---
title: "Shubham Sinha - Software Engineer 2 in India | Tal"
description: "Meet Shubham Sinha, SDE-2 || Ex - Piramal, Udaan || IIT-BHU ’22 based in India. AI stack includes antigravity and opencode. Explore public work links including github."
image: "https://tal.club/meet/shubham-sinha/share-image"
---

# Shubham Sinha on Tal

## Headline

SDE\-2 \|\| Ex \- Piramal, Udaan \|\| IIT\-BHU ’22

## About

Results\-driven SDE specializing in architecting resilient, low\-latency backend systems within FinTech/Credit\. I led and built the core Credit Decisioning System, a platform transformation that successfully retired legacy SFDC dependencies and generated over 350 Cr in business value in the first quarter post\-launch\. ​Expertise in system optimization and performance, reducing critical p99 latency from 2s to 120ms across decisioning flows and eliminating \~300K daily redundant API calls\. I achieve this using Java, Spring Boot, and advanced techniques \(circuit breakers, Redis locks\)\. I champion engineering excellence through mentorship and a design\-first development culture\.

## Location

India

## AI stack

antigravity

opencode

## Work experience

Software Engineer 2 at Kotak Mahindra Bank, Jun 2026 \- Present · 3 mos, Bengaluru, Karnataka, India

Software Development Engineer 2 at Piramal Finance, Jul 2024 \- May 2026 · 1 yr 11 mos, Bengaluru, Karnataka, India, Led end\-to\-end architecture and development of the Used Car Loan \(UCL\) Credit Decisioning System, managing an 8\-member team and delivering production\-ready systems with negligible failures, enabling ₹200Cr\+ business in Q1 post\-launch and sunsetting legacy platforms Drove large\-scale performance optimizations, eliminating \~300K redundant calls/day and reducing p99 latency from 2s to 120ms, while improving decisioning latency from 40s to 12s Redesigned observability and metrics architecture, reducing time\-series cardinality from 3\.2M to 800K \(\~75% reduction\) using SLO\-based instrumentation, significantly lowering monitoring cost and enabling scalable monitoring patterns Architected reusable platform primitives, including state\-machine driven workflows, CDS orchestration, and failure\-handling utilities, enabling quick cross\-product onboarding and improving system reliability Built a generic failure & operations utility to capture failure metadata and detect recurring patterns, enabling proactive issue identification and laying the foundation for self\-healing systems Led end\-to\-end latency optimization across UI and backend, introducing modularization and parallel execution strategies to drive sub\-second response targets

Software Development Engineer 1 at Piramal Finance, Dec 2022 \- Jun 2024 · 1 yr 7 mos, Bengaluru, Karnataka, India, 1\. Contributed to 16\+ key services forming the backbone of the Credit Central System, which minimized risk and optimized loan decision\-making through a combination of human expertise and automated tools\. 2\. Played a key role in the SFDC sunset project for Unsecured Business Loans, achieving significant cost savings by phasing out over 1,100 licenses and reducing TAT from 40 to 24 hours\. This generated over 350 Cr in business in the first quarter post\-launch\. 3\. Led the development and onboarding of the non\-individual applicant journey, implementing complex backend integrations, a configurable UI, and graph\-based algorithms for efficient shareholding pattern processing\. 4\. Focused on building services and workflows that optimized efficiency and reusability, contributing to the development of key functionalities like the Insurance Update Module, Fraud Control Unit Return Module, and Fi ResiCumOffice Flow, with zero bugs reported in production and a consistent 15% MoM growth\. 5\. Implemented operational enhancements such as redission locks and duplicate request checks, which reduced costs, minimized external API calls, and improved system stability\.

Engineer at udaan\.com, Aug 2022 \- Dec 2022 · 5 mos, Bengaluru, Karnataka, India, 1\. Worked with the demand shaping team to build the front\-end of the recommendation system, thus decreasing add\-to\-cart time 2\. Worked on migrating back\-end of the Brand Profile page from the API model to the Page Builder model, thus reducing the number of API calls 3\. Migrated front\-end of the Brand Profile page to support Page Builder model

Front\-End Developer Intern at Swarajya, Feb 2022 \- Apr 2022 · 3 mos, Remote, 1\. Worked on Front End segment of Swarajya magazine, a digital news portal hosting a heritage magazine brand Swarajya 2\. Created the Author details page and fixed bugs involving routing within the website among many other improvements 3\. Fixed time\-stamp inconsistency between server\-side rendering and client\- side rendering

Web Development Intern at Sarvvid, May 2021 \- Jul 2021 · 3 mos, Remote, 1\. Designed and Developed complete Front End of Sarvvid Web, a website to make Sarvvid Box \(Decentralized Storage Service\) accessible on desktop\. Some of the included features are multiple files upload, download and deletion 2\. Implemented Login using QR Code, Global/Local File Search Bar, File upload progress, and tracking online and offline state functionality 3\. Integrated Front End with Back End for getting consistent data across devices

## Education

Bachelor of Technology \- BTech, Ceramic Sciences and Engineering, Indian Institute of Technology \(Banaras Hindu University\), Varanasi

## Public links

- github: https://github\.com/The\-Night\-Wolf\-19

[View the original profile](https://tal.club/meet/shubham-sinha)

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