Senior Product Manager | Transaction Banking | Digital Payments

Mumbai, Maharashtra, India

Mumbai, Maharashtra, India





Master of Business Administration - MBA
Welingkar Institute of Management

Bachelor of Business Administration - BBA, Business Administration and Management, General
METAS Adventist College
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Mumbai
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Product Manager at IndusInd Bank, Sep 2023 - Present · 3 yrs, Mumbai, Maharashtra, India, As a Senior Product Manager, Payments-Transaction Banking. I have led the development and optimization of API Banking and Corporate Net Banking. - Designed platforms for seamless digital payments for clients while driving efficiency in single, bulk, escrow payments, salary payments for high-volume enterprises. - Led net banking UI/UX revamp, approach finalisation and ensuring user friendly journey by increasing the traction. - Owned and managed 33+ APIs for payments and collections. Developed standard and bespoke solutions like High TPS APIs, FD Booking APIs and Beneficiary Name Fetch API. - Enhanced H2H and SFTP based payments. Designed encrypted payments for high security, and utility based payments. - Ensured robust compliance and security by integrating with FICCO (Falcon) for Fraud Risk Management (FRM) systems for real-time monitoring and launching targeted awareness campaigns, resulting in no major incidents. - Coordinated with cross teams IT, Marketing, Business, BU, Legal, Compliance, CISO and Risk to ensure seamless and robust products and services.
Project Manager at Axis Bank, Jul 2021 - Aug 2023 · 2 yrs 2 mos, Mumbai, Maharashtra, India, Spearheaded CEO intiative project Colending, where the HL, LAP, SME, Vehical loans are cooriginated with NBFCs. Strategied and executed model 1 and model 2 of Co-lending. Increased annual book size till 5000cr. - Created journey of Cash Deposit via. OTP journey from BC channels. - Worked on CA/SA Account opening journey via. eKYC. integrated with multie partners.
Market Research Analyst at SAHYADRI FARMERS PRODUCER COMPANY LIMITED, Oct 2020 - Dec 2020 · 3 mos
Reseach and Product Development at AnalystEdge, May 2020 - Jul 2020 · 3 mos, Worked closely with the founder of the firm, learned various forecasting techniques for different industries. Created the Financial models on Financial Forecasting followed by valuation through DCF method for top companies. Contributed efficiently in team and benefited firm by data gathering.
Master of Business Administration - MBA, Welingkar Institute of Management
Bachelor of Business Administration - BBA, Business Administration and Management, General, METAS Adventist College