Headline

Backend Engineer @ PhonePe (India’s largest payments platform) | Fintech · Distributed Systems · Platforms | Java, Kafka, HBase

About

I build backend systems at PhonePe — India’s largest digital payments platform, serving 500M+ users — where reliability and scale aren’t optional. I work at the intersection of developer tooling and product infrastructure in the financial services domain (insurance, lending, credit cards): systems that let other teams ship faster without worrying about app releases, provider dependencies, or compliance overhead. What I work on: • A server-driven UI framework used across insurance, lending, and credit cards — teams ship daily without app updates • A pricing engine that replaced unreliable provider APIs with sub-second in-house quote generation • A compliance-critical audit system with zero-downtime disaster recovery across Kafka and HBase • Production migrations (TLS, HTTPS, ZooKeeper) across 30+ services with zero downtime Before PhonePe, I built fintech platforms at ThoughtWorks for a major bank — digital lending and call-center tooling, inception to production. I care about extensible architecture, systems that age well, and reducing time-to-ship for other engineers. I’m also an early adopter of AI-assisted development (Copilot, Cursor, Claude Code) and built an LLM-driven internal developer tool that placed top-10 in a company hackathon.

Location

Greater Bengaluru Area

AI stack

claude code

cursor

github copilot

opencode

Work experience

Software Engineer at PhonePe, Jun 2023 - Present · 3 yrs 3 mos, Bengaluru, Backend engineer on the Insurance & Financial Services platform at PhonePe — India’s largest payments platform (500M+ users). • Contributed to a server-driven UI framework serving 100+ specs across multiple verticals, cutting UI build redundancy by 25% and development time by 30% (80-90 screens shipped in 6 months) while enabling daily rollouts without app releases • Built a pricing engine that cut quote-generation latency from ~60s to ~350ms, serving ~18,000 calculations/day across 6 insurance product categories and removing dependency on unreliable provider APIs • Own a compliance-critical audit system; migrated 2TB+ of historical data with zero loss and executed the first zero-downtime DR drill across Kafka and HBase • Drove TLS, HTTPS, and ZooKeeper migrations across 30-40 production services with zero downtime • On-call for core infrastructure (Kafka, service discovery, proxies); first escalation point for production issues • Mentor 2-3 engineers, and review code across the platform

Application Developer at Thoughtworks, Jul 2021 - Jun 2023 · 2 yrs, Delivered a digital Kisan Credit Card application platform (Kotlin, React, MongoDB) end-to-end on an 8-member team, from inception to production • Built deep-link continuation journeys for a 60-70 agent call-center platform, plus an extensible notification layer (SMS, email) reused across channels • Set up CI/CD pipelines and contributed to a GoCD-to-Jenkins migration • Conducted technical sessions on clean code, Docker, and value objects for new joiners • Recognized as a Top 10 Interview Contributor for DSA panels org-wide in India

Intern at Thoughtworks, Apr 2021 - Jul 2021 · 4 mos

Education

Bachelor of Engineering - BE, Electronics and Communications Engineering, Rajalakshmi Engineering college

Public links

medium: https://medium.com/@random_developer