Sumant Hegde profile photo 1 on Tal

Sumant Hegde

Data Scientist (5 YOE) | Applied Machine Learning | End-to-End ML Systems | SLMs

Bengaluru

5+ years of work experience

Rakuten Symphony
Mar 20251 yr 6 mosPresent

Bengaluru, Karnataka, India

Vola Finance
May 20231 yr 11 mosMar 2025

Bengaluru, Karnataka, India

Built and deployed credit risk scoring models for short-term lending using raw transaction data. Engineered 50+ behavioral and cash-flow features, improving underwriting accuracy and portfolio quality. Designed and productionized risk scorecards, reducing default rates by ~5%. Developed fraud detection models to identify high-risk and abusive borrowers. Built income pattern and pay-cycle models, reducing defaults by ~3% in income-earning users. Created loan amount recommendation logic (ML + rules) incorporating risk, repayment behavior, and income stability. Deployed multiple FastAPI-based ML services with Docker & Nginx; implemented model and data drift monitoring. Developed a user-level risk profiling and advisory framework using transaction data and loan history, generating GenAI-assisted insights aligned with risk policies.
Tata Consultancy Services
Dec 20211 yr 6 mosMay 2023

Bangalore Urban, Karnataka, India

Tata Consultancy Services
Jul 20215 mosNov 2021

Bangalore Urban, Karnataka, India

SoftSensor AI Labs
Aug 20209 mosApr 2021

Working on nuclei segmentation and metastasis detection and localization in whole slide images
webdevelopers kletech
20182 yrs 8 mosAug 2020

KLE TECHNOLOGICAL UNIVERSITY HUBLI

Sumant’s AI Stack

antigravity
antigravity
codex
codex
claudecode
claudecode

Education

KLE Technological University - Hubballi (India)

Bachelor of Engineering, Mechanical Engineering

KLE Technological University - Hubballi (India)

20174 yrs2021

Pre University, Science

MES CHAITANYA PU COLLEGE SIRSI

20161 yr2017

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Headline

Data Scientist (5 YOE) | Applied Machine Learning | End-to-End ML Systems | SLMs

About

I’m a Data Scientist with ~5 years of experience building and deploying machine learning systems in production, working across applied ML, analytics, and NLP. My work spans the full lifecycle of data science — from problem framing and data exploration to modeling, evaluation, and shipping ML systems that operate under real-world constraints. I’ve worked on both classical machine learning and deep learning approaches, focusing on solutions that are reliable, scalable, and aligned with business needs. Across roles, I’ve: Built end-to-end ML pipelines from experimentation to production Worked with messy, real-world data at scale Collaborated closely with engineering and product teams to translate ambiguous problems into deployable ML solutions Balanced model performance with cost, latency, and maintainability considerations

Location

Bengaluru

AI stack

antigravity

codex

claudecode

Work experience

Data Scientist at Rakuten Symphony, Mar 2025 - Present · 1 yr 6 mos, Bengaluru, Karnataka, India

Data Scientist at Vola Finance, May 2023 - Mar 2025 · 1 yr 11 mos, Bengaluru, Karnataka, India, Built and deployed credit risk scoring models for short-term lending using raw transaction data. Engineered 50+ behavioral and cash-flow features, improving underwriting accuracy and portfolio quality. Designed and productionized risk scorecards, reducing default rates by ~5%. Developed fraud detection models to identify high-risk and abusive borrowers. Built income pattern and pay-cycle models, reducing defaults by ~3% in income-earning users. Created loan amount recommendation logic (ML + rules) incorporating risk, repayment behavior, and income stability. Deployed multiple FastAPI-based ML services with Docker & Nginx; implemented model and data drift monitoring. Developed a user-level risk profiling and advisory framework using transaction data and loan history, generating GenAI-assisted insights aligned with risk policies.

Systems Engineer at Tata Consultancy Services, Dec 2021 - May 2023 · 1 yr 6 mos, Bangalore Urban, Karnataka, India

Assistant System Engineer-Trainee at Tata Consultancy Services, Jul 2021 - Nov 2021 · 5 mos, Bangalore Urban, Karnataka, India

Machine Learning Intern at SoftSensor AI Labs, Aug 2020 - Apr 2021 · 9 mos, Working on nuclei segmentation and metastasis detection and localization in whole slide images

Web Developer at webdevelopers kletech, 2018 - Aug 2020 · 2 yrs 8 mos, KLE TECHNOLOGICAL UNIVERSITY HUBLI

Education

Bachelor of Engineering, Mechanical Engineering, KLE Technological University - Hubballi (India)

Pre University, Science, MES CHAITANYA PU COLLEGE SIRSI