---
title: "Sudarshan Ninjoor - Senior Product Manager in Bengaluru | Tal"
description: "Meet Sudarshan Ninjoor, Senior PM | Simplifying Complex Systems | B2B SaaS | Fintech | Supply Chain based in Bengaluru. AI stack includes claude and ChatGPT."
image: "https://tal.club/meet/sudarshan-ninjoor/share-image"
---

# Sudarshan Ninjoor on Tal

## Headline

Senior PM \| Simplifying Complex Systems \| B2B SaaS \| Fintech \| Supply Chain

## About

I am a hands\-on product leader with deep expertise in building and scaling platforms across startups and enterprises, driving products from 0\-1 to large\-scale ecosystems\. With a strong background in product strategy, automation, and AI\-driven decision\-making, I specialize in optimizing operations, enhancing user experiences, and unlocking new revenue streams\. I have led high\-impact initiatives in commerce, finance, supply chain, customer experience and AI\-driven automation, enabling businesses to scale efficiently while maximizing profitability\. My expertise spans product strategy, financial automation, embedded analytics, and operational efficiency—leveraging low\-code solutions and scalable infrastructure to drive growth and streamline operations\.

## Location

Bengaluru

## AI stack

claude

ChatGPT

## Work experience

Senior Product Manager at Tesco, Jul 2025 \- Present · 1 yr 2 mos, Bengaluru, Karnataka, India

Lead Product Manager at Bizongo, Apr 2023 \- Jun 2025 · 2 yrs 3 mos, Bengaluru, Karnataka, India, Bizongo is a digital supply chain financing platform focused on raw materials procurement and fulfillment\. 🔹 Scaling Commerce & Financing for SMBs • Transformed Bizongo’s commerce \+ financing stack, shifting from internally funded lending to a marketplace\-driven financing model, reducing loan sanction time from 90 days to <20 days\. • Expanded loan utilization from 5% to 25%, introducing guaranteed lender line usage as a new revenue stream, contributing 20% of platform revenue\. • Assisted the Co\-author in developing the ONDC open\-source protocol for B2B credit to digitize credit workflows\. 🔹 Monetizing Platform Features & Growth Hacking • Launched low\-code monetization experiments, introducing subscription\-based financing access, generating ₹2 Cr in 4 months\. • Bootstrapped GenAI\-driven invoicing automation, enabling tech experiments without engineering dependencies\. 🔹 Financial Automation & Revenue Tracking • Mapped ₹1,500 Cr in receivables \(out of ₹2,100 Cr\) and automated collections for 700 accounts \(\~₹500 Cr/month\)\. • Integrated multiple banking systems, reducing payout processing time from 3\.5 hours to 10 minutes\. • Led an Accounts Receivable optimization for a ₹2,100 Cr portfolio, identifying 10% revenue discrepancies and reducing anomalies by 90% through data reconciliation processes\.

Senior Product Manager at Bizongo, Nov 2021 \- Mar 2023 · 1 yr 5 mos, Bangalore Urban, Karnataka, India, 🔹 Supply Chain & Procurement Optimization • Developed an auto\-replenishment system for Vendor Managed Inventory \(VMI\), reducing Days Inventory Outstanding \(DIO\) from 400\+ to <90 days\. • Achieved $2M \(75%\) reduction in overstocking and 10% reduction in inventory carrying cost across 4 national warehouses\. • Launched a data\-driven fulfillment system, improving On\-Time In\-Full \(OTIF\) from 30% to 80%, NPS from 35% to 70%, and order fulfillment time from 90 to 23 days\. 🔹 Automated Price Management & Procurement Efficiency • Built a dynamic price management system, ensuring contract\-based pricing integrity, preventing ₹80 Cr in annual revenue loss\. • Streamlined enterprise procurement, integrating with Amazon, Flipkart, Myntra, and Tata Cliq, reducing ordering time from 2 hours to <20 minutes\.

Product Manager at DIGITAL HARBOR, Inc\., Sep 2020 \- Oct 2021 · 1 yr 2 mos, Bengaluru, Karnataka, India, Developed an embedded analytics platform for case management systems, enhancing user experience: \- 50% reduction in customer effort\. \- 60% increase in transaction coverage\. \- 70% improvement in case understanding\. \- 4\.5\+ UX rating and 20% improvement in customer KPIs within 6 months\. Led product strategy & roadmap for data infrastructure, collaborating with security, services, and solutions teams\.

Product Manager at VOZIQ, Apr 2016 \- Aug 2020 · 4 yrs 5 mos, Hyderabad Area, India, VOZIQ is a US\-based startup that offers customer retention solutions to subscriptions businesses\. • Built a cloud\-based customer retention solution, leveraging AI/ML models to predict customer behavior and enable large\-scale retention campaigns\. • Scaled the business from 0 to $5M ARR, expanding market potential by $100M\+ and securing multi\-year client contracts\. • Co\-authored industry articles, boosting brand visibility and lead generation\. • Recognized with the 2019 CUSTOMER Product of the Year Award and earned two promotions\.

Product Manager at VOZIQ India Private Limited, Apr 2015 \- Jul 2020 · 5 yrs 4 mos, B2B cloud\-based customer retention solution that allows businesses to leverage unstructured data and multiple AI/ML models\.

Senior Business Consultant at VOZIQ, Apr 2014 \- Mar 2016 · 2 yrs, Mumbai Area, India, • Led 100\+ presales engagements, securing paid PoCs and converting high\-value deals\.

Senior Business Analyst at VOZIQ India Private Limited, Jul 2013 \- Mar 2015 · 1 yr 9 mos

Business Consultant at VOZIQ, Jul 2013 \- Mar 2014 · 9 mos, Mumbai Area, India

## Education

Diploma, Product Management Intensive, Xperian School

Bachelor of Engineering \(BE\), Electronics and Communications Engineering, University of Mumbai

[View the original profile](https://tal.club/meet/sudarshan-ninjoor)

```json
{
  "@context": "https://schema.org",
  "@graph": [
    {
      "@type": "Person",
      "@id": "https://tal.club/meet/sudarshan-ninjoor#person",
      "name": "Sudarshan Ninjoor",
      "url": "https://tal.club/meet/sudarshan-ninjoor",
      "image": "https://tal.club/meet/sudarshan-ninjoor/profile-photo.jpg",
      "description": "Meet Sudarshan Ninjoor, Senior PM | Simplifying Complex Systems | B2B SaaS | Fintech | Supply Chain based in Bengaluru. AI stack includes claude and ChatGPT.",
      "jobTitle": "Senior Product Manager",
      "worksFor": {
        "@type": "Organization",
        "name": "Tesco"
      },
      "hasOccupation": {
        "@type": "Occupation",
        "name": "Senior Product Manager"
      },
      "homeLocation": {
        "@type": "Place",
        "name": "Bengaluru"
      },
      "alumniOf": [
        {
          "@type": "EducationalOrganization",
          "name": "Xperian School"
        },
        {
          "@type": "EducationalOrganization",
          "name": "University of Mumbai"
        }
      ],
      "knowsAbout": [
        "claude",
        "ChatGPT"
      ],
      "mainEntityOfPage": {
        "@id": "https://tal.club/meet/sudarshan-ninjoor#webpage"
      }
    },
    {
      "@type": "ProfilePage",
      "@id": "https://tal.club/meet/sudarshan-ninjoor#webpage",
      "url": "https://tal.club/meet/sudarshan-ninjoor",
      "name": "Sudarshan Ninjoor on Tal",
      "description": "Meet Sudarshan Ninjoor, Senior PM | Simplifying Complex Systems | B2B SaaS | Fintech | Supply Chain based in Bengaluru. AI stack includes claude and ChatGPT.",
      "dateModified": "2026-08-20T06:34:51.008Z",
      "isPartOf": {
        "@id": "https://tal.club/#website"
      },
      "mainEntity": {
        "@id": "https://tal.club/meet/sudarshan-ninjoor#person"
      },
      "primaryImageOfPage": {
        "@type": "ImageObject",
        "url": "https://tal.club/meet/sudarshan-ninjoor/profile-photo.jpg",
        "contentUrl": "https://tal.club/meet/sudarshan-ninjoor/profile-photo.jpg",
        "caption": "Sudarshan Ninjoor profile photo on Tal"
      },
      "inLanguage": "en-IN"
    }
  ]
}
```