---
title: "Shantanu Palwe - Data Scientist in Bengaluru | Tal"
description: "Meet Shantanu Palwe, Data Scientist | Credit Risk | Underwriting based in Bengaluru. AI stack includes anthropic apis, claude code, and claude."
image: "https://tal.club/meet/shantanu-palwe/share-image"
---

# Shantanu Palwe on Tal

## Headline

Data Scientist \| Credit Risk \| Underwriting

## About

A data science professional with a fundamental understanding of the lending industry\. Expertise in digital underwriting and credit risk analytics\. Key strengths: \- business/domain knowledge\. \- communication skills \(written/oral\)\. \- technical skills \(python, statistics, ML\)\.

## Location

Bengaluru

## AI stack

anthropic apis

claude code

claude

mcp

## Work experience

Data Scientist at Optimo Capital, Apr 2026 \- Present · 8 mos

Senior Data Analyst at Optimo Capital, Apr 2025 \- Mar 2026 · 1 yr, Bengaluru

Data Analyst at Optimo Capital, Oct 2023 \- Apr 2025 · 1 yr 7 mos, Bengaluru, Karnataka, India, \- Built production\-level APIs built with FastAPI, integral in underwriting\. \- Led projects focused on credit risk management, refining credit policies, enhancing collections and portfolio management\. \- Executed a project to predict customer bounce/DPD\. \- Fostered strong collaboration with internal and external stakeholders, driving effective communication and alignment to achieve strategic business objectives\.

Blockchain Developer at Versatalia Labs, Apr 2022 \- Oct 2022 · 7 mos, Pune, Maharashtra, India

## Education

Bachelor of Engineering \- BE, Mechanical Engineering, Pune Vidhyarthi Griha's College Of Engineering And Technology

[View the original profile](https://tal.club/meet/shantanu-palwe)

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