---
title: "Sonali Agrawal - Senior Product Manager in Bengaluru | Tal"
description: "Meet Sonali Agrawal, Senior Product Manager | Product Strategy | MBA - FMS Delhi based in Bengaluru. AI stack includes aistudio, codex, and gemini."
image: "https://tal.club/meet/sonali-agrawal/share-image"
---

# Sonali Agrawal on Tal

## Headline

Senior Product Manager \| Product Strategy \| MBA \- FMS Delhi

## About

Impact\-Driven Senior Product Manager \| Scaling AI\-First Platforms & Fintech Infrastructure I specialize in transforming complex user problems/ workflows into seamless, scalable digital products\. Currently, as a Senior Product Manager at Piramal Finance, I lead the platform strategy for end\-to\-end , focusing on high\-concurrency systems that drive measurable business growth\. Key Highlights & Impact: 1\) AI & Automation: Architected a proprietary AI Bank Statement Analyzer and Risk Platforms, reducing OpEx by 80% and mitigating ₹300Cr in annual credit losses through real\-time data orchestration\. 2\) Zero\-to\-One Platforms: Conceptualised and launched a No\-Code Business Rule Engine \(BRE\), slashing deployment TAT from 7 days to <2 hours and empowering non\-technical teams to self\-serve 95% of configurations\. 3\) Growth & Optimisation: Optimised the digital loan funnel to reduce customer rejection rates from 40% to 10%, while scaling automated decisioning coverage from 10% to 85%\. I’m not here to just "ship features"\. I believe in deep user discovery and building capabilities that solve actual pain points while moving the needle on business KPIs\. If it isn't backed by data and doesn't create measurable impact, it doesn't belong on the roadmap\. Reach out if you’re building something new or transforming high\-friction processes into seamless digital capabilities\!

## Location

Bengaluru

## AI stack

aistudio

codex

gemini

lovable

notebooklm

opencode

## Work experience

Senior Product Manager at Piramal Finance, Jul 2025 \- Present · 1 yr 2 mos, \- Self\-Serve Business Rule Engine : Conceptualized and led the development of a No\-Code Business Rule Engine \(BRE\)\. Empowered non\-technical Risk & Policy teams to self\-serve 95% of configuration changes themselves, reducing deployment TAT from 7 days to <2 hours\. \- Risk and Fraud Platform: Engineered an AI\-driven risk platform to detect document tampering and behavioral fraud, reducing fraud risk by 10% , while architecting a real\-time "Multiple Obligation" engine that leverages live banking data to mitigate ₹300Cr in annual credit losses for the unsecured portfolio\. \- Orchestrated a cross\-functional squad \(Data Science, MLOps, Engineering\) to build a proprietary AI Bank Statement Analyzer\. Scaled to process 100k\+ transactions monthly with 95% coverage of Indian banks, reducing OpEx by 80% through the elimination of 3rd\-party vendors\.

Digital Product Manager at Piramal Finance, Jun 2023 \- Jul 2025 · 2 yrs 2 mos, \- Owns the end\-to\-end Financials Data Platform, orchestrating the full lifecycle from data procurement to automated underwriting\. Engineered a continuous feedback loop that refined decisioning insights \(Salary, FOIR, ABB\), driving automated loan decisioning from 10% to 85%\. \- Redesigned the digital loan journey with proactive UX nudges and advanced error handling\. Reduced customer rejection rates by 75% \(from 40% to 10%\) and significantly improved the first\-time success rate for bank statement uploads\. \- Rapid Career Progression: Twice recipient of the "Exceptional Product Contribution" award; fast\-tracked to Senior Product Manager within 2 years in recognition of high\-impact delivery and platform leadership\.

Strategy Intern at basys\.ai, Aug 2022 \- Feb 2023 · 7 mos, United States, • Led competitive intelligence and market analysis for basys\.ai's India entry strategy in the healthtech sector, assessing market size, regulatory landscape, and competitive positioning • Architected hiring strategy and organizational structure for India operations, aligning talent acquisition with budget constraints and growth milestones

Business Intern at Flipkart, Apr 2022 \- Jun 2022 · 3 mos, Bengaluru, Karnataka, India, • Led go\-to\-market strategy for Flipkart's Web3/NFT marketplace launch, conducting demand analysis based on 12\+ KPIs and benchmarking 90\+ global brand launches and 30\+ influencer campaigns • Drove supply\-side growth by onboarding 15 brands and developed Web3\-compliant NFT strategies for 5\+ brand partners based on global references

Product Marketing Intern at Ordertrainings\.com, Jan 2022 \- Apr 2022 · 4 mos, Delhi, India, • Working as a strategic consultant for B2B corporate training and service marketplace\. • Helping procurement team to automate the vendor management process for corporate training •Providing consulting services to the L&D team to onboard the best training partner\.

System Engineer at Infosys, May 2021 \- Jul 2021 · 3 mos, Bengaluru, Karnataka, India, • Developed prototype to improve CRM software & provided inputs to backend team to improve interface UX • Reduced development time by 15% providing implementation and mockups for client’s CRM software

## Education

Master of Business Administration \- MBA, Faculty of Management Studies \- University of Delhi

Bachelor of Engineering, Information Technology, Jabalpur Engineering College

[View the original profile](https://tal.club/meet/sonali-agrawal)

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