---
title: "Swastika Nayak - Product Manager in Bengaluru | Tal"
description: "Meet Swastika Nayak, AI Product Manager @ ClearTax | IIM Bangalore | Ex-HSBC based in Bengaluru. AI stack includes claude code, claude, and deepseek."
image: "https://tal.club/meet/swastika-nayak/share-image"
---

# Swastika Nayak on Tal

## Headline

AI Product Manager @ ClearTax \| IIM Bangalore \| Ex\-HSBC

## About

I build simple, scalable products in messy, high complexity domains\. With a background in computational science and an MBA from IIM Bangalore, I work at the intersection of technology, business, and strategy to make complex systems behave\. At Clear, I am building enterprise direct tax products and turn fragmented workflows into predictable infrastructure\. Previously at HSBC, I worked on real time payments and strengthened core banking rails\. My approach stays consistent: understand the system, remove the bottlenecks, and ship solutions that make organizations run smoother\. Outside work, you’ll find me reading or chasing good light with a camera\. If you’re enthusiastic about business, technology, and how they shape better systems, let’s connect and swap ideas\.

## Location

Bengaluru

## AI stack

claude code

claude

deepseek

gemini

kimi

lovable

## Work experience

Product Manager at Clear, May 2025 \- Present · 1 yr 4 mos, Bengaluru, Karnataka, India, At ClearTax, I build across direct tax, reconciliation, platform infrastructure, and AI\-driven compliance: 1\. A B2B direct tax filing product that turns a notoriously painful, error\-prone process into a seamless experience for businesses\. 2\. A 26AS reconciliation product that matches tax records against the books and surfaces where businesses can unlock the most working capital\. 3\. The high\-reliability platform backbone that powers mission\-critical financial workflows at scale\. 4\. An AI agent that monitors entire tax governance and translates it into clear, actionable insight for customers\.

Summer Intern at Procter & Gamble, Apr 2024 \- May 2024 · 2 mos, On\-site, I developed a cost reduction strategy for Pampers\.

Senior Software Engineer at HSBC, Jul 2022 \- May 2023 · 11 mos, Hybrid, I worked on the design, development, and implementation of Real\-Time Payments projects across Indonesia, Vietnam, Australia, Canada, Saudi Arabia, and Malaysia, enhancing digital payment infrastructure and improving customer experience\. I was recognized with the Star Performer Award in 2021 and 2022 for my outstanding contributions and impact\.

Software Engineer at HSBC, Jan 2020 \- Jun 2022 · 2 yrs 6 mos, Hybrid

Software Engineering Trainee at HSBC, Jul 2019 \- Dec 2019 · 6 mos, On\-site

## Education

Master of Business Administration \- MBA, Indian Institute of Management Bangalore

Bachelor of Technology \- BTech, Honours in Information and Communication Technology with Minor in Computational Science, Dhirubhai Ambani University

[View the original profile](https://tal.club/meet/swastika-nayak)

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