---
title: "Srimathi S - Software Engineer in Greater Bengaluru Area | Tal"
description: "Meet Srimathi S, Backend Engineer @ PhonePe (India’s largest payments platform) | Fintech · Distributed Systems · Platforms | Java, Kafka, HBase based in Greater Bengaluru Area. AI stack includes claude code, cursor, and github copilot. Explore public work links including medium."
image: "https://tal.club/meet/srimathi-s-1/share-image"
---

# Srimathi S on Tal

## Headline

Backend Engineer @ PhonePe \(India’s largest payments platform\) \| Fintech · Distributed Systems · Platforms \| Java, Kafka, HBase

## About

I build backend systems at PhonePe — India’s largest digital payments platform, serving 500M\+ users — where reliability and scale aren’t optional\. I work at the intersection of developer tooling and product infrastructure in the financial services domain \(insurance, lending, credit cards\): systems that let other teams ship faster without worrying about app releases, provider dependencies, or compliance overhead\. What I work on: • A server\-driven UI framework used across insurance, lending, and credit cards — teams ship daily without app updates • A pricing engine that replaced unreliable provider APIs with sub\-second in\-house quote generation • A compliance\-critical audit system with zero\-downtime disaster recovery across Kafka and HBase • Production migrations \(TLS, HTTPS, ZooKeeper\) across 30\+ services with zero downtime Before PhonePe, I built fintech platforms at ThoughtWorks for a major bank — digital lending and call\-center tooling, inception to production\. I care about extensible architecture, systems that age well, and reducing time\-to\-ship for other engineers\. I’m also an early adopter of AI\-assisted development \(Copilot, Cursor, Claude Code\) and built an LLM\-driven internal developer tool that placed top\-10 in a company hackathon\.

## Location

Greater Bengaluru Area

## AI stack

claude code

cursor

github copilot

opencode

## Work experience

Software Engineer at PhonePe, Jun 2023 \- Present · 3 yrs 3 mos, Bengaluru, Backend engineer on the Insurance &amp; Financial Services platform at PhonePe — India’s largest payments platform \(500M\+ users\)\. • Contributed to a server\-driven UI framework serving 100\+ specs across multiple verticals, cutting UI build redundancy by 25% and development time by 30% \(80\-90 screens shipped in 6 months\) while enabling daily rollouts without app releases • Built a pricing engine that cut quote\-generation latency from \~60s to \~350ms, serving \~18,000 calculations/day across 6 insurance product categories and removing dependency on unreliable provider APIs • Own a compliance\-critical audit system; migrated 2TB\+ of historical data with zero loss and executed the first zero\-downtime DR drill across Kafka and HBase • Drove TLS, HTTPS, and ZooKeeper migrations across 30\-40 production services with zero downtime • On\-call for core infrastructure \(Kafka, service discovery, proxies\); first escalation point for production issues • Mentor 2\-3 engineers, and review code across the platform

Application Developer at Thoughtworks, Jul 2021 \- Jun 2023 · 2 yrs, Delivered a digital Kisan Credit Card application platform \(Kotlin, React, MongoDB\) end\-to\-end on an 8\-member team, from inception to production • Built deep\-link continuation journeys for a 60\-70 agent call\-center platform, plus an extensible notification layer \(SMS, email\) reused across channels • Set up CI/CD pipelines and contributed to a GoCD\-to\-Jenkins migration • Conducted technical sessions on clean code, Docker, and value objects for new joiners • Recognized as a Top 10 Interview Contributor for DSA panels org\-wide in India

Intern at Thoughtworks, Apr 2021 \- Jul 2021 · 4 mos

## Education

Bachelor of Engineering \- BE, Electronics and Communications Engineering, Rajalakshmi Engineering college

## Public links

- medium: https://medium\.com/@random\_developer

[View the original profile](https://tal.club/meet/srimathi-s-1)

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