Assistant Credit Manager | Credit Risk & Underwriting Specialist | Data Analyst | Trained in SQL & AI Applications

Bhopal, Madhya Pradesh, India

Bachelor of Computer Applications, Computer Programming, Specific Applications
Makhanlal Chaturvedi National University of Journalism and Communication, Bhopal
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I am a Credit Risk Professional with over a decade of experience in credit underwriting, fraud prevention, and loan processing. Over the years, I have successfully managed secured vehicle and business loans, ensuring 100% policy compliance while minimizing turnaround time (TAT).
Greater Bhopal Area
Assistant Credit Manager at Shriram Finance Limited, Apr 2019 - Present · 7 yrs 3 mos, Bhopal, Madhya Pradesh, India, Risk Control Unit (RCU) Operations: Conducted detailed verification and due diligence for loan applicants to ensure fraud prevention and adherence to internal credit policies. Vehicle Loan Processing: : Evaluated customer profiles, verified documents, and facilitated loan approvals for secured vehicle finance products. Business Loan Underwriting: Handled secured business loan applications by analyzing creditworthiness, collateral value, and compliance criteria. Credit Product Handling: Managed end-to-end lifecycle of secured loan products including documentation, data entry, sanction, and post-disbursement follow-up. Cross-functional Collaboration: Coordinated with sales, legal, and credit teams to streamline loan processing and improve turnaround time
Bachelor of Computer Applications, Computer Programming, Specific Applications, Makhanlal Chaturvedi National University of Journalism and Communication, Bhopal