Headline

Institutional Business - LIC Mutual Fund | Risk & Investment Analysis | Fixed Income | Credit & Macro Analysis | Python | Ex-Kotak Mahindra Bank

About

Finance professional with a strong base in institutional business investments and experience in fixed income markets, credit assessment, and macro-driven portfolio analysis, currently working with LIC Mutual Fund. My role involves analyzing yield curves, credit markets, and liquidity conditions to support investment decisions and portfolio positioning for institutional clients. I regularly work with risk-return frameworks, cash flow analysis, and market indicators to evaluate opportunities. Previously, at Kotak Mahindra Bank, I worked in KYC, compliance, and risk monitoring, gaining exposure to regulatory frameworks and operational risk. I further enhanced my analytical abilities through an internship in equity research and portfolio management, focusing on risk evaluation and asset allocation strategies. An MBA in Finance with a FinTech specialization from Symbiosis and a background in engineering, I apply tech-driven tools like Power BI, Python, and Bloomberg Terminal to enhance financial analysis, reporting, and decision-making. I have hands-on experience in financial modeling and a strong interest in credit risk, market risk, and data-driven decision-making. With leadership experience in NCC and college, I bring a disciplined, analytical, and strategic mindset to every assignment.

Location

Ahmedabad

Work experience

Relationship Manager at LIC Mutual Fund, Mar 2025 - Present · 1 yr 4 mos, Ahmedabad, Gujarat, India, ● Analyzed fixed income markets, yield curves, and credit spreads to support institutional investment decisions. ● Conducted portfolio analysis and risk-return assessment aligned with liquidity and cash flow requirements. ● Evaluated macroeconomic trends, interest rate cycles, and monetary policy impact on portfolio positioning. ● Collaborated with fund managers to assess credit strategy, duration risk, and market outlook. ● Prepared data-driven reports and insights for internal decision-making and performance tracking. ● Monitored portfolio risks and allocation strategies across debt instruments.

Equity Research & Portfolio Management Trainee at Finoability, Apr 2024 - May 2024 · 2 mos, Kolkata, West Bengal, India, ● Conducted equity research and sector analysis (Nifty50 & Oil & Gas), assessing financial health using key ratios (P/E, PEG, D/E, liquidity). ● Analyzed 100+ mutual fund schemes across equity, debt, and hybrid categories using NAV, AUM, alpha, beta, expense ratios, and CRISIL ratings. ● Designed goal-based, diversified portfolios aligned with investor risk profiles, supported by live dashboards tracking macroeconomic and market trends.

Assistant Manager at Kotak Mahindra Bank, Jan 2022 - May 2022 · 5 mos, Ahmedabad, Gujarat, India, ● Conducted CDD/EDD reviews to assess client risk profiles and ensure adherence to internal policies and regulatory standards. ● Investigated suspicious activity alerts, performed transaction analysis, and supported SAR reporting. ● Collaborated with cross-functional teams to collect and validate client information, maintaining accurate compliance records. ● Cleaned and structured client datasets in Excel to support data-driven risk modeling and monitoring.

Education

Symbiosis School of Banking and Finance Pune - Master of Business Administration, Finance, General, SYMBIOSIS INTERNATIONAL UNIVERSITY

HSB-Virtual International Summer School Germany, Digital Currencies and Blockchain Technology, HSB Hochschule Bremen – City University of Applied Sciences