Steve Pacheco
Proprietor @FinWiz Financial Consultants, Ex Branch Manager, Sarvagram Fincare Pvt Ltd, Ex Canfin Homes. Ex Xchanging, Ex Axis Bank
Haliyal
4+ years of work experience
Dec 20257 mosPresent
Haliyal, Karnataka, India
DSA for Business Loan, Home Loan, Vehicle Loan, Personal Loan, LAP, and Gold Loan
May 20257 mosNov 2025
On-site
Business Development & Growth:
* Develop and execute strategies to achieve and exceed branch business targets, including loan disbursements, portfolio growth, and new customer acquisition.
* Identify and explore new business opportunities within the branch's service area.
* Build and maintain strong relationships with existing and potential customers, local community leaders, and relevant stakeholders.
* Actively participate in local outreach programs and awareness campaigns to promote SARVAGRAM Fincare's offerings.
* Team Leadership & Management:
* Recruit, train, motivate, and manage a high-performing branch team.
* Provide regular coaching, feedback, and performance evaluations to team members.
* Foster a positive and collaborative work environment that encourages teamwork and customer-centricity.
* Ensure adherence to all company policies, procedures, and ethical standards.
* Operations & Risk Management:
* Oversee day-to-day branch operations, ensuring efficiency, accuracy, and compliance with regulatory guidelines.
* Implement and monitor robust risk management practices to mitigate operational and credit risks.
* Ensure proper documentation, verification, and disbursement processes for all financial products.
* Manage branch cash flow, inventory, and assets effectively.
* Customer Relationship Management:
* Ensure the delivery of excellent customer service, addressing customer queries and concerns promptly and effectively.
* Build trust and rapport with customers, understanding their financial needs and offering suitable solutions.
* Handle customer grievances and complaints with professionalism and a resolution-oriented approach.
* Market Intelligence & Reporting:
* Stay updated on local market trends, competitor activities, and economic developments.
* Provide regular reports on branch performance, market insights, and operational challenges to senior management.
* Contribute to the development
Nov 20246 mosApr 2025
Belgaum, Karnataka, India
*Generate Mortgage Loans, HL, APF leads
* Convert Leads and ensure timely disbursement
* Conduct Marketing Activities in the specified area
*Create Brand Awareness
* Meeting with Developers, Construction Companies and Builders for loans
* Marketing for Individual Housing Loans
Apr 20248 mosNov 2024
Hubli, Karnataka, India
Drove Business Development: Sourced and generated qualitative leads to meet and exceed home loan business targets. Executed Integrated Marketing Campaigns: Planned and implemented marketing strategies including on-ground activities (camp sittings, builder meetings) and digital marketing (SEO, PPC) to enhance brand visibility and lead generation. Managed Client Relationships: Nurtured leads and managed the sales pipeline from initial contact to final conversion, utilizing CRM tools for effective client data management. Conducted Market Research & Analysis: Performed in-depth market research to identify new business opportunities and competitive trends, directly informing strategic decision-making. Streamlined Operations: Supported branch operations by performing due diligence, KYC verification, and documentation, ensuring a smooth and efficient loan process. Fostered Key Partnerships: Built and maintained strong relationships with builders, industry associations (e.g., CREDAI), and external partners to expand the business network. Analyzed Performance Metrics: Tracked and reported on key marketing and sales metrics to provide actionable insights on campaign effectiveness and ROI to management.
Mar 20222 yrs 2 mosApr 2024
Haliyal, Karnataka, India
Education
Master of Business Administration, Marketing
ICFAI University
20042 yrs2006
B.Com, Business/Commerce, General
Mangalore university
20013 yrs2004
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