Smarpit Bhatt profile photo 1 on Tal

Smarpit Bhatt

Senior Software Engineer @ Rippling

Bengaluru

6+ years of work experience

Rippling
Aug 20251 yr 1 moPresent

Bengaluru, Karnataka, India

Zeta
Jul 20241 yr 2 mosAug 2025

Bengaluru, Karnataka, India

Zeta
Jul 20222 yrs 1 moJul 2024

Bengaluru, Karnataka, India

Acquirer Transaction Processing: Spearheaded the development of the "Pay With Payzapp" API interface for merchant transactions. Tap & Pay Tokenization: Designed and launched Tap & Pay services for Visa, Mastercard, and Discover networks on Android, supporting high transaction volumes. Card On File Tokenization: Created a robust service for Visa, Mastercard, and Rupay cards, ensuring secure and efficient tokenizations and transactions. Reconciliation Platform: Implemented a scalable platform using Apache Flink for daily transaction reconciliation between payment gateways and banks. In-house and Network Tokenization: Developed comprehensive tokenization solutions and integrated with multiple PGs and ACS providers. Technical Expertise: Applied distributed caching, Kafka mechanisms, and conducted rigorous API load testing to ensure high system performance. End-to-End Project Ownership: Managed the "Swipe to Pay" feature for HDFC-issued cards, handling transactions exceeding $100 million annually.
Zeta
Oct 202110 mosJul 2022

Bengaluru, Karnataka, India

Reconciliation Platform: Implemented a scalable platform using Apache Flink for daily transaction reconciliation between payment gateways and banks.
Cleartrip.com
Mar 20201 yr 8 mosOct 2021

Bangalore Urban, Karnataka, India

Flight Services Management: Key contributor to the Air team, responsible for integrating with major flight provider APIs and managing services for flight search, hold, booking, and ticketing. Supplier Integration: Successfully onboarded AirAsia and GoAir into the supplier management system, enhancing Cleartrip's service offerings. Value Added Services Platform: Engineered a platform to offer additional travel services, enhancing the customer experience with options like travel insurance and baggage insurance.

Smarpit’s AI Stack

claude code
claude code
claude
claude
codex
codex
cursor
cursor
gemini
gemini
github copilot
github copilot

Join Smarpit and 10k+ other professionals on

Tal Boss

Tal is the app where bosses meet engineers & builders directly, without middlemen

Download Tal Boss

Smarpit Bhatt on Tal

Headline

Senior Software Engineer @ Rippling

About

As a seasoned Software Development Engineer with extensive experience in high-performance transaction processing and system architecture design, I thrive in dynamic and challenging environments. Currently, I am part of Zeta's platform engineering team, where I lead the development of critical financial services for HDFC bank and other major clients. My expertise spans across various domains including Transaction processing, card tokenization services, reconciliation platforms, and large-scale service management. • Frameworks and Programming/Scripting Languages: Java, Springboot, Postgresql, MongoDb, Metabase, Redshift, Aws, Apache Kafka, Event driven architecture, Low Level Design (LLD), High Level Design (HLD), Docker, Python, Flink, Sql, Kubernetes, Data structures, Distributed systems, Microservices, Design Patterns, Multithreading, Redis cache, Apache Flink, Big data Processing.

Location

Bengaluru

AI stack

claude code

claude

codex

cursor

gemini

github copilot

Work experience

Senior Software Engineer at Rippling, Aug 2025 - Present · 1 yr 1 mo, Bengaluru, Karnataka, India

Senior Software Engineer at Zeta, Jul 2024 - Aug 2025 · 1 yr 2 mos, Bengaluru, Karnataka, India

Software Development Engineer-2 at Zeta, Jul 2022 - Jul 2024 · 2 yrs 1 mo, Bengaluru, Karnataka, India, Acquirer Transaction Processing: Spearheaded the development of the "Pay With Payzapp" API interface for merchant transactions. Tap & Pay Tokenization: Designed and launched Tap & Pay services for Visa, Mastercard, and Discover networks on Android, supporting high transaction volumes. Card On File Tokenization: Created a robust service for Visa, Mastercard, and Rupay cards, ensuring secure and efficient tokenizations and transactions. Reconciliation Platform: Implemented a scalable platform using Apache Flink for daily transaction reconciliation between payment gateways and banks. In-house and Network Tokenization: Developed comprehensive tokenization solutions and integrated with multiple PGs and ACS providers. Technical Expertise: Applied distributed caching, Kafka mechanisms, and conducted rigorous API load testing to ensure high system performance. End-to-End Project Ownership: Managed the "Swipe to Pay" feature for HDFC-issued cards, handling transactions exceeding $100 million annually.

Software Development Engineer at Zeta, Oct 2021 - Jul 2022 · 10 mos, Bengaluru, Karnataka, India, Reconciliation Platform: Implemented a scalable platform using Apache Flink for daily transaction reconciliation between payment gateways and banks.

Software Engineer at Cleartrip.com, Mar 2020 - Oct 2021 · 1 yr 8 mos, Bangalore Urban, Karnataka, India, Flight Services Management: Key contributor to the Air team, responsible for integrating with major flight provider APIs and managing services for flight search, hold, booking, and ticketing. Supplier Integration: Successfully onboarded AirAsia and GoAir into the supplier management system, enhancing Cleartrip's service offerings. Value Added Services Platform: Engineered a platform to offer additional travel services, enhancing the customer experience with options like travel insurance and baggage insurance.

Smarpit Bhatt - Senior Software Engineer in Bengaluru | Tal