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Siddharth Mahajan

Builder | FinTech | Lending | BITS Pilani

Gurugram

8+ years of work experience

Stashfin
Jan 20251 yr 2 mosFeb 2026

Gurugram

◎ Managed the entire pre-disbursal journey across multiple products, driving funnel optimization and improving customer conversion. ◎ Led the re-architecture of the onboarding journey, transitioning from a legacy PHP monolith to a Node.js microservices-based system, resulting in significantly lower API latencies and enhanced system stability. ◎ Contributed to RBI-mandated Disaster Recovery (DR) drills, ensuring compliance, business continuity readiness, and operational resilience.
SalarySe
Jun 20231 yr 8 mosJan 2025

Gurugram, Haryana, India

◎ Built, led, and managed the entire lending vertical from the ground up. ◎ Led integration efforts with various NBFCs & Banks to launch Personal Loan & Credit on UPI(Rupay CC) products. ◎ Spearheaded collaboration with key stakeholders to ensure seamless platform operations and efficiency in day-to-day operations.
Siply - India ka savings
May 202211 mosMar 2023

Siply - India ka savings
Dec 20216 mosMay 2022

◎ Managed a team of 22 engineers, acting as an enabler for any blockers, tech solutioning and ensuring smooth deliveries. ◎ Developed a rule-based config to show personalized homepage cards based on user journey. Enhanced and added new features for the lending product. Picked up high-priority and crucial tasks and delivered them on time. ◎ Actively analyzed ways to reduce AWS costs and reduced monthly bill by 60%. Introduced and set up various monitoring and reporting tools.
Jai Kisan
Jun 20217 mosDec 2021

India

◎ Worked with various stakeholders to develop and launch BNPL and enhanced existing products by leveraging automation and 3rd party tools. ◎ Developed a fully on the fly configurable underwriting module, automating the underwriting process for ~80% low ticket size loans
FlexiLoans
Apr 20213 mosJun 2021

Mumbai, Maharashtra, India

FlexiLoans
Jun 20191 yr 11 mosApr 2021

Mumbai, Maharashtra, India

FlexiLoans
Apr 20172 yrs 2 mosMay 2019

Mumbai Area, India

◎ Developed various features for internal LOS and solely responsible for integration and support with 3rd party LMS. ◎ Developed new features and added products (Vendor Financing, BNPL product, and Dealer Financing) in Invoice Financing’s transaction management portal. ◎ Developed marketplace for Vendor Financing and onboarded 5 co-lenders. ◎ Reduced TATs significantly by finding automation opportunities like Auto disbursal (100+ Cr annually) and automated settlement mechanisms across invoices. ◎ Integrated with various 3rd party tools. Actively contributed towards finding and fixing vulnerabilities and hardening the infrastructure security

Education

Birla Institute of Technology and Science, Pilani

Master of Technology - MTech, Software Systems

Birla Institute of Technology and Science, Pilani

20212 yrs2023
Universal College of Engineering

Bachelor of Engineering (B.E.), Computer Engineering

Universal College of Engineering

20134 yrs2017

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Headline

Builder | FinTech | Lending | BITS Pilani

About

9+ years experience in building products in the Fintech Industry (SME Loans, Invoice Financing, Personal Loans, Cobranded Credit Card, BNPL, Credit on UPI, Digital Gold, Digital Chits)

Location

Gurugram

Work experience

Engineering Manager at Stashfin, Jan 2025 - Feb 2026 · 1 yr 2 mos, Gurugram, ◎ Managed the entire pre-disbursal journey across multiple products, driving funnel optimization and improving customer conversion. ◎ Led the re-architecture of the onboarding journey, transitioning from a legacy PHP monolith to a Node.js microservices-based system, resulting in significantly lower API latencies and enhanced system stability. ◎ Contributed to RBI-mandated Disaster Recovery (DR) drills, ensuring compliance, business continuity readiness, and operational resilience.

Vice President of Technology at SalarySe, Jun 2023 - Jan 2025 · 1 yr 8 mos, Gurugram, Haryana, India, ◎ Built, led, and managed the entire lending vertical from the ground up. ◎ Led integration efforts with various NBFCs & Banks to launch Personal Loan & Credit on UPI(Rupay CC) products. ◎ Spearheaded collaboration with key stakeholders to ensure seamless platform operations and efficiency in day-to-day operations.

Engineering Manager at Siply - India ka savings, May 2022 - Mar 2023 · 11 mos

Engineering Lead at Siply - India ka savings, Dec 2021 - May 2022 · 6 mos, ◎ Managed a team of 22 engineers, acting as an enabler for any blockers, tech solutioning and ensuring smooth deliveries. ◎ Developed a rule-based config to show personalized homepage cards based on user journey. Enhanced and added new features for the lending product. Picked up high-priority and crucial tasks and delivered them on time. ◎ Actively analyzed ways to reduce AWS costs and reduced monthly bill by 60%. Introduced and set up various monitoring and reporting tools.

Lead Developer at Jai Kisan, Jun 2021 - Dec 2021 · 7 mos, India, ◎ Worked with various stakeholders to develop and launch BNPL and enhanced existing products by leveraging automation and 3rd party tools. ◎ Developed a fully on the fly configurable underwriting module, automating the underwriting process for ~80% low ticket size loans

Engineering Lead at FlexiLoans, Apr 2021 - Jun 2021 · 3 mos, Mumbai, Maharashtra, India

Senior Software Engineer at FlexiLoans, Jun 2019 - Apr 2021 · 1 yr 11 mos, Mumbai, Maharashtra, India

Software Engineer at FlexiLoans, Apr 2017 - May 2019 · 2 yrs 2 mos, Mumbai Area, India, ◎ Developed various features for internal LOS and solely responsible for integration and support with 3rd party LMS. ◎ Developed new features and added products (Vendor Financing, BNPL product, and Dealer Financing) in Invoice Financing’s transaction management portal. ◎ Developed marketplace for Vendor Financing and onboarded 5 co-lenders. ◎ Reduced TATs significantly by finding automation opportunities like Auto disbursal (100+ Cr annually) and automated settlement mechanisms across invoices. ◎ Integrated with various 3rd party tools. Actively contributed towards finding and fixing vulnerabilities and hardening the infrastructure security

Education

Master of Technology - MTech, Software Systems, Birla Institute of Technology and Science, Pilani

Bachelor of Engineering (B.E.), Computer Engineering, Universal College of Engineering