Sukshith Katta Govindarajulu profile photo 1 on Tal

Sukshith Katta Govindarajulu

Governance, Risk and Compliance Certified | Global Financial Crime Compliance Expert| AML/KYC professional | Team Management | Trainer

Bengaluru

8+ years of work experience

Muse Wearables
Jan 202610 mosPresent

Bengaluru, Karnataka, India

Leading end-to-end implementation of PCI DSS controls for smart ring payment ecosystem, ensuring secure handling of cardholder data across devices, mobile apps, and backend systems. Demonstrated proficiency in the PCI DSS compliance domain with hands-on experience implementing and managing PCI standards. Designed and enforced PCI DSS-compliant architecture for contactless payment-enabled wearable devices, minimizing cardholder data exposure (tokenization / no CHD storage model). Major PCI policies were written and implemented based on the requirement standards. Collaborated with product, engineering, and firmware teams to embed security-by-design principles aligned with PCI DSS requirements during smart ring development lifecycle. Conducting PCI DSS gap assessments and risk evaluations, identifying control deficiencies and driving remediation plans across systems and processes. Implemented and maintained secure key management and encryption controls for payment data transmission between smart ring, mobile application, and payment gateways. Ensured compliance with PCI DSS Requirement 3 & 4 by enforcing strong cryptography and secure transmission mechanisms for sensitive data. Established network segmentation and secure architecture to isolate cardholder data environment (CDE) from corporate and development networks. Led coordination with Qualified Security Assessors (QSAs) during PCI audits, ensuring timely evidence submission and successful certification. Developed and maintained PCI DSS policies, procedures, and documentation, including incident response, access control, and data protection standards. Implemented access control mechanisms (MFA) to restrict access to payment systems and sensitive environments. Monitored and responded to security events and incidents impacting payment infrastructure, ensuring alignment with PCI DSS Requirement 10 & 12.a
Career Break
Mar 202510 mosDec 2025

Bengaluru, Karnataka, India

I am exploring a career transition from payments compliance into cybersecurity, building on my experience with PCI DSS/PCI CP, NFC-based smart ring payments, AWS security, tokenization, HSMs and incident response. My goal is to move into roles such as security analyst, cloud security or GRC, where I can combine deep payment security domain knowledge with broader cyber skills to help organizations protect sensitive data and meet regulatory expectations. I am actively strengthening my foundations in core security concepts (networks, operating systems, cloud, threat detection) and working towards relevant certifications and hands-on labs to validate my skills. Open to learning opportunities, mentoring and conversations with professionals in cybersecurity, cloud security and AI-related compliance as I navigate this transition.
MUFG GLOBAL SERVICES PRIVATE LIMITED
May 202410 mosFeb 2025

Karnataka, India

Oversaw KYC reviews, enhanced tracking systems, collaborated with cross-functional teams, established performance metrics, finalized operating manuals, conducted SLOD reviews, provided sanctions advisory, streamlined transaction reviews and implementations of Fiserv’s AML Risk Manager platform. Led a team of 17+ in comprehensive reviews, including transactional analysis. Improved tracking systems to enhance accountability, performance monitoring, and timely project delivery. Partnered with legal, risk, and operations teams to identify compliance gaps and implement effective risk mitigation strategies. Developed and monitored performance metrics to drive efficiency and regulatory compliance. Co-authored operating manuals with FCC and key stakeholders, ensuring standardized compliance procedures. Defined project scope, developed integrated project plans with detailed milestones, and coordinated resource allocation for optimal delivery. Served as the primary point of contact for client stakeholders, facilitating workshops, requirement analysis sessions, and product demonstrations for AML program enhancements. Streamlined transaction review processes, and delivered required protocols to cross-team functionalities. Collaborate with relevant Business, Risk and FCC stakeholders to work towards holistic risk management across client segments / products risks. Identifying and escalating of potential business FCC related risks and issues to senior management through appropriate governance channels. Delivered executive project status updates, maintained risk/issue logs, conducted lessons learned, and implemented continuous process improvements.
ANZ SUPPORT SERVICES INDIA P LTD
Jan 20222 yrs 4 mosApr 2024

India

Led client-onboarding processes, served as SME, performed quality checks, managed reports, handled escalations, trained new team members, implemented WIP management, and handled KYC migration. Performed data-driven investigations on transaction layering, velocity spikes, and peer network analysis to identify high-risk typologies. Led a team of 3+ analysts in customer onboarding, ensuring compliance with regulatory and internal policies. Supported the management of end-to-end lifecycle of audit, assurance, and regulatory reviews, in relation to Professional Services, including tracking, remediation and preparing lessons learned from such reviews. Reviewed documentation to identify red flags and ensure compliance accuracy in a checker role. Managed daily reports and provided timely updates to support quick turnaround on compliance tasks. Handled escalations by conducting root cause analysis and implementing corrective actions. Ensured accountability and quality across team deliverables, maintaining compliance standards. Trained and supported new team members on company policies, procedures, and regulations. Led UAT testing management and supported business validation then provided test cases to the cross functional team for better solution and delivery of the tool end to end on time. Led end-to-end KYC process migration for the Vietnam region, enhancing operational performance.
JPMorgan Chase & Co.
Nov 20174 yrs 2 mosDec 2021

Bengaluru, Karnataka, India

JP Morgan has been a great company to work with, it provided me a good opportunity to showcase myself to the better world and up-skill myself to newer level.

Sukshith’s AI Stack

claude
claude

Education

JAIN College

Master of Business Administration (M.B.A.), Finance and Financial Management Services

JAIN College

20102 yrs2012

Secondary High School, Junior High/Intermediate/Middle School Education and Teaching

Sri Aurobindo Memorial School

20012 yrs2003

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Headline

Governance, Risk and Compliance Certified | Global Financial Crime Compliance Expert| AML/KYC professional | Team Management | Trainer

About

Experienced Analyst with a demonstrated history of working in the outsourcing/offshoring industry. Skilled in Capital Markets, Market Research, Microsoft Excel, Management, and Business Development. Strong business development professional with a Master of Business Administration (M.B.A.) focused in Finance and Financial Management Services from Sri Bhagawan Mahaveer Jain College.

Location

Bengaluru

AI stack

claude

Work experience

Compliance Officer and Security at Muse Wearables, Jan 2026 - Present · 10 mos, Bengaluru, Karnataka, India, Leading end-to-end implementation of PCI DSS controls for smart ring payment ecosystem, ensuring secure handling of cardholder data across devices, mobile apps, and backend systems. Demonstrated proficiency in the PCI DSS compliance domain with hands-on experience implementing and managing PCI standards. Designed and enforced PCI DSS-compliant architecture for contactless payment-enabled wearable devices, minimizing cardholder data exposure (tokenization / no CHD storage model). Major PCI policies were written and implemented based on the requirement standards. Collaborated with product, engineering, and firmware teams to embed security-by-design principles aligned with PCI DSS requirements during smart ring development lifecycle. Conducting PCI DSS gap assessments and risk evaluations, identifying control deficiencies and driving remediation plans across systems and processes. Implemented and maintained secure key management and encryption controls for payment data transmission between smart ring, mobile application, and payment gateways. Ensured compliance with PCI DSS Requirement 3 & 4 by enforcing strong cryptography and secure transmission mechanisms for sensitive data. Established network segmentation and secure architecture to isolate cardholder data environment (CDE) from corporate and development networks. Led coordination with Qualified Security Assessors (QSAs) during PCI audits, ensuring timely evidence submission and successful certification. Developed and maintained PCI DSS policies, procedures, and documentation, including incident response, access control, and data protection standards. Implemented access control mechanisms (MFA) to restrict access to payment systems and sensitive environments. Monitored and responded to security events and incidents impacting payment infrastructure, ensuring alignment with PCI DSS Requirement 10 & 12.a

Career transition at Career Break, Mar 2025 - Dec 2025 · 10 mos, Bengaluru, Karnataka, India, I am exploring a career transition from payments compliance into cybersecurity, building on my experience with PCI DSS/PCI CP, NFC-based smart ring payments, AWS security, tokenization, HSMs and incident response. My goal is to move into roles such as security analyst, cloud security or GRC, where I can combine deep payment security domain knowledge with broader cyber skills to help organizations protect sensitive data and meet regulatory expectations. I am actively strengthening my foundations in core security concepts (networks, operating systems, cloud, threat detection) and working towards relevant certifications and hands-on labs to validate my skills. Open to learning opportunities, mentoring and conversations with professionals in cybersecurity, cloud security and AI-related compliance as I navigate this transition.

Assistant Vice President at MUFG GLOBAL SERVICES PRIVATE LIMITED, May 2024 - Feb 2025 · 10 mos, Karnataka, India, Oversaw KYC reviews, enhanced tracking systems, collaborated with cross-functional teams, established performance metrics, finalized operating manuals, conducted SLOD reviews, provided sanctions advisory, streamlined transaction reviews and implementations of Fiserv’s AML Risk Manager platform. Led a team of 17+ in comprehensive reviews, including transactional analysis. Improved tracking systems to enhance accountability, performance monitoring, and timely project delivery. Partnered with legal, risk, and operations teams to identify compliance gaps and implement effective risk mitigation strategies. Developed and monitored performance metrics to drive efficiency and regulatory compliance. Co-authored operating manuals with FCC and key stakeholders, ensuring standardized compliance procedures. Defined project scope, developed integrated project plans with detailed milestones, and coordinated resource allocation for optimal delivery. Served as the primary point of contact for client stakeholders, facilitating workshops, requirement analysis sessions, and product demonstrations for AML program enhancements. Streamlined transaction review processes, and delivered required protocols to cross-team functionalities. Collaborate with relevant Business, Risk and FCC stakeholders to work towards holistic risk management across client segments / products risks. Identifying and escalating of potential business FCC related risks and issues to senior management through appropriate governance channels. Delivered executive project status updates, maintained risk/issue logs, conducted lessons learned, and implemented continuous process improvements.

Associate Manager at ANZ SUPPORT SERVICES INDIA P LTD, Jan 2022 - Apr 2024 · 2 yrs 4 mos, India, Led client-onboarding processes, served as SME, performed quality checks, managed reports, handled escalations, trained new team members, implemented WIP management, and handled KYC migration. Performed data-driven investigations on transaction layering, velocity spikes, and peer network analysis to identify high-risk typologies. Led a team of 3+ analysts in customer onboarding, ensuring compliance with regulatory and internal policies. Supported the management of end-to-end lifecycle of audit, assurance, and regulatory reviews, in relation to Professional Services, including tracking, remediation and preparing lessons learned from such reviews. Reviewed documentation to identify red flags and ensure compliance accuracy in a checker role. Managed daily reports and provided timely updates to support quick turnaround on compliance tasks. Handled escalations by conducting root cause analysis and implementing corrective actions. Ensured accountability and quality across team deliverables, maintaining compliance standards. Trained and supported new team members on company policies, procedures, and regulations. Led UAT testing management and supported business validation then provided test cases to the cross functional team for better solution and delivery of the tool end to end on time. Led end-to-end KYC process migration for the Vietnam region, enhancing operational performance.

Team Lead at JPMorgan Chase & Co., Nov 2017 - Dec 2021 · 4 yrs 2 mos, Bengaluru, Karnataka, India, JP Morgan has been a great company to work with, it provided me a good opportunity to showcase myself to the better world and up-skill myself to newer level.

Education

Master of Business Administration (M.B.A.), Finance and Financial Management Services, JAIN College

Secondary High School, Junior High/Intermediate/Middle School Education and Teaching, Sri Aurobindo Memorial School