Headline

Risk Analytics

About

With an MBA in Finance and Systems and over 7 years of experience in the NBFC space, I’m currently growing my career at CreditAccess Grameen Limited. My expertise lies in statistical data analysis, supported by hands-on proficiency in Python, SQL and Excel. I’ve successfully built and implemented collection and underwriting models that strengthen data-driven decision-making. Passionate about turning complex data into actionable insights, I’m focused on driving operational excellence and improving risk management practices across the multiple sectors.

Location

Bengaluru

AI stack

claude code

Work experience

Assistant General Manager at CreditAccess Grameen Limited, Jun 2025 - Present · 1 yr 4 mos, Bengaluru, Karnataka, India

Data Scientist at Hero FinCorp., Dec 2022 - Jun 2025 · 2 yrs 7 mos, Bengaluru, Karnataka, India

Manager - Data Science and Analytics at Poonawalla Fincorp, Jul 2021 - Nov 2022 · 1 yr 5 mos, Pune Division, Maharashtra, India, - Pre Delinquency Model - Propensity Model - Risk Model - Straight Through Valuation - On-Off Analysis - BRE Integration - Wallet Share Analysis

Assistant Manager - Risk at Samasta Microfinance Limited, Jun 2019 - Jun 2021 · 2 yrs 1 mo, Bengaluru, Karnataka, India, - Early Warning Signals - Credit Risk Scorecard - Fraud and Legal Risk Scorecard - Dashboards Development on PowerBI - Implementation of PAR Forecast ML model - Credit Risk Machine Learning Model - Key Risk Indicators

Management Trainee - Data Analyst at Samasta Microfinance Limited, Sep 2018 - Jun 2019 · 10 mos, Bengaluru, Karnataka, India

Data Analyst at N. Ranga Rao & Sons Pvt. Ltd., Apr 2017 - May 2017 · 2 mos, Mysuru, - Studied the detailed sales data of the Mysore Zone. - Live sales data studied and analysed with the help of marketing team and direct sales team. - Studied the routes used by sales team and suggested route optimization technique to visit the customers and enhance the efficiency of the sales team. - Interpretation and suggestions given with visualizations to marketing and national sales head on "How the intelligent use of historical and present data can help to enhance the sales of the company".

Education

Master of Business Administration (MBA), Finance and Systems, SDM Institute for Management Development

Bachelor of Technology (B.Tech.), Computer Science, Government Engineering College, Jhalawar