Headline

Product Leadership (Payments, Billing & AI) | Steering Platforms for $600B+ Annual Txns & Merchant Experiences | Patents | Transforming Complex Systems into High-Conversion Products

About

I specialize in the intersection of high-scale payments infrastructure and frictionless merchant and partner experience. I transform complex financial systems into high-conversion products. With 15+ years of experience, including a decade at Visa. I specialize in scaling billing platforms that currently power $600B+ in annual transaction volume while maintaining Global Compliance and Merchant Trust. I don’t just manage features; I architect financial ecosystems that bridge the gap between deep-tech engineering and global commercial strategy. ​ ​Scale Mastery: Managed global billing flows with 100% data integrity, reducing revenue leakage for the business. Expert in high-availability systems processing millions of Txns/sec. Efficiency: Reduced production defects by 80% through a modernized infrastructure roadmap. ​Innovation: Multi-patent holder in Payment Tech; currently exploring Agentic AI for building product workflows. ​Engineering Roots: 15 years spanning Engineering and Product, allowing me to lead high-performing technical teams with zero friction. ​Domain Depth: Deep expertise in Payment Gateways, Billing, API integrations.

Location

Greater Bengaluru Area

AI stack

claude code

claude

gemini

github copilot

lovable

claudecode

Work experience

Senior Product Manager | Visa Acceptance Billing Platform at Visa, Feb 2025 - Present · 1 yr 10 mos, Bengaluru, • Guaranteed zero revenue leakage in terms of invoice collections by spearheading a billing strategy capable of supporting over 10,000 TPS. • Future-proofed global billing infrastructure by optimizing transaction workflows for maximum performance, ensuring the platform remains a high integrity engine for multi-billion dollar flows. • Ensured invoice accuracy and SLA compliance, reinforcing merchant trust in our services.

Senior Product Manager (Technical) | Visa Acceptance Billing Platform at Visa, Mar 2024 - Feb 2025 · 1 yr, Bengaluru, Karnataka, India, • Led the development of the Visa Acceptance Billing Platform, enhancing reconciliation trust for enterprise partners and merchants. • Delivered granular transaction-level insights that enabled accurate invoice reconciliation, reducing Account Receivables by over $100K. • Streamlined settlement cycles for early adopters, significantly improving operational efficiency. • Modernized the billing system, resulting in a 90% performance improvement.

Technical Product Manager | Visa Acceptance Billing Platform at Visa, Jul 2021 - Mar 2024 · 2 yrs 9 mos, Bengaluru, Karnataka, India, • Spearheaded agile dependency management initiatives, improving project efficiency by 20%. • Enabled billing readiness on cloud infrastructure, enhancing operational capabilities. • Streamlined the merchant onboarding process, reducing onboarding time from 20 days to just 20 minutes. • Increased delivery predictability by 20% by keeping shovel-ready backlog and high-quality grooming. • Reduced engineering team efforts by 10% freeing their capacity for faster delivery and higher throughput by clarifying scope and removing ambiguity early.

Senior Software Engineer | Payment Gateway and Acquirer Integration at Altimetrik, Oct 2014 - Nov 2015 · 1 yr 2 mos, Bengaluru Area, India, Engineered Reconciliation Platform to update Payment Life Cycle status integrating with multiple Acquirer Processors.

Software Engineer | Payments Platform at Altimetrik, Oct 2013 - Sep 2014 · 1 yr, Chennai Area, India, Engineered Playspan Payments Platform integrations supporting 20+ payment methods which include Card Payments (prepaid, credit), ACH, PayPal, Bank Transfers iDeal, Mobile Payments like DaoPay, Wallet Payments like Gamania Gash, Print Instructions like Western Union Money Transfer.

Development Engineer | Payments Platform at Pramati Technologies, Jan 2011 - Oct 2013 · 2 yrs 10 mos, Hyderabad Area, India, Engineered Playspan Payments Platform integrations supporting 20+ payment methods which include Card Payments (prepaid, credit), ACH, PayPal, Bank Transfers iDeal, Mobile Payments like DaoPay, Wallet Payments like Gamania Gash, Print Instructions like Western Union Money Transfer.

Education

Bachelor of Technology (BTech), Electronics and Communication Engineering, Sri Venkateswara University

HSC, MPC, Varadaraja Swamy Jr College