Headline

Climate & Sustainability Capital | Financial Modelling | Where numbers meet judgment

About

Most financial models are technically correct and structurally incomplete. They capture where a business is not where the cost curve is going, or what the capital structure is actually betting on. That gap is where I work. Over the past three years I've built financial projections and investment memos for early-stage businesses, structured capital decisions for ecological development projects, and represented clients through tax and regulatory disputes. The thread across all of it: translating complex operational realities into decisions that hold up under pressure. At Soil Ecoculture, I built the first financial model for a ₹25–50 Cr ecological land development project evaluating unit economics, modelling a JDA structure that eliminated land acquisition capex entirely, and stress-testing DSCR down to −40% revenue scenarios. The work wasn't accounting. It was figuring out the capital structure that made the bet defensible. My interests sit at the intersection of how capital flows, how businesses scale, and what the numbers are actually saying underneath the surface. CA Final · B.Com (Finance) · Bengaluru Open to roles in investment analysis, VC, and strategic finance. sudhanva.raj10@gmail.com

Location

Bengaluru

Work experience

Founder at Earthgram, Apr 2026 - Present · 6 mos, Greater Bengaluru Area

Finance & Strategy at Soil Ecoculture, Jun 2025 - Present · 1 yr 4 mos, Hybrid, Built the financial foundation for a ₹25–50 Cr ecological land development project from scratch — covering unit economics, revenue architecture, and capital structure. Key work: Structured a Joint Development Agreement framework that eliminated land acquisition capex while retaining full revenue rights — evaluated as an opex vs. capex decision with DSCR modelling across downside scenarios (−40% revenue stress). Developed a multi-stream revenue model across farm development, maintenance, seed bank, and grocery operations to assess margin expansion across the project lifecycle. Built the investment memo including TAM/SAM/SOM sizing and multi-layer natural capital monetisation (land, food, carbon) for early-stage investor presentation. The core question throughout: what capital structure makes this bet defensible at each scale threshold?

Finance & Advisory | Independent Practice (Tax, Compliance & Financial Modelling) at Self-Employed, Jun 2025 - Present · 1 yr 4 mos, Client work across financial modelling, tax dispute resolution, and investment memo development for early-stage businesses. Resolved income tax and GST assessments to nil demand through reconciliation-led analysis and representation before authorities. Developed financial projections and CMA data for working capital and term loan facilities, including stressed scenario restructuring to validate debt serviceability. Investment memo work covered market sizing, revenue modelling, and risk evaluation. Appellate proceedings (CIT(A)) included capital gains matters and select pro bono cases.

Article Assistant at V R J A & Associates, Apr 2022 - Jun 2025 · 3 yrs 3 mos, Bengaluru, Karnataka, India, Three years across statutory audit, tax, and compliance work in manufacturing, software, and co-operative sectors — building the foundation for reading financial statements as evidence of how a business actually operates, not just how it reports. Identified and quantified accounting misstatements including AS 15 non-compliance. Resolved disputed tax positions through detailed financial review. Handled trust audit and exemption compliance (Sections 11, 12, 80G) end-to-end. Drafted submissions and supported representation in income tax and GST litigation.

Education

CA Intermediate, Accounting and Finance, The Institute of Chartered Accountants of India

Bachelor of Commerce - BCom, bangalore university