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Suhruth Rao

Product @ Zeta | Ex JP Morgan Chase

Bengaluru South

3+ years of work experience

Zeta
Apr 20251 yApr 2026

Bengaluru

Worked on the launch of a fintech credit card product, built over Zeta’s in house Credit and Banking SaaS. Key contributions areas: 1. Led the end-to-end charter of a sub-prime credit card serving 500K cards and 300K MAU across the mobile app 2. Owned the entire acquisition funnel by leading end-to-end application journey spanning eligibility, underwriting, compliance, and UX, achieving 60% completion rate in a high-friction journey for a sub-prime cohort 3. Spearheaded integrations of Open Banking (Account Aggregator), Video KYC, and digital form signature, leading to a ~35% increase in approvals 4. Owned end-to-end mobile onboarding and core app journeys, driving 90%+ signup success and <2 min time-to-first-login 5. Owned core card experience across home screen, transactions, payments, and card controls, enabling secure daily usage through PCI-DSS–compliant SDKs 6. Owned 3DS Swipe-to-Pay authentication, enabling friction-light approval for ~67% of all transactions with ~90% success rates 7. Owned end-to-end product instrumentation across web and mobile, defining 500+ client- and server-side events to track funnels, drop-offs, and vendor performance 8. Spearheaded stakeholder negotiations to defer low-ROI features (two-way fraud notifications, credit-limit increase flows) while securing Open Banking inclusion in MVP
JPMorgan Chase & Co.
Jan 20231 yr 5 mosMay 2024

Bengaluru

Being a software developer with a huge interest in the finance sector, this was the perfect step-up for me. I worked on the development of a Corporate Credit Risk Analysis application. - Built an automated development workflow from scratch, improving end-to-end delivery timelines by >50% - Drove cross-border stakeholder coordination to transition ownership of a credit risk platform. - Led conflict resolution across 3 global teams, preventing system downtime impacting 4,000+ users across Europe - Ideated and influenced adoption of dynamic valuation logic to reduce daily decision-making (credit risk) time by 60% - Mentored junior engineers, to bring down training timelines ensuring faster induction into mainstream business.
Infogain
Jan 202211 mosNov 2022

Bengaluru, Karnataka, India

I started as a software developer at Nggawe Nirman Technologies is a very successful start up, now acquired and part of Infogain India Pvt Ltd. I worked on the blockchain application SingularityNet, which involved - - Designed components for a blockchain-based AI marketplace, expanding the platform and contributing to $1M in revenue - As the youngest contributor on the model, enabled the adoption of the new technology stack, reducing adoption time by 50%

Suhruth’s AI Stack

claude code
claude code
gemini
gemini
lovable
lovable

Education

Global academy of technology

Bachelor of Engineering - BE, Computer Science

Global academy of technology

20174 yrs2021

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Headline

Product @ Zeta | Ex JP Morgan Chase

About

I started my career in software development. Now into product, I strive to deliver world class digital experiences to customers in the FinTech space. It's been a journey of taking bets, following my passion and meeting amazing people. I also perform Indian classical and devotional Music at various platforms.

Location

Bengaluru South

AI stack

claude code

gemini

lovable

Work experience

Associate Product Manager at Zeta, Apr 2025 - Apr 2026 · 1 y, Bengaluru, Worked on the launch of a fintech credit card product, built over Zeta’s in house Credit and Banking SaaS. Key contributions areas: 1. Led the end-to-end charter of a sub-prime credit card serving 500K cards and 300K MAU across the mobile app 2. Owned the entire acquisition funnel by leading end-to-end application journey spanning eligibility, underwriting, compliance, and UX, achieving 60% completion rate in a high-friction journey for a sub-prime cohort 3. Spearheaded integrations of Open Banking (Account Aggregator), Video KYC, and digital form signature, leading to a ~35% increase in approvals 4. Owned end-to-end mobile onboarding and core app journeys, driving 90%+ signup success and <2 min time-to-first-login 5. Owned core card experience across home screen, transactions, payments, and card controls, enabling secure daily usage through PCI-DSS–compliant SDKs 6. Owned 3DS Swipe-to-Pay authentication, enabling friction-light approval for ~67% of all transactions with ~90% success rates 7. Owned end-to-end product instrumentation across web and mobile, defining 500+ client- and server-side events to track funnels, drop-offs, and vendor performance 8. Spearheaded stakeholder negotiations to defer low-ROI features (two-way fraud notifications, credit-limit increase flows) while securing Open Banking inclusion in MVP

Product Owner at JPMorgan Chase & Co., Jan 2023 - May 2024 · 1 yr 5 mos, Bengaluru, Being a software developer with a huge interest in the finance sector, this was the perfect step-up for me. I worked on the development of a Corporate Credit Risk Analysis application. - Built an automated development workflow from scratch, improving end-to-end delivery timelines by >50% - Drove cross-border stakeholder coordination to transition ownership of a credit risk platform. - Led conflict resolution across 3 global teams, preventing system downtime impacting 4,000+ users across Europe - Ideated and influenced adoption of dynamic valuation logic to reduce daily decision-making (credit risk) time by 60% - Mentored junior engineers, to bring down training timelines ensuring faster induction into mainstream business.

React Developer at Infogain, Jan 2022 - Nov 2022 · 11 mos, Bengaluru, Karnataka, India, I started as a software developer at Nggawe Nirman Technologies is a very successful start up, now acquired and part of Infogain India Pvt Ltd. I worked on the blockchain application SingularityNet, which involved - - Designed components for a blockchain-based AI marketplace, expanding the platform and contributing to $1M in revenue - As the youngest contributor on the model, enabled the adoption of the new technology stack, reducing adoption time by 50%

Education

Bachelor of Engineering - BE, Computer Science, Global academy of technology