---
title: "Suhruth Rao - Associate Product Manager in Bengaluru South | Tal"
description: "Meet Suhruth Rao, Product @ Zeta | Ex JP Morgan Chase based in Bengaluru South. AI stack includes claude code, gemini, and lovable."
image: "https://tal.club/meet/suhruth-rao/share-image"
---

# Suhruth Rao on Tal

## Headline

Product @ Zeta \| Ex JP Morgan Chase

## About

I started my career in software development\. Now into product, I strive to deliver world class digital experiences to customers in the FinTech space\. It's been a journey of taking bets, following my passion and meeting amazing people\. I also perform Indian classical and devotional Music at various platforms\.

## Location

Bengaluru South

## AI stack

claude code

gemini

lovable

## Work experience

Associate Product Manager at Zeta, Apr 2025 \- Apr 2026 · 1 y, Bengaluru, Worked on the launch of a fintech credit card product, built over Zeta’s in house Credit and Banking SaaS\. Key contributions areas: 1\. Led the end\-to\-end charter of a sub\-prime credit card serving 500K cards and 300K MAU across the mobile app 2\. Owned the entire acquisition funnel by leading end\-to\-end application journey spanning eligibility, underwriting, compliance, and UX, achieving 60% completion rate in a high\-friction journey for a sub\-prime cohort 3\. Spearheaded integrations of Open Banking \(Account Aggregator\), Video KYC, and digital form signature, leading to a \~35% increase in approvals 4\. Owned end\-to\-end mobile onboarding and core app journeys, driving 90%\+ signup success and <2 min time\-to\-first\-login 5\. Owned core card experience across home screen, transactions, payments, and card controls, enabling secure daily usage through PCI\-DSS–compliant SDKs 6\. Owned 3DS Swipe\-to\-Pay authentication, enabling friction\-light approval for \~67% of all transactions with \~90% success rates 7\. Owned end\-to\-end product instrumentation across web and mobile, defining 500\+ client\- and server\-side events to track funnels, drop\-offs, and vendor performance 8\. Spearheaded stakeholder negotiations to defer low\-ROI features \(two\-way fraud notifications, credit\-limit increase flows\) while securing Open Banking inclusion in MVP

Product Owner at JPMorgan Chase & Co\., Jan 2023 \- May 2024 · 1 yr 5 mos, Bengaluru, Being a software developer with a huge interest in the finance sector, this was the perfect step\-up for me\. I worked on the development of a Corporate Credit Risk Analysis application\. \- Built an automated development workflow from scratch, improving end\-to\-end delivery timelines by >50% \- Drove cross\-border stakeholder coordination to transition ownership of a credit risk platform\. \- Led conflict resolution across 3 global teams, preventing system downtime impacting 4,000\+ users across Europe \- Ideated and influenced adoption of dynamic valuation logic to reduce daily decision\-making \(credit risk\) time by 60% \- Mentored junior engineers, to bring down training timelines ensuring faster induction into mainstream business\.

React Developer at Infogain, Jan 2022 \- Nov 2022 · 11 mos, Bengaluru, Karnataka, India, I started as a software developer at Nggawe Nirman Technologies is a very successful start up, now acquired and part of Infogain India Pvt Ltd\. I worked on the blockchain application SingularityNet, which involved \- \- Designed components for a blockchain\-based AI marketplace, expanding the platform and contributing to $1M in revenue \- As the youngest contributor on the model, enabled the adoption of the new technology stack, reducing adoption time by 50%

## Education

Bachelor of Engineering \- BE, Computer Science, Global academy of technology

[View the original profile](https://tal.club/meet/suhruth-rao)

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