Headline

Building Xelend | Entrepreneur | Product | Growth | SaaS | Fintech | Agritech |

About

AI Product Manager | Fintech · Collection Intelligence · I build full-stack fintech products for NBFCs, MFIs, and banks — from loan origination to field collection, repossession, and vehicle auctions. At Xelend, I own a 12+ module collection intelligence platform that has: → Replaced a ₹1.2 Cr/year Salesforce contract (10× cost advantage) → Cut field operations costs by ~25% via geospatial agent optimization → Compressed reporting cycles by 95% — days to under 1 hour → Lifted client NPS by 22 points (32 → 54) across NBFC/MFI deployments Key products I've shipped: • No-Code Loan Origination System — NBFCs launch new loan products in <20 mins • Vehicle Auction Platform — targeting India's ₹40,000+ Cr repossessed-asset market • Flutter app for field agents (OCR, IVR-masked calling, offline-first) • AI Voice Agent — built with STT + LLM + TTS + Exotel, no production code written • Multi-channel Campaign Engine — WhatsApp → IVR → SMS → Field, auto-escalating • Multi-tenant SaaS architecture — one platform, N NBFC partners, zero data bleed I also led product market research for a Southeast Asia expansion — mapping a $13B+ digital lending opportunity across 6 markets. Beyond the product work, I operate as a Founder's Office extension: client discovery, C-suite alignment, and strategic execution. Always curious and growth-driven, I’m eager to take on new challenges and collaborate with forward-thinking professionals in the tech industry. Let’s connect!

Location

Bengaluru

AI stack

antigravity

claude

kiro

Amazon Q Developer

Pipecat

Supabase

Work experience

AI Product Manager at Xelend, May 2024 - Present · 2 yrs 4 mos, Bengaluru, Own product strategy, roadmap, and execution for a 12+ module collection intelligence platform serving banks, NBFCs, and MFIs. → Replaced a ₹1.2 Cr/year Salesforce contract for a collection agency - demonstrating 10× cost advantage with superior domain-specific functionality. → Reduced allocation-to-collection TAT from weeks to 1 day, enabling same-day partner onboarding and agent-ready allocations. → Delivered ~25% field ops cost savings via live geospatial agent mapping, clustering, and route optimization. → Cut reporting effort by 95% (days → <1 hr), driving analytics adoption from 20% → 80% org-wide. → Improved client NPS from 32 → 54 (+22 points in 12 months) through rapid iteration and client-driven prioritization. Key products shipped: No-Code Loan Origination System — NBFCs deploy new loan products in <20 mins (was months) Vehicle Auction Platform — end-to-end repossessed-asset liquidation for India's ₹40,000+ Cr used-vehicle market Flutter app for field agents — OCR payment verification, IVR-masked calling, offline-first Multi-channel Campaign Engine — WhatsApp → IVR → SMS → Field, cheapest-to-costliest auto-escalation Act as Founder's Office extension: client discovery, C-suite alignment, and cross-functional execution.

Executive Assistant to CTO & Product Manager at Acehours, Mar 2022 - Present · 4 yrs 6 mos, Bengaluru, Karnataka, India

Co-Founder at Kazanan Agro Private Limited, Apr 2021 - Jan 2025 · 3 yrs 10 mos, Bengaluru, Karnataka, India, Kazanan Agro is an AgriTech, trying to create a sustainable superfood value chain in partnership with farmers across the world beginning with India. The goal is to make farmers choose a combination of super crops which complement each other or co-exist with each other to create a better and recurring income for farmers leveraging farming best practices and technology to produce the best quality and quantity. We only follow organic practices to grow our crops. We focus to train and educate farmers continuously so that they become self-reliant. We are working overall on a farming community development thereby making overall improvement in the quality of life of a farmer.

Chief Executive Officer at VFarmer, May 2019 - Dec 2020 · 1 yr 8 mos, Bangalore Urban, Karnataka, India, VFarmer is a “crowd-farming” platform that enables users to invest in sustainable farms and monitor farming activities without discarding their daily routine using data-driven cultivation protocols, IoT-enabled precision farming & earn guaranteed returns on investment after harvest.

Education

Certification, Product Management, Airtribe

Bachelor of Engineering - BE, Electrical, Electronics and Communications Engineering, K.S. School of Engineering and Management, Bangalore