Sudarshan Ninjoor profile photo 1 on Tal

Sudarshan Ninjoor

Senior PM | Simplifying Complex Systems | B2B SaaS | Fintech | Supply Chain

Bengaluru

13+ years of work experience

Tesco
Jul 20251 yr 2 mosPresent

Bengaluru, Karnataka, India

Bizongo
Apr 20232 yrs 3 mosJun 2025

Bengaluru, Karnataka, India

Bizongo is a digital supply chain financing platform focused on raw materials procurement and fulfillment. 🔹 Scaling Commerce & Financing for SMBs • Transformed Bizongo’s commerce + financing stack, shifting from internally funded lending to a marketplace-driven financing model, reducing loan sanction time from 90 days to <20 days. • Expanded loan utilization from 5% to 25%, introducing guaranteed lender line usage as a new revenue stream, contributing 20% of platform revenue. • Assisted the Co-author in developing the ONDC open-source protocol for B2B credit to digitize credit workflows. 🔹 Monetizing Platform Features & Growth Hacking • Launched low-code monetization experiments, introducing subscription-based financing access, generating ₹2 Cr in 4 months. • Bootstrapped GenAI-driven invoicing automation, enabling tech experiments without engineering dependencies. 🔹 Financial Automation & Revenue Tracking • Mapped ₹1,500 Cr in receivables (out of ₹2,100 Cr) and automated collections for 700 accounts (~₹500 Cr/month). • Integrated multiple banking systems, reducing payout processing time from 3.5 hours to 10 minutes. • Led an Accounts Receivable optimization for a ₹2,100 Cr portfolio, identifying 10% revenue discrepancies and reducing anomalies by 90% through data reconciliation processes.
Bizongo
Nov 20211 yr 5 mosMar 2023

Bangalore Urban, Karnataka, India

🔹 Supply Chain & Procurement Optimization • Developed an auto-replenishment system for Vendor Managed Inventory (VMI), reducing Days Inventory Outstanding (DIO) from 400+ to <90 days. • Achieved $2M (75%) reduction in overstocking and 10% reduction in inventory carrying cost across 4 national warehouses. • Launched a data-driven fulfillment system, improving On-Time In-Full (OTIF) from 30% to 80%, NPS from 35% to 70%, and order fulfillment time from 90 to 23 days. 🔹 Automated Price Management & Procurement Efficiency • Built a dynamic price management system, ensuring contract-based pricing integrity, preventing ₹80 Cr in annual revenue loss. • Streamlined enterprise procurement, integrating with Amazon, Flipkart, Myntra, and Tata Cliq, reducing ordering time from 2 hours to <20 minutes.
DIGITAL HARBOR, Inc.
Sep 20201 yr 2 mosOct 2021

Bengaluru, Karnataka, India

Developed an embedded analytics platform for case management systems, enhancing user experience: - 50% reduction in customer effort. - 60% increase in transaction coverage. - 70% improvement in case understanding. - 4.5+ UX rating and 20% improvement in customer KPIs within 6 months. Led product strategy & roadmap for data infrastructure, collaborating with security, services, and solutions teams.
VOZIQ
Apr 20164 yrs 5 mosAug 2020

Hyderabad Area, India

VOZIQ is a US-based startup that offers customer retention solutions to subscriptions businesses. • Built a cloud-based customer retention solution, leveraging AI/ML models to predict customer behavior and enable large-scale retention campaigns. • Scaled the business from 0 to $5M ARR, expanding market potential by $100M+ and securing multi-year client contracts. • Co-authored industry articles, boosting brand visibility and lead generation. • Recognized with the 2019 CUSTOMER Product of the Year Award and earned two promotions.
Apr 20155 yrs 4 mosJul 2020

B2B cloud-based customer retention solution that allows businesses to leverage unstructured data and multiple AI/ML models.
VOZIQ
Apr 20142 yrsMar 2016

Mumbai Area, India

• Led 100+ presales engagements, securing paid PoCs and converting high-value deals.
Jul 20131 yr 9 mosMar 2015

VOZIQ
Jul 20139 mosMar 2014

Mumbai Area, India

Sudarshan’s AI Stack

claude
claude
ChatGPT
ChatGPT

Education

Diploma, Product Management Intensive

Xperian School

20201 yr2021
University of Mumbai

Bachelor of Engineering (BE), Electronics and Communications Engineering

University of Mumbai

20064 yrs2010

Join Sudarshan and 10k+ other professionals on

Tal Boss

Tal is the app where bosses meet engineers & builders directly, without middlemen

Download Tal Boss

Sudarshan Ninjoor on Tal

Headline

Senior PM | Simplifying Complex Systems | B2B SaaS | Fintech | Supply Chain

About

I am a hands-on product leader with deep expertise in building and scaling platforms across startups and enterprises, driving products from 0-1 to large-scale ecosystems. With a strong background in product strategy, automation, and AI-driven decision-making, I specialize in optimizing operations, enhancing user experiences, and unlocking new revenue streams. I have led high-impact initiatives in commerce, finance, supply chain, customer experience and AI-driven automation, enabling businesses to scale efficiently while maximizing profitability. My expertise spans product strategy, financial automation, embedded analytics, and operational efficiency—leveraging low-code solutions and scalable infrastructure to drive growth and streamline operations.

Location

Bengaluru

AI stack

claude

ChatGPT

Work experience

Senior Product Manager at Tesco, Jul 2025 - Present · 1 yr 2 mos, Bengaluru, Karnataka, India

Lead Product Manager at Bizongo, Apr 2023 - Jun 2025 · 2 yrs 3 mos, Bengaluru, Karnataka, India, Bizongo is a digital supply chain financing platform focused on raw materials procurement and fulfillment. 🔹 Scaling Commerce & Financing for SMBs • Transformed Bizongo’s commerce + financing stack, shifting from internally funded lending to a marketplace-driven financing model, reducing loan sanction time from 90 days to <20 days. • Expanded loan utilization from 5% to 25%, introducing guaranteed lender line usage as a new revenue stream, contributing 20% of platform revenue. • Assisted the Co-author in developing the ONDC open-source protocol for B2B credit to digitize credit workflows. 🔹 Monetizing Platform Features & Growth Hacking • Launched low-code monetization experiments, introducing subscription-based financing access, generating ₹2 Cr in 4 months. • Bootstrapped GenAI-driven invoicing automation, enabling tech experiments without engineering dependencies. 🔹 Financial Automation & Revenue Tracking • Mapped ₹1,500 Cr in receivables (out of ₹2,100 Cr) and automated collections for 700 accounts (~₹500 Cr/month). • Integrated multiple banking systems, reducing payout processing time from 3.5 hours to 10 minutes. • Led an Accounts Receivable optimization for a ₹2,100 Cr portfolio, identifying 10% revenue discrepancies and reducing anomalies by 90% through data reconciliation processes.

Senior Product Manager at Bizongo, Nov 2021 - Mar 2023 · 1 yr 5 mos, Bangalore Urban, Karnataka, India, 🔹 Supply Chain & Procurement Optimization • Developed an auto-replenishment system for Vendor Managed Inventory (VMI), reducing Days Inventory Outstanding (DIO) from 400+ to <90 days. • Achieved $2M (75%) reduction in overstocking and 10% reduction in inventory carrying cost across 4 national warehouses. • Launched a data-driven fulfillment system, improving On-Time In-Full (OTIF) from 30% to 80%, NPS from 35% to 70%, and order fulfillment time from 90 to 23 days. 🔹 Automated Price Management & Procurement Efficiency • Built a dynamic price management system, ensuring contract-based pricing integrity, preventing ₹80 Cr in annual revenue loss. • Streamlined enterprise procurement, integrating with Amazon, Flipkart, Myntra, and Tata Cliq, reducing ordering time from 2 hours to <20 minutes.

Product Manager at DIGITAL HARBOR, Inc., Sep 2020 - Oct 2021 · 1 yr 2 mos, Bengaluru, Karnataka, India, Developed an embedded analytics platform for case management systems, enhancing user experience: - 50% reduction in customer effort. - 60% increase in transaction coverage. - 70% improvement in case understanding. - 4.5+ UX rating and 20% improvement in customer KPIs within 6 months. Led product strategy & roadmap for data infrastructure, collaborating with security, services, and solutions teams.

Product Manager at VOZIQ, Apr 2016 - Aug 2020 · 4 yrs 5 mos, Hyderabad Area, India, VOZIQ is a US-based startup that offers customer retention solutions to subscriptions businesses. • Built a cloud-based customer retention solution, leveraging AI/ML models to predict customer behavior and enable large-scale retention campaigns. • Scaled the business from 0 to $5M ARR, expanding market potential by $100M+ and securing multi-year client contracts. • Co-authored industry articles, boosting brand visibility and lead generation. • Recognized with the 2019 CUSTOMER Product of the Year Award and earned two promotions.

Product Manager at VOZIQ India Private Limited, Apr 2015 - Jul 2020 · 5 yrs 4 mos, B2B cloud-based customer retention solution that allows businesses to leverage unstructured data and multiple AI/ML models.

Senior Business Consultant at VOZIQ, Apr 2014 - Mar 2016 · 2 yrs, Mumbai Area, India, • Led 100+ presales engagements, securing paid PoCs and converting high-value deals.

Senior Business Analyst at VOZIQ India Private Limited, Jul 2013 - Mar 2015 · 1 yr 9 mos

Business Consultant at VOZIQ, Jul 2013 - Mar 2014 · 9 mos, Mumbai Area, India

Education

Diploma, Product Management Intensive, Xperian School

Bachelor of Engineering (BE), Electronics and Communications Engineering, University of Mumbai