • Created user stories, process flows, and wireframes to define end\-to\-end product functionality\. • Prepared detailed product and functional documents including DOU, FSD, and SOPs for development and delivery teams\. • Collaborated cross\-functionally with engineering, compliance, and third\-party vendors to deliver secure, scalable banking and payment integrations\. • Performed workflow analysis, market research, and effort estimation to support scalable and efficient product delivery\. • Supported API integrations, payment flows, and compliance requirements to ensure smooth banking system integration\. • Led post\-deployment activities by coordinating support, tracking issues, and gathering user feedback for continuous improvement\.

Associate Product Management Specialist at 86400 \(previously Mobileware Technologies\), Jan 2024 \- Mar 2025 · 1 yr 3 mos, Mumbai, Maharashtra, India, • Created BRD for TransXT product, handling client interactions and building automated onboarding verification processes\. • Utilized Figma to create user stories and collaborate with cross\-functional teams to drive product development\. • Developed skills in client management, product design, and project coordination\.

Product Development at Credence Analytics, Aug 2023 \- Dec 2023 · 5 mos, Mumbai, Maharashtra, India, Providing advanced technical support by crafting intricate database queries, retrieving specific data, and effectively resolving client issues using Oracle, JavaScript

Technical Support Specialist at Credence Analytics, Aug 2023 \- Dec 2023 · 5 mos, • Optimized complex Oracle database queries to streamline technical support and enhance data retrieval • Created and integrated analytics tools using JavaScript to provide actionable insights and improve decision\-making • Resolved technical issues swiftly with effective solutions aligned with client requirements • Worked cross\-functionally to ensure seamless database integration and improved system performance\.

Internship Trainee at Highflyers Infotech, May 2019 \- Jun 2019 · 2 mos, Mumbai, Maharashtra, India, Worked as a summer intern\. Participated in company meetings and pitched ideas related to various aspects of the project\. Worked in a collaborative environment and prepared presentations\.

## Education

Bachelor's degree, Computer Engineering, University of Mumbai

Diploma in Computer Engineering, Computer Engineering, Vidyalankar polytechnic

[View the original profile](https://tal.club/meet/tejal-sanap)

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