Headline

Product Manager | AU Small Finance Bank | Ex-IDFC FIRST Bank | FinTech • AI • Digital Products

About

I build financial products that make complex things feel simple. Over 3.5+ years across IDFC FIRST Bank and AU Small Finance Bank, I’ve worked across digital lending, onboarding, KYC, Account Aggregator, APIs, fintech partnerships, and AI-led automation. From driving 3.5× growth in loan disbursals at IDFC FIRST Bank to building AI-powered lending solutions at AU Small Finance Bank, I enjoy solving problems where product, technology, and business come together. Curious about what’s next at the intersection of FinTech × AI × customer experience — and always looking to build things that create real impact.

Location

India

AI stack

claude code

claude

deepseek

gemini

hugging face

notebooklm

Work experience

Product Manager at AU SMALL FINANCE BANK, 2026 - Present · 10 mos, Driving digital lending experiences at AU Small Finance Bank — building seamless, scalable loan journeys.

Product Manager at IDFC FIRST Bank, Sep 2022 - Sep 2025 · 3 yrs 1 mo, Mumbai, Maharashtra, India, • Led AA & KYC reimagination — improved CPA skip rate from 45% → 75%, reducing onboarding friction for 300+ sales users • Built compliant KYC/AML product flows aligned with RBI guidelines; partnered with Legal, Risk, and Eng for audit readiness • Optimized onboarding & APIs — reduced flow from 14 → 6 clicks (57%) and improved system efficiency • Drove 3.5x growth in loan disbursals (₹55Cr → ₹250Cr+) and 50% revenue uplift via multi-product integrations • Integrated SFDC + HPE, Clevertap into partner app; reduced churn and improved lifecycle tracking; boosted direct sales by 40%

Product Intern at Riskcovry, Aug 2022 - Sep 2022 · 2 mos

Intern at Chadha & Chadha, Jan 2022 - Jun 2022 · 6 mos, Gurugram, Haryana, India

Intern at Defense Research and Development Laboratory, Jun 2021 - Aug 2021 · 3 mos, India, Developed a GUI and access through logs using node java script and react java script . The database is created using PostgreSQL.

Education

Bachelor of Technology - BTech, business analytics and optimization, UPES

Product management, Pm, Indian School of Business