---
title: "Simranjeet Kaur - Senior Associate in Bengaluru | Tal"
description: "Meet Simranjeet Kaur, Commercial Banking based in Bengaluru. AI stack includes claude code, gemini, and openai."
image: "https://tal.club/meet/simranjeet-kaur-3/share-image"
---

# Simranjeet Kaur on Tal

## Headline

Commercial Banking

## About

Credit Risk professional with over 7 years of experience in credit underwriting for loan origination, refinancing, and servicing\. Expertise in Credit Rating of Corporates and Banks, based on Quantitative techniques such as ratio analysis, as well as Qualitative approach\.

## Location

Bengaluru

## AI stack

claude code

gemini

openai

ChatGPT

## Work experience

Senior Associate at JPMorgan Chase &amp; Co\., Jan 2024 \- Present · 2 yrs 9 mos, Bengaluru

Associate at JPMorgan Chase &amp; Co\., Sep 2022 \- Jan 2024 · 1 yr 5 mos, Bengaluru

Underwriting Analyst at JPMorgan Chase &amp; Co\., Aug 2021 \- Sep 2022 · 1 yr 2 mos

Senior Analyst \- Financial Sector Ratings at Acuité Ratings &amp; Research Limited, Sep 2020 \- Aug 2021 · 1 yr, Mumbai, Maharashtra, India

Rating Analyst \- Bank loan &amp; Bond Ratings at Acuité Ratings &amp; Research Limited, Dec 2017 \- Aug 2020 · 2 yrs 9 mos, Mumbai, Maharashtra, India

Intern at Ergode IT Services Pvt Ltd, Apr 2017 \- Jun 2017 · 3 mos, Mumbai Area, India

## Education

Bachelor of Science \- BS, Guru Nanak Dev University

Master of Business Administration \- MBA, International school of business &amp; media

[View the original profile](https://tal.club/meet/simranjeet-kaur-3)

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