---
title: "Siva Prakash - Senior Data Analyst - Risk & Analytics in Bengaluru | Tal"
description: "Meet Siva Prakash, Senior Data Analyst @ Earnifi | Data Engineering | Risk & Analytics | FinTech | Ex–TVS Credit based in Bengaluru. AI stack includes cursor."
image: "https://tal.club/meet/sivaprakash-t-d/share-image"
---

# Siva Prakash on Tal

## Headline

Senior Data Analyst @ Earnifi \| Data Engineering \| Risk & Analytics \| FinTech \| Ex–TVS Credit

## About

I am a Senior Data Analyst at Earnifi, with 4 years of experience across FinTech, Data Analytics, Risk Analytics, Business Intelligence, and Data Platform development\. At Earnifi, I have had the opportunity to work in an early\-stage FinTech environment and contribute to the 0→1 development of a data platform, transforming raw business data into structured and reliable data solutions for analytics and decision\-making\. My work spans data transformation, modeling, data quality, reporting, automation, and analytics across Product, Risk, Finance, Operations, Fraud, Underwriting, Payments, Collections, and Customer Analytics\. Technically, I work with SQL, Python, Databricks, Airflow, Retool, Tableau, Tableau Prep, and Power BI\. I enjoy using these technologies not only to build dashboards and reports, but also to solve data problems, automate repetitive processes, improve data reliability, and create scalable analytical solutions\. Before Earnifi, I worked at TVS Credit Services Ltd, where I progressed from Assistant Manager to Deputy Manager – BI & Analytics\. I worked across lending, finance, credit, collections, and business operations, developing BI solutions and analytics using SQL, Tableau, Tableau Prep, Power BI, and Python\. I also led analytics initiatives for the Gold Loanbusiness and worked on reporting and process\-automation initiatives\. What motivates me most is taking a complex business problem and turning it into a clear, reliable, and scalable data solution\. I enjoy working at the intersection of data, technology, and business, continuously learning new technologies and finding better ways to help organizations make data\-driven decisions\. Areas of expertise: Data Analytics \| Analytics Engineering \| Data Platforms \| FinTech \| Risk Analytics \| Product Analytics \| Business Intelligence \| Data Quality \| Automation \| SQL \| Python \| Databricks \| Tableau \| Power BI

## Location

Bengaluru

## AI stack

cursor

## Work experience

Senior Data Analyst \- Risk & Analytics at Earnifi, Oct 2025 \- Present · 1 yr, Bengaluru

Deputy Manager \- Business Intelligence at TVS Credit Services Ltd\., Apr 2025 \- Jul 2025 · 4 mos, Chennai, Joined 12 Sep 2022 as Assistant Manager; promoted to Deputy Manager \(2025\)\. Oracle SQL tables/views for analytics consumption; Tableau for CEO, business heads, and Finance — including the MPCP dashboard covering critical company KPIs\. Statewide geo analysis for sales and collections; P&L performance analytics; Tableau Server scheduling; threshold\-based email alerts \(provisions, cost\-to\-book, reconciliation\)\. Led end\-to\-end analytics for the Gold Loan product, defining business metrics and reporting as operations expanded from a single branch to multiple branches across Tamil Nadu\. Finance agent incentive scorecard \(Tableau Prep / workflow automation\): multi\-system monthly reconciliation \~2–3 days → \~45 minutes \(\~5 min load\)\. HR workflow automation; Python analysis and ML models for collections accuracy; Power BI Data Analyst Associate \(Sep 2025\)\.

Assistant Manager \- Business Intelligence at TVS Credit Services Ltd\., Sep 2022 \- Mar 2025 · 2 yrs 7 mos, Chennai, Tamil Nadu, India

## Education

PG\-DSE, Data science engineering, Great Lakes Institute of Management

Bachelor of Engineering \- BE, Electronics and Communications Engineering, Sethu Institute of Technology

[View the original profile](https://tal.club/meet/sivaprakash-t-d)

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