Headline

Product & Consulting | Banking & Lending | Precision Finance, AI, Agents & Digital Transformations

About

Bridging Banking, Lending & FinTech Innovation with Scalable Solutions An MBA and Product Manager with deep expertise in banking, lending, and financial services, I specialize in building both consumer-facing and merchant-facing fintech solutions. Passionate about simplifying complex financial experiences, I leverage data-driven insights and user-centric design to create impactful digital products. I have led multiple product initiatives, driving adoption for innovative financial solutions, around AI, GenAI, Conversational AI, Agentic AI and Agentic automation Workflows, AI agents and evals, digital onboarding, chatbots, Web3 / Metaverse based immersive banking and embedded finance. My experience spans working with banks, fintech firms, and enterprises to streamline processes, reduce risk, and enhance customer engagement. With a background in business administration , I excel at bridging business needs with technical feasibility—translating strategic goals into scalable, high-impact products. Currently, I am focused on transforming digital banking experiences, from embedded finance to specialised banking products , with a singular aim: making financial services seamless, DIY, accesible and enjoyable.

Location

Greater Bengaluru Area

AI stack

claude code

n8n

railway

v0

Pinecone

Supabase

Work experience

Management Consultant at Accenture Strategy & Consulting, Jan 2026 - Present · 9 mos, On-site, Large transformation programme in business banking - Post Merger Integration - Credit card and Unsecured lending Roadmap : Vertical build, roadmap, launch, GTM

Product Manager at RPG Group, Apr 2022 - Dec 2025 · 3 yrs 9 mos, Bengaluru, Karnataka, India, Promoted with a fresh charter of managing lending as a vertical and exploring product-led growth. Created vertical assets, playbooks, frameworks, AI/ML/Automation led solutions, prompt libraries, workflows & use case portfolios etc. Product engagements Metaverse based Immersive Bank – A modular, B2B SaaS/PaaS product (AWS Marketplace). Industry-first digital customer onboarding for fiduciary & trust accounts for a leading California-based business bank based on Salesforce FSC & experience cloud as well as einstein AI, cross sell into savings, IRA, CD etc, improving activation metrics. FBO account-based savings feature for a US-based personal finance and debt management company GENAI/Agentic AI based co-pilots, chatbots, dashboards, workflows Biggest achievement as a team : Practice grew ~15x in ~2.5 years BFS revenue contribution grew from ~9% to 21% Multiple large NN logo wins and strong engagements with global top 5 fintech leaders

Senior Business Consultant at RPG Group, Jun 2021 - Apr 2022 · 11 mos, India, Engagement : Core Banking Transformations & PCI DSS integrations - Global top 3 Banking fintech Successfully led core banking transformation projects for 20+ clients of the firm, overseeing a multidisciplinary team of 8 across 5+ workstreams to achieve a 30% increase in efficiency , 40% reduction in total cost of ownership (TCO) along with reduced TAT Worked as a product owner, led a cross-team collaboration to present an UiPath tool that reduced man-hours by 50% & TAT by 35%. Managed the implementation of a PCI DSS compliance solution through product configurations, API parametisation and testing, MFA testing, onboarding automations etc. across 6 core banking products, Created a dashboard on excel to capture project metrics across deliverables, Turn around time, errors, feedbacks etc. Delivered monthly presentations to Project Sponsor & Zensar leaders, articulating milestones, value & benefits realized Engagement Areas : Product Definition (Requirement Gathering/BRD), Process Documentation, Customer Acceptance, EPMO , Account/Product Data Analysis, system configurations for API and automation, Program & Stakeholder management Solution/Framework builds – Reusable assets to drive specific business metrics AI Advisory(ADAS) for Mortgage servicing, vehicle remarketing | OCR based commercial loan covenant monitoring & early warning system | Hyperledger based settlement system for BNPL B2B sales , marketing enablement and business development Sectoral insight – Lending yearly insights (‘22) | LinkedIn Campaign – Consumer Lending White papers – BNPL , Embedded Finance, Solar Finance Immersive Banking : white paper, mvp demo

Product Strategy Intern at Cxurious Consulting, Jul 2020 - Oct 2020 · 3 mo, Remote, Hemp Start-up ▪ Conducted Primary & Secondary market research, Assisted founders in creating GTM strategy for Smoking accessories ▪ Collaborated with founders to create funding pitch-deck, sales pitch, assisted in Hemp line extension decision Ed-Tech ▪ Analyzed AARRR funnel to increase MAU, lower CAC & Churn Rate; Suggested 10+ UI/UX changes on app

Intern - Corporate Banking at ICICI Bank, Jun 2020 - Jul 2020 · 2 mos, India, Financial Modeling || Post Disbursal Risk Analysis || Sectoral Analysis Value-Chain Analysis ▪ Performed deep-dive analysis across steel value-chain, growth driver, unit economics & demand-supply trends ▪ Analyzed 5+ years data to identify price patterns across raw material & finished steel across global markets ▪ Assessed impact of auto & construction sector on steel demand post Covid-19 & risks w.r.t CAPEX decisions Risk Analysis & Due Diligence ▪ Built financial model to forecast next 5 years P&L, B/S, C-F by analyzing past 5 years data of Global Steel Major ▪ Completed due diligence by analyzing calls & reports & 20+metrics like DSCR, TOL/ATNW, EBITDA/TOI etc. ▪ Assessed Post-Covid Development across labor migration, Govt. Policies, etc. & recommended future strategies

Team Lead at Altisource, Jul 2016 - Aug 2018 · 2 y 1 mo, Mumbai

Associate Risk analyst at XL Dynamics India Pvt. Ltd., Apr 2015 - Jun 2016 · 1 y 2 mo, Mumbai

Education

Master of Business Administration, Finance, Strategy , Marketing, Indian Institute of Management, Lucknow

BACHELOR OF TECHNOLOGY, Chemical Engineering, Maulana Abul Kalam Azad University of Technology, West Bengal formerly WBUT

Public links

sayanhari-portfolio.vercel.app: https://sayanhari-portfolio.vercel.app/?theme=dark