Swastika Nayak profile photo 1 on Tal

Swastika Nayak

AI Product Manager @ ClearTax | IIM Bangalore | Ex-HSBC

Bengaluru

5+ years of work experience

Clear
May 20251 yr 4 mosPresent

Bengaluru, Karnataka, India

At ClearTax, I build across direct tax, reconciliation, platform infrastructure, and AI-driven compliance: 1. A B2B direct tax filing product that turns a notoriously painful, error-prone process into a seamless experience for businesses. 2. A 26AS reconciliation product that matches tax records against the books and surfaces where businesses can unlock the most working capital. 3. The high-reliability platform backbone that powers mission-critical financial workflows at scale. 4. An AI agent that monitors entire tax governance and translates it into clear, actionable insight for customers.
Procter & Gamble
Apr 20242 mosMay 2024

On-site

I developed a cost reduction strategy for Pampers.
HSBC
Jul 202211 mosMay 2023

Hybrid

I worked on the design, development, and implementation of Real-Time Payments projects across Indonesia, Vietnam, Australia, Canada, Saudi Arabia, and Malaysia, enhancing digital payment infrastructure and improving customer experience. I was recognized with the Star Performer Award in 2021 and 2022 for my outstanding contributions and impact.
HSBC
Jan 20202 yrs 6 mosJun 2022

Hybrid

HSBC
Jul 20196 mosDec 2019

On-site

Swastika’s AI Stack

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kimi
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lovable

Education

Indian Institute of Management Bangalore

Master of Business Administration - MBA

Indian Institute of Management Bangalore

20232 yrs2025
Dhirubhai Ambani University

Bachelor of Technology - BTech, Honours in Information and Communication Technology with Minor in Computational Science

Dhirubhai Ambani University

20154 yrs2019

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Headline

AI Product Manager @ ClearTax | IIM Bangalore | Ex-HSBC

About

I build simple, scalable products in messy, high complexity domains. With a background in computational science and an MBA from IIM Bangalore, I work at the intersection of technology, business, and strategy to make complex systems behave. At Clear, I am building enterprise direct tax products and turn fragmented workflows into predictable infrastructure. Previously at HSBC, I worked on real time payments and strengthened core banking rails. My approach stays consistent: understand the system, remove the bottlenecks, and ship solutions that make organizations run smoother. Outside work, you’ll find me reading or chasing good light with a camera. If you’re enthusiastic about business, technology, and how they shape better systems, let’s connect and swap ideas.

Location

Bengaluru

AI stack

claude code

claude

deepseek

gemini

kimi

lovable

Work experience

Product Manager at Clear, May 2025 - Present · 1 yr 4 mos, Bengaluru, Karnataka, India, At ClearTax, I build across direct tax, reconciliation, platform infrastructure, and AI-driven compliance: 1. A B2B direct tax filing product that turns a notoriously painful, error-prone process into a seamless experience for businesses. 2. A 26AS reconciliation product that matches tax records against the books and surfaces where businesses can unlock the most working capital. 3. The high-reliability platform backbone that powers mission-critical financial workflows at scale. 4. An AI agent that monitors entire tax governance and translates it into clear, actionable insight for customers.

Summer Intern at Procter & Gamble, Apr 2024 - May 2024 · 2 mos, On-site, I developed a cost reduction strategy for Pampers.

Senior Software Engineer at HSBC, Jul 2022 - May 2023 · 11 mos, Hybrid, I worked on the design, development, and implementation of Real-Time Payments projects across Indonesia, Vietnam, Australia, Canada, Saudi Arabia, and Malaysia, enhancing digital payment infrastructure and improving customer experience. I was recognized with the Star Performer Award in 2021 and 2022 for my outstanding contributions and impact.

Software Engineer at HSBC, Jan 2020 - Jun 2022 · 2 yrs 6 mos, Hybrid

Software Engineering Trainee at HSBC, Jul 2019 - Dec 2019 · 6 mos, On-site

Education

Master of Business Administration - MBA, Indian Institute of Management Bangalore

Bachelor of Technology - BTech, Honours in Information and Communication Technology with Minor in Computational Science, Dhirubhai Ambani University

Swastika Nayak - Product Manager in Bengaluru | Tal