Headline

Business Analyst (Product Management)| Fintech & Digital Lending | Credit Cards & LOC

About

Product professional with 2.5+ years of experience in the Fintech/BFSI domain, specializing in digital lending and credit card platforms. I bridge the gap between complex business risk policies and technical execution, having architected the functional core of Credit Card and Line of Credit (LOC) products for a Tier-1 global banking client. Expert in leading end-to-end product discovery, orchestrating API-driven decisioning engines, and translating high-level vision into scalable technical roadmaps (PRDs/User Stories) within high-compliance environments.

Location

Noida

AI stack

langchain

langgraph

langsmith

openai

Work experience

Business Analyst (Product Management) at Wipro, Jul 2023 - Present · 2 yrs 11 mos, Domain: Fintech & BFSI (Credit & Lending) Product Scope: Digital Credit Cards & Line of Credit (LOC) Product Lifecycle Management: Functioned as a Product-focused BA for the end-to-end digital journey of Credit Card and LOC products for a Global Canadian Banking Client. Onboarding & Flow Design: Owned the functional design of digital onboarding journeys, focusing on reducing friction and optimizing the user funnel from application to decisioning. API & System Integration: Managed the "connected portion" of system flows, architecting API-driven integrations between internal banking platforms and external ecosystems. Requirement Engineering: Translated complex business needs into high-quality PRDs, User Stories, and Functional Specifications for engineering and QA teams. Cross-Functional Collaboration: Acted as the primary bridge between client stakeholders, risk compliance, and engineering leads to ensure product alignment in a pre-launch phase. Data Validation: Utilized SQL and Excel to validate system logic and ensure credit scoring models were accurately implemented. Recognition: Awarded Habit Flagbearer – Building Trust at Wipro for reliability, ownership, and effective stakeholder collaboration

Summer Research Intern at Refract Consulting, Jun 2022 - Jul 2022 · 2 mos

Education

PGDM Finance, Birla Institute of Management Technology (BIMTECH)