---
title: "Soumyakanta kar - Vice President in Bengaluru | Tal"
description: "Meet Soumyakanta kar, Banking Professional @ HDFC Bank | IIMB Alumni | Sustainable Finance & ESG based in Bengaluru. AI stack includes meta."
image: "https://tal.club/meet/soumyakanta-kar/share-image"
---

# Soumyakanta kar on Tal

## Headline

Banking Professional @ HDFC Bank \| IIMB Alumni \| Sustainable Finance & ESG

## About

Banking professional by experience, problem solver by passion\. At HDFC Bank, working with retail & MSME customers \- understanding credit, cashflows, and ground realities of energy transition\. IIMB Alumni \| Focus: Sustainable Finance, ESG & Green Finance \(TCFD\) Learning: UN CC:e\-Learn, WHO, UNITAR \- Climate & Sustainability \(personal interest, not job requirement\) I believe future of banking is green, data\-driven and inclusive\. Currently exploring questions at intersection of energy data, credit access, and carbon \- documenting learnings Research phase, Bangalore, personal capacity\. Open to conversations where ideas matter more than titles: Sustainable Finance \| ESG \| MSME Inclusion \| Energy Transition Research is independent, non\-commercial\. Views personal and not affiliated with employer\.

## Location

Bengaluru

## AI stack

meta

## Work experience

Vice President at HDFC Bank, Sep 2021 \- Present · 5 yrs 2 mos, Bengaluru, Karnataka, India, • I manage a team\. • Coach and develop team members, monitor daily sales and referral progress\. • Assist team members in setting and achieving income goals, surpass customer expectations and ensure Operational soundness\. • Provide excellent customer service, assess customer needs, and identify sales opportunities\. • Develop and implement successful sales promotions for business development and growth\. • Evaluating credit/risk profile of companies and structuring suitable financial solutions for them including structured finance, project finance, off\-balance sheet finance, acquisition financing etc\. • Cross\-selling products of the bank including – Third Party Products, treasury solutions, liabilities, Debt capital market solutions, Syndications, corporate advisory, investment banking, corporate finance, knowledge banking, etc\. • Focus on liabilities, transactional banking, opportunistically look at Retail & wholesale lending for well\-priced deals

AVP at Axis Bank, Mar 2020 \- Sep 2021 · 1 yr 7 mos, Greater Bengaluru Area, • Responsible for branch deposit growth through acquisition, expansion, and retention of customers\. • Eye on the records of cash debits and credits\. • Coach and develop team members, monitor daily sales and referral progress\. • Assist team members in setting and achieving sales goals, surpass customer expectations and ensure Operational soundness of store\. • Provide excellent customer service, assess customer needs, and identify sales opportunities\. • Develop and implement successful sales promotions for business development and growth\. • Responsible for all branch operations, monthly audits and compliance reviews\. • Evaluating credit/risk profile of companies and structuring suitable financial solutions for them including structured finance, project finance, off\-balance sheet finance, acquisition financing etc\. • Cross\-selling products of the bank including – Third Party Products, treasury solutions, liabilities, Debt capital market solutions, Syndications, corporate advisory, investment banking, corporate finance, knowledge banking, etc\. • Focus on liabilities, transactional banking, and opportunistically look at lending for well\-priced deals • Focus on C\-A\-S\-T • Manage the branch P & L

Chief Manager at Kotak Mahindra Bank, Oct 2013 \- Mar 2020 · 6 yrs 6 mos, Bengaluru, Karnataka, India, • Responsible for branch loan’s books growth through acquisition of new customers\. • Eye on the records of cash debits and credits\. • Responsible for all branch operations, monthly audits and compliance reviews\. • Evaluating credit/risk profile of companies and structuring suitable financial solutions for them including structured finance, project finance, off\-balance sheet finance, acquisition financing etc\. • Cross\-selling products of the bank including – Third Party Products, treasury solutions, liabilities, Debt capital market solutions, Syndications, corporate advisory, investment banking, corporate finance, knowledge banking, etc\. • Focus on liabilities, transactional banking, and opportunistically look at lending for well priced deals • Focus on C\-A\-S\-T • Manage the branch P & L

Senior Manager at ICICI Bank, Jul 2010 \- Sep 2013 · 3 yrs 3 mos, Bangalore, • I manage a team of 10 Rm’s witha book of 800Cr\. • Assist team members in setting and achieving income goals, surpass customer expectations and ensure Operational soundness • Responsible for branch deposit growth through acquisition, expansion, and retention of customers\. • Eye on the records of cash debits and credits\. • Coach and develop team members, monitor daily sales and referral progress\.

Sales Manager at HDFC Bank, May 2008 \- Jun 2010 · 2 yrs 2 mos, Bangaon, West Bengal, India, • Managed a Cluster of Nine Branches\. • Managed the Inbound channel of Bangalore\. • Managed a sales Team of 10 members\. • Interact with Branch Managers to achieve each Branch’s target\. • Guide ADM, Relationship managers & Personal Bankers\. • Maintain >90% LG /LC conversion &\. Insurance Penetration\. • Maintain >90% E 2 E & Application TAT\. • Maintained 0% Mortality\. • Maintained IRR \(16\.00%\) & PF \(1\.75%\) • Maintained 100% SE productivity & < 5% FTNR\. • Maintain Different MIS \(ADM, Branch, RM, Activity, Daily, Monthly sales Process, CRM\) • Maintain TAT for elite Customers\. • Ensure the proper training on AML &KYC\. • Coordinate with Credit team to reduce the delinquency ratio\. • Control AML \(Anti Money Laundering\) Activities\. • Advocate new ideas, Strategies to counter the competition\. • Arrange Promotional Activities to bring the product awareness\. • Maintain the Code of Conduct\.

## Education

Bachelor of Technology \(B\.Tech\.\), Electrical and Electronics Engineering, bangalore university

MBA\(WX\), Leadership & Strategy and Marketing, SVKM's Narsee Monjee Institute of Management Studies \(NMIMS\)

[View the original profile](https://tal.club/meet/soumyakanta-kar)

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