Headline

Banking operations professional skilled in financial analysis.

About

Experienced banking professional with over three years as Assistant Manager at State Bank of India, specializing in managing diverse lending products, including personal, home, vehicle, and agriculture loans. Contributed to credit decision-making and portfolio monitoring by analyzing borrower financials and risk parameters. Supported recovery and settlement processes for non-performing assets (NPA) through legal proceedings and audits. Holds an M.Sc. in Electronics from Kuvempu University and a B.Sc. in Physics, Mathematics, and Electronics from SRNM College of Applied Sciences. Proficient in financial analysis, NPA management, and SQL, with a strong foundation in banking operations, compliance, and credit management. Looking to bring expertise in financial processes and operational analysis to global business analysis or finance operations roles.

Location

Greater Bengaluru Area

AI stack

claude code

claude

gemini

grok

Work experience

Assistant Manager at State Bank of India, Nov 2022 - Present · 4 yrs

Assistant Manager at State Bank of India, Nov 2022 - Oct 2025 · 3 yrs, Chikkamagaluru, Karnataka, India, • Managed end-to-end loan lifecycle for multiple lending products including personal, home, vehicle, and agriculture loans. • Analyzed borrower financials and risk parameters to support credit decisions and portfolio monitoring. • Identified compliance gaps during internal audits and implemented corrective actions. • Represented bank in legal proceedings for NPA accounts, assisting in recovery and settlement processes. • Conducted cash and gold verification audits to ensure operational integrity.

Assistant Manager advances at State Bank of India, Nov 2022 - Oct 2025 · 3 yrs, On-site

Deputy Manager at Kotak Mahindra Bank, Jul 2019 - Aug 2022 · 3 yrs 2 mos, Shivamogga, Karnataka, India, Operations professional with experience in banking operations, financial processes, and customer service management at Kotak Mahindra Bank. Developed strong analytical and problem-solving skills while handling account operations, transaction monitoring, and process compliance. Experienced in working with operational data, identifying process gaps and supporting efficient service delivery. Seeking to leverage my banking operations and financial domain expertise in Business Analyst or Finance Operations roles within global organizations.

Deputy Manager at Kotak Mahindra Bank, Jul 2019 - Aug 2022 · 3 yrs 2 mos

Accountant at Vipra co-operative society, Feb 2019 - Jul 2019 · 6 mos, Shimoga, Karnataka, India, Gained hands-on experience in cooperative society operations involving cash handling, fund transfers, and loan processing at the society level. Assisted in managing daily cash transactions, maintaining accurate financial records and ensuring smooth fund transfers between member accounts. Supported the processing and monitoring of cooperative loans while ensuring compliance with internal guidelines and documentation requirements. Developed strong foundational knowledge in financial operations, customer service, and basic credit management within the cooperative society framework.

Education

Msc, electronics, Kuvempu University, Shankaraghatta, Shimoga

B.Sc, Physics mathematics electronics, SRNM college of applied sciences